17.26 USD
↘ 0.06 (0.34%)LIVE (AS OF 03:23 PM EDT)
SoFi Technologies, Inc. Common Stock
SOFINASDAQ • USD
Market: OPEN
SOFI is currently priced at $17.26. The stock presents a mixed profile: our models indicate a Buy for underlying fundamentals, while technical indicators flash a Strong Sell. Notable factors include a bearish Death Cross on the long-term moving averages. Valuation-wise, the stock is priced at a premium — multiples like P/E and EV/EBITDA sit above sector averages.
Technical & fundamental data as of Jul 16, 2026.
Open?$16.84
High?$17.56
Low?$16.49
Prev. Close?$17.32
Volume?78.8M
Avg. Volume?82.9M
VWAP?$17.15
Rel. Volume?0.95x
Bid / Ask
Bid?$17.36 × 4.7K
Ask?$17.37 × 3.1K
Spread?$0.01
Midpoint?$17.37
Valuation & Ratios
Market Cap?22.2B
Shares Out?1.3B
Float?1.2B
Float %?97.4%
P/E Ratio?38.51
P/B Ratio?2.05
EPS?$0.45
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Themes
Address
234 1ST STREET
SAN FRANCISCO, CA 94105
Phone: (855) 456-7634
SAN FRANCISCO, CA 94105
Phone: (855) 456-7634
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?60
Z-Score?50
Momentum?91
Short Sent.?38
Piotroski F-Score?5/9Mixed
Confidence?68%Moderate
Short InterestHigh
Short % of Float?15.06%High
Short Interest?188.1M
Days to Cover?2.0
Free Float1.2B
Avg Daily Volume92.0M
Settlement Date2026-06-30
Financial Health
Current Ratio?1.14Adequate
Quick Ratio?1.14Adequate
Cash Ratio?0.08Low
Debt/Equity?0.17Low
ValuationFAIRLY VALUEDvs 8 peers + S&P 500
Score60/100
P/E?38.5PRICEY▾
Peers44
S&P19
P/B?2.05CHEAP▾
Peers89
S&P73
P/S?16.36HIGH▾
Peers33
S&P3
P/FCF?N/A▾
EV/EBITDA?-11.4CHEAP▾
Peers100
S&P97
EV/Sales?15.19HIGH▾
Peers33
S&P3
Returns & Efficiency
ROE?5.3%FAIR▾
Peers11
S&P20
ROA?1.1%WEAK▾
Peers22
S&P12
Cash Flow & Enterprise
FCF?$-6336345000
Enterprise Value?$20.6B
Fundamentals ratios updated end of day