HERITAGE INSURANCE HOLDINGS INC

HRTGNYSEUSD
34.96 USD
0.38 (1.08%)🟢PRE MARKET (AS OF 05:46 AM EDT)
🟢Market: OPEN

Shares of HERITAGE INSURANCE HOLDINGS INC (HRTG) are trading at $34.96. The stock presents a bullish profile across the board: both technical indicators and our fundamental models signal a "Strong Buy" and "Buy" respectively. Notable factors include a strong Piotroski F-Score of 7/9, exceptional Return on Equity (37.9%), a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Sep 11, 2026.

Open?$34.96
High?$34.96
Low?$34.96
Prev. Close?$34.58
Volume?90
Avg. Volume?303.2K
VWAP?$34.96
Rel. Volume?0.00x
Bid / Ask
Bid?$13.63 × 100
Ask?$34.62 × 100
Spread?$20.99
Midpoint?$24.13
Valuation & Ratios
Market Cap?1.0B
Shares Out?29.7M
Float?24.2M
Float %?78.2%
P/E Ratio?4.78
P/B Ratio?1.81
EPS?$7.24
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
Employees
542
Market Cap
1.0B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
2014-05-23
Address
1401 N WESTSHORE BLVD
TAMPA, FL 33607
Phone: (727) 362-7202
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+1/3)
Short-Term (Ripple)? Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
88
Z-Score?
50
Momentum?
88
Short Sent.?
39
Piotroski F-Score?7/9Strong
Confidence?63%Moderate
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?3.31%Low
Short Interest?800.2K
Days to Cover?3.3
Free Float24.2M
Avg Daily Volume239.4K
Settlement Date2026-08-31
Financial Health
Current Ratio?0.56Weak
Quick Ratio?0.56Weak
Cash Ratio?0.47Low
Debt/Equity?0.13Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
4.8CHEAP
P/B?
Peers
100
S&P
80
1.81CHEAP
P/S?
Peers
100
S&P
83
1.21CHEAP
P/FCF?
Peers
100
S&P
97
3.5CHEAP
EV/EBITDA?
Peers
100
S&P
97
1.7CHEAP
EV/Sales?
Peers
100
S&P
97
0.60CHEAP
Returns & Efficiency
ROE?
Peers
50
S&P
86
37.9%STRONG
ROA?
Peers
50
S&P
70
8.8%STRONG
Cash Flow & Enterprise
FCF?$297.7M
Enterprise Value?$511.8M
Fundamentals ratios updated end of day