Affinity Bancshares, Inc. Common Stock (MD)

AFBINASDAQUSD
22.63 USD
0.05 (0.22%)AT CLOSE (11:59 AM EDT)
22.61
0.02 (0.09%)
POST MARKET (AS OF 04:04 PM EDT)
Post Market
AS OF 04:04 PM EDT
22.61
0.02 (0.09%)
🔴Market: CLOSED

Affinity Bancshares, Inc. Common Stock (MD) (AFBI) is currently trading at $22.62. Our models show a "Strong Buy" technical signal alongside a "Neutral" fundamental rating. Notable factors include a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Jul 6, 2026.

Open?$22.58
High?$22.63
Low?$22.57
Prev. Close?$22.58
Volume?13.7K
Avg. Volume?9.3K
VWAP?$22.58
Rel. Volume?1.46x
Bid / Ask
Bid?$22.55 × 700
Ask?$35.89 × 100
Spread?$13.34
Midpoint?$29.22
Valuation & Ratios
Market Cap?137.9M
Shares Out?6.1M
Float?4.2M
Float %?69.4%
P/E Ratio?15.70
P/B Ratio?1.07
EPS?$1.44
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
Employees
82
Market Cap
137.6M
Industry
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Listed
2021-01-21
Address
3175 HIGHWAY 278
COVINGTON, GA 30014
Phone: (770) 786-7088
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+1/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
82
Short Sent.?
65
Piotroski F-Score?4/9Mixed
Confidence?61%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.15%Low
Short Interest?6.4K
Days to Cover?1.0
Free Float4.2M
Avg Daily Volume11.2K
Settlement Date2026-06-15
Financial Health
Current Ratio?2.46Strong
Quick Ratio?2.46Strong
Cash Ratio?0.10Low
Debt/Equity?0.42Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
89/100
P/E?
Peers
100
S&P
79
15.7CHEAP
P/B?
Peers
100
S&P
97
1.07CHEAP
P/S?
Peers
100
S&P
56
2.59CHEAP
P/FCF?
Peers
100
S&P
89
10.0CHEAP
EV/EBITDA?
Peers
100
S&P
45
15.8FAIR
EV/Sales?
Peers
100
S&P
54
3.50FAIR
Returns & Efficiency
ROE?
Peers
50
S&P
22
6.8%FAIR
ROA?
Peers
50
S&P
12
1.0%WEAK
Cash Flow & Enterprise
FCF?$13.8M
Enterprise Value?$186.4M
Fundamentals ratios updated end of day