Affirm Holdings, Inc. Class A Common Stock

AFRMNASDAQUSD
76.46 USD
1.48 (1.90%)AT CLOSE (11:59 AM EDT)
77.25
0.79 (1.03%)
POST MARKET (AS OF 07:58 PM EDT)
Post Market
AS OF 07:58 PM EDT
77.25
0.79 (1.03%)
🔴Market: CLOSED

Affirm Holdings, Inc. Class A Common Stock (AFRM) is currently trading at $76.45. The stock presents a bullish profile across the board: both technical indicators and our fundamental models signal a "Buy" and "Buy" respectively. Key drivers include a bullish Golden Cross on the moving averages. Furthermore, AFRM is currently richly valued, trading at a premium to sector peers across key valuation metrics.

Technical & fundamental data as of Aug 26, 2026.

Open?$76.96
High?$77.43
Low?$76.11
Prev. Close?$77.95
Volume?2.1M
Avg. Volume?3.2M
VWAP?$76.75
Rel. Volume?0.65x
Bid / Ask
Bid?$72.91 × 100
Ask?$81.52 × 100
Spread?$8.61
Midpoint?$77.22
Valuation & Ratios
Market Cap?26.1B
Shares Out?294.4M
Float?265.2M
Float %?90.1%
P/E Ratio?68.26
P/B Ratio?6.90
EPS?$1.14
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Employees
2.2K
Market Cap
26.1B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2021-01-13
Address
650 CALIFORNIA STREET
SAN FRANCISCO, CA 94108
Phone: (415) 960-1518
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+3/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Bearish(-2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
94
Short Sent.?
54
Piotroski F-Score?6/9Mixed
Confidence?72%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?5.45%Elevated
Short Interest?14.5M
Days to Cover?5.4
Free Float265.2M
Avg Daily Volume2.7M
Settlement Date2026-08-14
Financial Health
Current Ratio?5.59Strong
Quick Ratio?5.59Strong
Cash Ratio?3.56Strong
Debt/Equity?2.35High
ValuationFAIRLY VALUEDvs 9 peers + S&P 500
Score
56/100
P/E?
Peers
30
S&P
7
68.3PRICEY
P/B?
Peers
44
S&P
27
6.90FAIR
P/S?
Peers
10
S&P
3
19.15HIGH
P/FCF?
Peers
43
S&P
24
33.2FAIR
EV/EBITDA?
Peers
100
S&P
97
-20.5CHEAP
EV/Sales?
Peers
10
S&P
3
24.40HIGH
Returns & Efficiency
ROE?
Peers
44
S&P
35
10.1%FAIR
ROA?
Peers
40
S&P
27
2.9%WEAK
Cash Flow & Enterprise
FCF?$786.9M
Enterprise Value?$33.3B
Fundamentals ratios updated end of day