13.87 USD
↗ 0.14 (1.02%)AT CLOSE (03:59 PM EDT)
United Bancorp Inc/OH
UBCPNASDAQ • USD
13.88
↗ 0.01 (0.07%)
POST MARKET (AS OF 04:10 PM EDT)
Post Market
AS OF 04:10 PM EDT
13.88
↗ 0.01 (0.07%)
Market: CLOSED
United Bancorp Inc/OH (UBCP) trades at $13.93 per share. There is a divergence between signals — underlying fundamentals rate "Buy" but technical indicators lean "Sell". Key drivers include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, UBCP appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Oct 26, 2026.
Open?$13.76
High?$13.93
Low?$13.76
Prev. Close?$13.73
Volume?1.8K
Avg. Volume?9.4K
VWAP?$14.00
Rel. Volume?0.19x
Bid / Ask
Bid?$13.75 × 600
Ask?$15.28 × 200
Spread?$1.53
Midpoint?$14.52
Valuation & Ratios
Market Cap?79.6M
Shares Out?5.7M
Float?4.8M
Float %?83.5%
P/E Ratio?10.37
P/B Ratio?1.10
EPS?$1.34
Dividend?7.05%
Ex-Dividend?N/A
News
Profile
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
Employees
133
Market Cap
78.7M
Industry
STATE COMMERCIAL BANKS
Website
Listed
1993-03-01
Address
201 SOUTH FOURTH STREET
MARTINS FERRY, OH 43935
Phone: (740) 633-0445
MARTINS FERRY, OH 43935
Phone: (740) 633-0445
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?75
Short Sent.?90
Piotroski F-Score?6/9Mixed
Confidence?61%Moderate
Short InterestLow
Short % of Float?0.14%Low
Short Interest?6.7K
Days to Cover?1.0
Free Float4.8M
Avg Daily Volume9.1K
Settlement Date2026-10-15
Financial Health
Current Ratio?5.28Strong
Quick Ratio?5.28Strong
Cash Ratio?0.15Low
Debt/Equity?1.10Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score87/100
P/E?10.4CHEAP▾
Peers100
S&P97
P/B?1.10CHEAP▾
Peers100
S&P95
P/S?1.65CHEAP▾
Peers100
S&P76
P/FCF?N/A▾
EV/EBITDA?19.5FAIR▾
Peers100
S&P28
EV/Sales?3.12FAIR▾
Peers100
S&P59
Returns & Efficiency
ROE?10.6%FAIR▾
Peers50
S&P37
ROA?0.9%WEAK▾
Peers50
S&P11
Cash Flow & Enterprise
FCF?$-3755000
Enterprise Value?$150.1M
Fundamentals ratios updated end of day