X Financial American Depositary Shares, each representing six Class A Ordinary Shares

XYFNYSEUSD
4.81 USD
0.08 (1.69%)AT CLOSE (11:59 AM EDT)
4.80
0.01 (0.21%)
POST MARKET (AS OF 07:48 PM EDT)
Post Market
AS OF 07:48 PM EDT
4.80
0.01 (0.21%)
🔴Market: CLOSED
Open?$4.73
High?$5.00
Low?$4.65
Prev. Close?$4.73
Volume?96.9K
Avg. Volume?N/A
VWAP?$4.81
Bid / Ask
Bid?$4.58 × 100
Ask?$4.33 × 100
Spread?-$0.25
Midpoint?$4.46
Valuation & Ratios
Market Cap?185.3M
Shares Out?22.2M
P/E Ratio?N/A
P/B Ratio?N/A
EPS?N/A
Dividend?N/A
Ex-Dividend?N/A

Shares of X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) are trading at $4.81. Technicals currently rate "Neutral" while our fundamental analysis reads "Neutral". This is driven by a robust Altman Z-Score, a weak Piotroski F-Score of 0/9 and a bearish Death Cross on the long-term moving averages.

Technical & fundamental data as of May 29, 2026.

News
Profile
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
Employees
643
Market Cap
185.3M
Industry
N/A
Listed
2018-09-19
Technical OutlookNeutral
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bearish(-1/3)
Medium-Term (Wave)? Bullish(+1/3)
Short-Term (Ripple)? Bullish(+3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
93
Momentum?
50
Short Sent.?
51
Piotroski F-Score?0/9Weak
Altman Z-Score?4.12Safe
Confidence?33%Very Low
Full Fundamental Analysis →
Short InterestLow
Short Interest?197.5K
Days to Cover?1.6
Avg Daily Volume124.2K
Settlement Date2026-05-15