Affirm Holdings, Inc. Class A Common Stock

AFRMNASDAQ • USD
69.49 USD
↘ 0.59 (0.84%)AT CLOSE (03:59 PM EDT)
69.50
↗ 0.01 (0.02%)
POST MARKET (AS OF 06:06 PM EDT)
Post Market
AS OF 06:06 PM EDT
69.50
↗ 0.01 (0.02%)
🟢Market: OPEN

Affirm Holdings, Inc. Class A Common Stock (AFRM) is currently trading at $69.50. The stock presents a mixed profile: our models indicate a Buy for underlying fundamentals, while technical indicators flash a Sell. Key drivers include exceptional Return on Equity (35.2%) and a bullish Golden Cross on the moving averages. AFRM is fairly valued relative to its sector peers based on current multiples.

Technical & fundamental data as of Oct 26, 2026.

Open?$70.08
High?$70.42
Low?$69.05
Prev. Close?$70.08
Volume?2.5M
Avg. Volume?3.9M
VWAP?$69.67
Rel. Volume?0.62x
Bid / Ask
Bid?$66.15 × 100
Ask?$72.58 × 100
Spread?$6.43
Midpoint?$69.37
Valuation & Ratios
Market Cap?23.6B
Shares Out?296.9M
Float?267.5M
Float %?90.1%
P/E Ratio?12.25
P/B Ratio?4.31
EPS?$5.72
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Employees
2.4K
Market Cap
23.6B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2021-01-13
Address
221 MAIN STREET, FLOOR 6
SAN FRANCISCO, CA 94105
Phone: (415) 960-1518
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
80
Short Sent.?
49
Piotroski F-Score?6/9Mixed
Confidence?77%Moderate
Full Fundamental Analysis →
Short InterestElevated
Short % of Float?6.49%Elevated
Short Interest?17.3M
Days to Cover?4.1
Free Float267.5M
Avg Daily Volume4.2M
Settlement Date2026-10-15
Financial Health
Current Ratio?5.30Strong
Quick Ratio?5.30Strong
Cash Ratio?3.18Strong
Debt/Equity?1.79High
ValuationFAIRLY VALUEDvs 9 peers + S&P 500
Score
67/100
P/E?
Peers
90
S&P
90
12.3CHEAP▾
P/B?
Peers
56
S&P
42
4.31FAIR▾
P/S?
Peers
10
S&P
3
16.38HIGH▾
P/FCF?
Peers
57
S&P
42
23.8FAIR▾
EV/EBITDA?
Peers
100
S&P
97
-17.8CHEAP▾
EV/Sales?
Peers
10
S&P
3
22.03HIGH▾
Returns & Efficiency
ROE?
Peers
89
S&P
83
35.2%STRONG▾
ROA?
Peers
70
S&P
81
12.2%STRONG▾
Cash Flow & Enterprise
FCF?$992.6M
Enterprise Value?$31.8B
Fundamentals ratios updated end of day