SoFi Technologies, Inc. Common Stock

SOFINASDAQ • USD
ThemeFintech & Digital Payments›Digital Banking & Neobanks
16.03 USD
↘ 1.12 (6.53%)AT CLOSE (11:59 AM EDT)
18.59
↗ 2.56 (15.97%)
POST MARKET (AS OF 08:01 PM EDT)
Post Market
AS OF 08:01 PM EDT
18.59
↗ 2.56 (15.97%)
🔴Market: CLOSED
Open?$16.73
High?$16.99
Low?$15.68
Prev. Close?$17.15
Volume?81.7M
Avg. Volume?72.5M
VWAP?$16.06
Rel. Volume?1.13x
Bid / Ask
Bid?$15.78 × 900
Ask?$15.80 × 200
Spread?$0.02
Midpoint?$15.79
Valuation & Ratios
Market Cap?20.6B
Shares Out?1.3B
Float?1.2B
Float %?97.4%
P/E Ratio?35.64
P/B Ratio?1.90
EPS?$0.45
Dividend?0.00%
Ex-Dividend?N/A

SOFI is currently priced at $16.03. The stock presents a mixed profile: our models indicate a Buy for underlying fundamentals, while technical indicators flash a Sell. Notable factors include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. Valuation-wise, the stock is priced at a premium — multiples like P/E and EV/EBITDA sit above sector averages.

Technical & fundamental data as of Jun 5, 2026.

News
Profile
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
Themes
Fintech & Digital Payments›Digital Banking & NeobanksFintech & Digital Payments›Lending Platforms & BNPL
Employees
6.1K
Market Cap
20.6B
Industry
FINANCE SERVICES
Website
www.sofi.com
Listed
2021-06-01
Address
234 1ST STREET
SAN FRANCISCO, CA 94105
Phone: (855) 456-7634
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
91
Short Sent.?
41
Piotroski F-Score?5/9Mixed
Confidence?70%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?13.85%High
Short Interest?173.0M
Days to Cover?2.8
Free Float1.2B
Avg Daily Volume61.6M
Settlement Date2026-05-15
Financial Health
Current Ratio?1.14Adequate
Quick Ratio?1.14Adequate
Cash Ratio?0.08Low
Debt/Equity?0.17Low
ValuationFAIRLY VALUEDvs 8 peers + S&P 500
Score
60/100
P/E?
Peers
44
S&P
21
35.6PRICEY▾
P/B?
Peers
67
S&P
77
1.90CHEAP▾
P/S?
Peers
33
S&P
3
15.14HIGH▾
P/FCF?
N/A▾
EV/EBITDA?
Peers
100
S&P
97
-10.5CHEAP▾
EV/Sales?
Peers
33
S&P
3
13.97HIGH▾
Returns & Efficiency
ROE?
Peers
11
S&P
20
5.3%FAIR▾
ROA?
Peers
22
S&P
12
1.1%WEAK▾
Cash Flow & Enterprise
FCF?$-6336345000
Enterprise Value?$19.0B
Fundamentals ratios updated end of day
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