Affirm Holdings, Inc. Class A Common Stock

AFRMNASDAQUSD
72.09 USD
1.29 (1.76%)AT CLOSE (11:59 AM EDT)
72.05
0.04 (0.06%)
POST MARKET (AS OF 07:57 PM EDT)
Post Market
AS OF 07:57 PM EDT
72.05
0.04 (0.06%)
🔴Market: CLOSED

Affirm Holdings, Inc. Class A Common Stock (AFRM) is currently trading at $72.08. The stock presents a mixed profile: our models indicate a Buy for underlying fundamentals, while technical indicators flash a Sell. Key drivers include exceptional Return on Equity (35.2%) and a bullish Golden Cross on the moving averages. AFRM is fairly valued relative to its sector peers based on current multiples.

Technical & fundamental data as of Sep 15, 2026.

Open?$73.50
High?$74.90
Low?$71.44
Prev. Close?$73.38
Volume?3.5M
Avg. Volume?4.8M
VWAP?$72.37
Rel. Volume?0.73x
Bid / Ask
Bid?$69.19 × 100
Ask?$76.12 × 100
Spread?$6.93
Midpoint?$72.66
Valuation & Ratios
Market Cap?24.8B
Shares Out?296.9M
Float?265.2M
Float %?90.1%
P/E Ratio?12.83
P/B Ratio?4.52
EPS?$5.72
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Employees
2.4K
Market Cap
24.8B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2021-01-13
Address
221 MAIN STREET, FLOOR 6
SAN FRANCISCO, CA 94105
Phone: (415) 960-1518
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bearish(-1/3)
Medium-Term (Wave)? Bearish(-1/3)
Short-Term (Ripple)? Bullish(+1/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
80
Short Sent.?
50
Piotroski F-Score?6/9Mixed
Confidence?77%Moderate
Full Fundamental Analysis →
Short InterestElevated
Short % of Float?5.91%Elevated
Short Interest?15.7M
Days to Cover?2.4
Free Float265.2M
Avg Daily Volume6.4M
Settlement Date2026-08-31
Financial Health
Current Ratio?5.30Strong
Quick Ratio?5.30Strong
Cash Ratio?3.18Strong
Debt/Equity?1.79High
ValuationFAIRLY VALUEDvs 9 peers + S&P 500
Score
67/100
P/E?
Peers
90
S&P
88
12.8CHEAP
P/B?
Peers
56
S&P
40
4.52FAIR
P/S?
Peers
10
S&P
3
17.15HIGH
P/FCF?
Peers
57
S&P
39
24.9FAIR
EV/EBITDA?
Peers
100
S&P
97
-18.4CHEAP
EV/Sales?
Peers
10
S&P
3
22.80HIGH
Returns & Efficiency
ROE?
Peers
89
S&P
83
35.2%STRONG
ROA?
Peers
70
S&P
81
12.2%STRONG
Cash Flow & Enterprise
FCF?$992.6M
Enterprise Value?$32.9B
Fundamentals ratios updated end of day