Epic Retirement UK
Bec Wilson's UK Epic Retirement newsletter. The secrets to a fulfilling retirement - practical advice, actionable strategies and true stories to help you prepare for your epic retirement in the UK. AU/NZ edition available separately.
- Top in Finance
- #32
- Subscribers
- 84K
- Followers
- 165K
- Recommends
- 3
rounded by Substack
other newsletters
What they write about
UK retirement planning from a newspaper columnist, covering the financial and the psychological side of stopping work. Recurring subjects include pensions, ISAs and mortgage trade-offs, how much income a retirement actually needs, and adjusting to the first year after leaving a career.
- retirement planning
- uk
- pensions
- isas
- retirement psychology
Recent examples: Retiring with a mortgage? Your options might be wider than you think · Where are you on the retirement continuum?
Written from Epic Retirement UK’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
Growth history
Subscribers (thousands, nightly)
85K on Sep 10, 2026 → 84K on Oct 1, 2026
Followers (thousands, nightly)
Rank in Substack’s finance leaderboard: #32 today · #35 a week ago
Stats worth sharing
Tracked since Sep 10, 2026 — 22 daily snapshots so far. The card below is built from what we track and refreshes nightly.
- Percentile
- Top 7%
- Best rank seen
- #31
- Rank, 7 days
- +3 places
- Subscribers added
- −1.0K
- Followers added
- −410
- Posts
- 4
- Reactions per post
- 3
- Reactions tracked
- 52
of 525 ranked finance newsletters
on Sep 16, 2026
since tracking began
since tracking began
last 30 days
average, recent posts
across 15 posts
Most-reacted post we have seen: The day my editor picked a fight with Dolly Parton — 7 reactions on Aug 30, 2026.
Recent posts
- Retiring with a mortgage? Your options might be wider than you think
In this week’s edition: Feature story: Retiring with a mortgage? Your options might be wider than you think From Bec’s Desk: Counting down The Times: Planning for retirement? Ask yourself this first Retiring with a mortgage? Your options might be wider than you think This week I received a letter from a reader approaching retirement with a problem that will be familiar to plenty of people here: they still have a mortgage, and they’re wondering what that means for when they can afford to retire. For a long time, the expected order was fairly straightforward. Work, pay off the mortgage, retire…
- Where are you on the retirement continuum?
In this week’s edition: Feature story: Where are you on the retirement continuum? From Bec’s Desk: 15 days to go The Times: Planning for retirement? Ask yourself this first Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK Where are you on the retirement continuum? Maybe we need to stop asking people when they’re going to retire. There’s a question people start asking you with surprising regularity once you get into your fifties: “When are you…
- How many years are you prepared to trade for more money?
In this week’s edition: Feature story: How many years are you prepared to trade for more money? From Bec’s Desk: Counting down The Times: Planning for retirement? Ask yourself this first Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK How many years are you prepared to trade for more money? My friend thinks I’m looking at retirement risk all wrong … Last week I wrote about a friend of mine who has spent the last few years telling me he’s going…
- Are you actually ready to retire - or just really sick of your job?
In this week’s edition: Feature story: Are you actually ready to retire - or just really sick of your job? From Bec’s Desk: Coming to London The Times: Planning for retirement? Ask yourself this first Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK Are you actually ready to retire - or just really sick of your job? I have a very close friend in his 50s who keeps telling me he’s going to retire next year. He’s been saying it for a while now. And…
- The day my editor picked a fight with Dolly Parton
In this week’s edition: Feature story: Why the first year of retirement is weirder than anyone tells you From Bec’s Desk: Coming to London The Times: Planning for retirement? Ask yourself this first Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK The day my editor picked a fight with Dolly Parton I’ve been thinking a lot about Dolly Parton this week. Like millions of people, I was incredibly sad to hear she’d died. But among all the wonderful…
- What are you really worried about when it comes to retirement?
In this week’s edition: Feature story: What are you really worried about when it comes to retirement? From Bec’s Desk: A mother of adults The Times: Here’s how to work out how much you really need for retirement Take the Real Retirement Survey We’re launching a big, broad, independent survey to learn about what you really need help with as you head toward retirement. And we invite you to take part. What are you really worried about when it comes to retirement? I spend an enormous amount of my life talking about retirement. I talk about it to people who are five or ten years away from it, and…
- Why the first year of retirement is weirder than anyone tells you
In this week’s edition: Feature story: Why the first year of retirement is weirder than anyone tells you From Bec’s Desk: Doing what you love The Times: Here’s how to work out how much you really need for retirement Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK Why the first year of retirement is weirder than anyone tells you I think we massively underestimate the first year of retirement, and the transition it really is. We put so much effort…
- Retire from the job not from being challenged
In this week’s edition: Feature story: Retire from the job not from being challenged From Bec’s Desk: Course kickoff in the UK The Times: Here’s how to work out how much you really need for retirement Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK Retire from the job, not from being challenged The old retirement dream was freedom from obligation. No alarm clock, no boss, no diary and nobody demanding anything from you anymore. After 40 or more…
- Where should your next £300 go? Mortgage, pension or ISA?
In this week’s edition: Feature story: Where should your next £300 go? Mortgage, pension or ISA? From Bec’s Desk: A trip through central Australia Know someone who’s starting to think seriously about retirement? Why not forward them today’s newsletter? It might be the conversation starter they didn’t know they needed. Share Epic Retirement UK Where should your next £300 go? Mortgage, pension or ISA? One of the nicest financial problems you can have as retirement starts to come into view is finding yourself with a little money left over at the end of the month. For years, it probably felt like…
- Your brain needs a retirement plan too
In this week’s edition: Feature story: Your brain needs a retirement plan too The Times: How to overcome the fear that ruins retirements From Bec’s Desk: 99p for the book! Ends this week The new updated guidelines for Dementia prevention are in from the WHO Your brain needs a retirement plan too I don’t think enough retirement planning stops to ask what the point of it all is if your brain isn’t along for the ride. You can get the pension stuff sorted, the income streams and the taxes mapped, the timing nailed, and still be missing the thing that makes all of it worth having. The World Health…
- The mid year financial checkin for those approaching retirement
- Who are you when the job title is gone?
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Data: Substack public leaderboards and publication archives, refreshed nightly, plus public beehiiv sitemaps and recommendation pages, refreshed weekly. Source for this page: Epic Retirement UK. Subscriber counts are Substack’s own rounded public figures, so week-on-week changes move in steps. beehiiv audience sizes are self-reported by the publisher and are not verified. Last snapshot: Oct 1, 2026.