
Covering fintech and banking without fear or favor: a once-a-week newsletter offering in-depth analysis on trends and stories in banking, fintech, and crypto.
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Weekly analysis of fintech and banking, centred on bank-fintech partnerships and regulation. Recurring subjects include charter applications and regulator decisions, enforcement actions and lawsuits, sponsor-bank earnings, and stablecoins and payments. Also runs interviews with industry figures.
Recent examples: Money20/20 Recap, “Debanking,” & Free Speech · I Never Thought It Would Happen To Me
Written from Fintech Business Weekly’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
Symbols named in the headline of a post from the last 30 days, most-covered first. The number is how many of those posts mentioned it.
Read from 1 post headline in the last 30 days. A newsletter that names a company only in the body of a post will not appear here, and a mention is not a recommendation — it only means the symbol came up.
93K on Sep 10, 2026 → 93K on Oct 21, 2026
Rank in Substack’s finance leaderboard: #33 today · #30 a week ago · #30 a month ago
Tracked since Sep 10, 2026 — 62 daily snapshots so far. The card below is built from what we track and refreshes nightly.
of 525 ranked finance newsletters
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last 30 days
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Most-reacted post we have seen: Regulators Move To Rescind Post-Synapse Risk Guidance, Lay Groundwork For Fintech Standards — 66 reactions on Sep 13, 2026.
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. In this episode, Alex and I had the chance to discuss: The top themes and discussions from Money20/20, which, surprise!, involved a lot of agentic AI The Office of the Comptroller of the Currency’s “debanking” report (and my own experienced getting “debanked,” sort of, by cross-border payments firm Wise)…
Hey all, Jason here. I’m looking forward to moderating a discussion on “Building the AI File examiners will ask for” at Unit21’s virtual AI Files event this Tuesday — after which I will, no doubt, obsessively watch election returns (if you haven’t voted yet, what are you waiting for?!) I’m also looking forward to heading to New York and then DC later this month to attend and moderate a session at the American Fintech Council’s Policy Summit . If you’re attending, I hope to catch up with you there! Subscribe or Support by Upgrading Fintech stopped renting banks. You’ve got 17 days to hear…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. In this episode, I had the chance to chat with Brett King , futurist, author, co-founder of Moven, co-host of Breaking Banks , whose books include Bank 4.0 and The Rise of Technosocialism — and the soon-to-be-released Bank 5.0. We had the chance to discuss: How and why people adopt or do not adopt new technologies, in financial services or otherwise Why certain geographies still use cash and checks and the cost of payment acceptance The implication of the rise of agentic commerce Brett’s new book, Bank 5.0: The Rise of the…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. In this episode, I had the chance to chat with Pallavi Kuppa-Apte , cofounder and CEO at dispute automation platform Decisionly . We had the chance to discuss: Some of the legal and regulatory frameworks governing card disputes — EFTA/Reg E, TILA/Reg Z, and card network rules What the Apple Card/Goldman Sachs enforcement action shows about how hard disputes are to get right, even for the largest companies Why agentic commerce is likely to drive a surge in disputes and first-party fraud Why manual dispute management is no…
Hey all, Jason here. I just finished copy editing in a hotel lobby outside of Barcelona. It’s 1:00am, which is equivalent to maybe 9:00pm in normal time. When this lands in your inbox, I should be on a flight back to Amsterdam (though with the civil unrest in Barcelona and KLM warning again of weather disruptions at Schipol, who knows.) It has been an amazing, fun, exhausting two weeks on the road in Mexico City (muchas gracias a todos en Monato, Juan Miguel Guerra Dávila de Revolut, y Neri Tollardo de Banco Plata por una bienvenida muy cálida), Las Vegas (too many people to name), Barcelona…
Hey all, Jason here. You’re getting this slightly later than normal, due to travel and some last minute copy edits (please forgive any typos!). My time in Mexico City was, as always, delightful. I’m already here in Las Vegas for Money2020 — if you’re attending, I hope to see you around the Venetian! Subscribe or Support by Upgrading Build products that move money with Modern Treasury Partner content: Day one: A software platform launches payments for its first customers. Each customer gets their own named U.S. account. Money comes in over ACH or wire, and goes out over ACH, wire, or check…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. In this episode, I had the chance to chat with Current cofounder and CTO Trevor Marshall . Trevor and I had the chance to discuss: Why Current built its own banking core from the beginning, and the differentiation and efficiencies it has continued to provide over time vs. relying on legacy providers How owning its core has allowed Current to build integrated, unique products in the market, such as its secured charge card, the Build Card, which gives members a single balance to view and manage What are the upfront costs and…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. In this episode, I had the chance to chat with Modern Treasury cofounder and CEO Matt Marcus and cofounder and CTO Sam Aarons . We had the chance to discuss: Unpacking the basics of a national trust bank charter: what it is and what it isn’t How obtaining a trust bank charter will integrate with and enhance Modern Treasury’s capabilities Examples of how customers are leveraging Modern Treasury’s infrastructure The latest on payment rail adoption: FedNow, RTP, stablecoins, and more And more! A reminder, if you’re enjoying…
Hey all, Jason here. When this hits your inbox, I’ll be somewhere over the Atlantic, between Amsterdam and Mexico City. I’ll be in Mexico City for a week, during which I’ll be moderating a panel at Momentum by Monato — very much looking forward to the conversation with Alejandro O’Farrill, the director of LatAm growth for Polygon, of BPN Latam, and Juan Guerra, the CEO of Revolut Mexico. Subscribe or Support by Upgrading The new operating model for credit and fraud risk Partner content: Risk leaders are rethinking more than how often models update. This whitepaper brings together the insights…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. In this episode, I had the chance to chat with Current cofounder and CEO Stuart Sopp . Stuart and I had the chance to discuss: Current reaching EBITDA profitability and what has driven its continued growth How Current intends to remain focused on its core demo, which are the over 150 million Americans living paycheck to paycheck How providing the most product value for this demographic has led to more efficiency as a business and faster paybacks Current’s focus on expanding its product suite to provide the best full…
Listen and subscribe on Apple Podcasts | Spotify Hey all, Jason here. Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. In this episode, Alex and I had the chance to discuss: Whop, which launched a feature letting users create their own neobanks in just 15 minutes. What could go wrong? The Revolut data breach that is putting crypto whales’ lives in danger Chime’s proposed acquisition of its partner bank Stride And, as…
Hey all, Jason here. Money20/20 is still two weeks away, but I’ve already started packing (not procrastinating for once!). My calendar is already filling up with various sessions I want to catch, meetings, and of course happy hours, dinners, and other side events. If you’ll be in Vegas and want to catch up, let me know by replying to this email, and we can try to find a time amidst the chaos of the Venetian. A big if not totally unexpected piece of news dropped on Friday: the Independent Community Bankers of America, a trade group that represents smaller U.S. banks, filed a lawsuit against…
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