21.95 USD
↗ 0.73 (3.45%)LIVE (AS OF 10:34 AM EDT)
Open?$21.63
High?$22.16
Low?$21.24
Prev. Close?$21.22
Volume?100.7K
Avg. Volume?521.3K
VWAP?$21.89
Rel. Volume?0.19x
Bid / Ask
Bid?$21.84 × 100
Ask?$21.91 × 400
Spread?$0.07
Midpoint?$21.88
Valuation & Ratios
Market Cap?642.4M
Shares Out?30.3M
Float?24.2M
Float %?78.2%
P/E Ratio?3.19
P/B Ratio?1.22
EPS?$6.66
Dividend?0.00%
Ex-Dividend?N/A
Shares of HERITAGE INSURANCE HOLDINGS INC (HRTG) are trading at $21.95. The stock presents a mixed profile: our models indicate a Buy for underlying fundamentals, while technical indicators flash a Strong Sell. Notable factors include exceptional Return on Equity (38.3%), a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Jun 5, 2026.
News
Profile
Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance across various states in the U.S. It also offers commercial residential insurance predominantly for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally. The company operates in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, and South Carolina.
Employees
542
Market Cap
632.1M
Industry
FIRE, MARINE & CASUALTY INSURANCE
Website
Listed
2014-05-23
Address
1401 N WESTSHORE BLVD
TAMPA, FL 33607
Phone: (727) 362-7202
TAMPA, FL 33607
Phone: (727) 362-7202
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?95
Short Sent.?75
Piotroski F-Score?6/9Mixed
Confidence?64%Moderate
Short InterestLow
Short % of Float?4.58%Low
Short Interest?1.1M
Days to Cover?1.8
Free Float24.2M
Avg Daily Volume608.9K
Settlement Date2026-05-15
Financial Health
Current Ratio?0.79Weak
Quick Ratio?0.79Weak
Cash Ratio?0.65Adequate
Debt/Equity?0.15Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?3.2CHEAP▾
Peers100
S&P97
P/B?1.22CHEAP▾
Peers100
S&P93
P/S?0.76CHEAP▾
Peers100
S&P91
P/FCF?3.2CHEAP▾
Peers100
S&P97
EV/EBITDA?0.7CHEAP▾
Peers100
S&P97
EV/Sales?0.24CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?38.3%STRONG▾
Peers50
S&P86
ROA?10.0%STRONG▾
Peers50
S&P74
Cash Flow & Enterprise
FCF?$198.5M
Enterprise Value?$202.9M
Fundamentals ratios updated end of day