SOFI Financials

Income Statement
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025
Revenue
429.3M
-4.9%
451.4M
+133.7%
193.1M
-48.7%
376.5M
+11.7%
337.1M
Cost of Revenue
200.1M
-31.4%
291.9M
+80.6%
161.6M
+0.1%
161.4M
+7.3%
150.4M
Gross Profit
229.2M
+43.6%
159.5M
+406.2%
31.5M
-85.3%
215.1M
+15.2%
186.7M
Operating Expenses
814.2M
+13.0%
720.8M
+6.3%
678.1M
+4.1%
651.6M
+10.0%
592.3M
R&D
191.3M
+1.9%
187.7M
+8.6%
172.8M
+3.4%
167.1M
+9.9%
152.1M
SG&A
609.2M
+14.3%
533.1M
+6.7%
499.9M
+5.2%
475.3M
+10.5%
430.1M
Operating Income
-585069000
-4.2%
-561254000
+13.2%
-646584000
-48.1%
-436563000
-7.6%
-405645000
EBITDA
-511963000
-3.7%
-493676000
+15.4%
-583704000
-54.7%
-377318000
-8.1%
-348902000
Net Income
156.6M
-6.1%
166.7M
-3.9%
173.5M
+24.5%
139.4M
+43.3%
97.3M
EPS (Basic)
$0.12
-7.7%
$0.13
-7.1%
$0.14
+16.7%
$0.12
+33.3%
$0.09
EPS (Diluted)
$0.12
+0.0%
$0.12
-7.7%
$0.13
+18.2%
$0.11
+37.5%
$0.08
Shares (Diluted)
1.4B
-1.9%
1.4B
+2.2%
1.3B
+4.4%
1.3B
+9.1%
1.2B