X Financial American Depositary Shares, each representing six Class A Ordinary Shares

XYFNYSE • USD
4.57 USD
↘ 0.44 (8.78%)AT CLOSE (11:59 AM EDT)
4.64
↗ 0.07 (1.53%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
4.64
↗ 0.07 (1.53%)
🔴Market: CLOSED
Open?$4.68
High?$4.80
Low?$4.55
Prev. Close?$5.01
Volume?300.9K
Avg. Volume?N/A
VWAP?$4.71
Bid / Ask
Bid?$4.50 × 200
Ask?$4.63 × 100
Spread?$0.13
Midpoint?$4.56
Valuation & Ratios
Market Cap?176.0M
Shares Out?22.2M
P/E Ratio?N/A
P/B Ratio?N/A
EPS?N/A
Dividend?N/A
Ex-Dividend?N/A

Shares of X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) are trading at $4.57. Technicals currently rate "Strong Sell" while our fundamental analysis reads "Neutral". This is driven by a robust Altman Z-Score, a weak Piotroski F-Score of 0/9 and a bearish Death Cross on the long-term moving averages.

Technical & fundamental data as of May 22, 2026.

News
Profile
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
Employees
643
Market Cap
176.0M
Industry
N/A
Website
ir.xiaoyinggroup.com
Listed
2018-09-19
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-3/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
93
Momentum?
50
Short Sent.?
53
Piotroski F-Score?0/9Weak
Altman Z-Score?4.11Safe
Confidence?33%Very Low
Full Fundamental Analysis →
Short InterestLow
Short Interest?212.0K
Days to Cover?1.4
Avg Daily Volume147.9K
Settlement Date2026-04-30
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