Affinity Bancshares, Inc. Common Stock (MD)

AFBINASDAQUSD
22.51 USD
0.00 (0.02%)🟢PRE MARKET (AS OF 04:14 PM EDT)
🟢Market: OPEN
Open?$22.49
High?$22.51
Low?$22.49
Prev. Close?$22.50
Volume?36.4K
Avg. Volume?11.4K
VWAP?$22.50
Rel. Volume?3.18x
Bid / Ask
Bid?$22.44 × 100
Ask?$22.49 × 100
Spread?$0.05
Midpoint?$22.47
Valuation & Ratios
Market Cap?137.1M
Shares Out?6.1M
Float?4.2M
Float %?67.4%
P/E Ratio?15.61
P/B Ratio?1.06
EPS?$1.44
Dividend?0.00%
Ex-Dividend?N/A

Affinity Bancshares, Inc. Common Stock (MD) (AFBI) is currently trading at $22.51. Our models show a "Buy" technical signal alongside a "Neutral" fundamental rating. Notable factors include a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Jun 4, 2026.

News
Profile
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
Employees
82
Market Cap
137.1M
Industry
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Listed
2021-01-21
Address
3175 HIGHWAY 278
COVINGTON, GA 30014
Phone: (770) 786-7088
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
82
Short Sent.?
90
Piotroski F-Score?4/9Mixed
Confidence?58%Low
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.14%Low
Short Interest?6.0K
Days to Cover?1.0
Free Float4.2M
Avg Daily Volume12.3K
Settlement Date2026-05-15
Financial Health
Current Ratio?2.46Strong
Quick Ratio?2.46Strong
Cash Ratio?0.10Low
Debt/Equity?0.42Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
89/100
P/E?
Peers
100
S&P
79
15.6CHEAP
P/B?
Peers
100
S&P
97
1.06CHEAP
P/S?
Peers
100
S&P
56
2.58CHEAP
P/FCF?
Peers
100
S&P
89
9.9CHEAP
EV/EBITDA?
Peers
100
S&P
45
15.7FAIR
EV/Sales?
Peers
100
S&P
54
3.49FAIR
Returns & Efficiency
ROE?
Peers
50
S&P
22
6.8%FAIR
ROA?
Peers
50
S&P
12
1.0%WEAK
Cash Flow & Enterprise
FCF?$13.8M
Enterprise Value?$185.6M
Fundamentals ratios updated end of day