Hot Girls Save Money
Your weekly guide to getting your finances in order without giving up the things you love. Practical strategies, mindset shifts, and real talk to help you spend smarter, save more, and feel in control of your money.
- Top in Finance
- #58
- Subscribers
- 98K
- Paid subscribers
- 10+ paid
- Followers
- 99K
- Paid plan
- $8/mo
- Recommends
- 3
- Podcast
- Yes
rounded by Substack
other newsletters
What they write about
Weekly personal finance written for women, framed around managing money without giving up the things you enjoy. Recurring subjects include saving strategies and compound growth, the financial side of marriage including prenups and joint accounts, wedding costs, lifestyle creep, and reassessing beauty and fashion spending.
- personal finance
- saving
- women and money
- marriage finances
- lifestyle creep
Recent examples: You Don’t Really Want to Move to the Country · Love & Joint Accounts Vol. 5: So You Got Married… Now What?
Written from Hot Girls Save Money’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
Growth history
Subscribers (thousands, nightly)
80K on Sep 10, 2026 → 98K on Oct 21, 2026
Followers (thousands, nightly)
Rank in Substack’s finance leaderboard: #58 today · #68 a week ago · #87 a month ago
Stats worth sharing
Tracked since Sep 10, 2026 — 42 daily snapshots so far. The card below is built from what we track and refreshes nightly.
- Percentile
- Top 12%
- Best rank seen
- #54
- Rank, 7 days
- +10 places
- Rank, 30 days
- +29 places
- Subscribers added
- +18K
- Followers added
- +18K
- Posts
- 5
- Reactions per post
- 32
- Reactions tracked
- 573
of 525 ranked finance newsletters
on Oct 18, 2026
since tracking began
since tracking began
last 30 days
average, recent posts
across 18 posts
Most-reacted post we have seen: 5 Ways I Spend Money to Improve My Life — 94 reactions on Jun 18, 2026.
Recent posts
- You Don’t Really Want to Move to the Country
Suddenly it seems like everyone online wants to move to the country, and honestly, I don’t blame them. Who wouldn’t want a slower pace of life, less pressure to achieve, and more time to enjoy the things that actually matter? But I wonder if we’re romanticizing the country a little. Because what if the life we’re dreaming about has less to do with where we live and more to do with how we’re living right now? I think a lot of us are tired. Tired of constantly wanting more, feeling pressure to keep up, and spending money on things that don’t actually make us happier. And when life starts to…
- Love & Joint Accounts Vol. 5: So You Got Married… Now What?
Merging finances can be scary, and I get it. It can feel like you’re giving up your independence, but if done correctly and between two financially compatible adults, it can actually improve your relationship. A 2023 study at Indiana University found that couples who merged their finances reported greater relationship satisfaction and felt more like they were “in this together.” 1 When you get married, you basically have three options: combine everything, keep everything separate, or take a hybrid approach. Sometimes the way you structure your prenup will influence how you organize your…
- The Real Cost of My Bridal Beauty Prep
Earlier this week, I wrote about the growing trend of women spending tens of thousands of dollars on a “glow-up” before their weddings. From considering plastic surgery to trying every beauty treatment available, it is becoming increasingly common for beauty prep to become a major line item in the wedding budget. If you missed Tuesday’s letter, When Did Getting Married Start Requiring a $30K Glow-Up? , I recommend reading that one first. It is the longer introduction to what I’m breaking down today. Today, I’m getting into exactly what I did to prepare for my own wedding, when I did it, what…
- When Did Getting Married Start Requiring a $30K Glow-Up?
Hot Girls Save Money is your guide to building wealth without giving up the things you love. Practical advice on money, fashion, beauty, and travel to help you spend intentionally, save smarter, and build a future on your own terms. In the year leading up to my wedding, I noticed an alarming trend online: women investing anywhere from $30,000 to $60,000 on a “glow-up” before their wedding. There are a few reasons why I find this alarming, so let’s break them down. The pressure to look good on your wedding day is already high, but investing so much money inherently increases the pressure…
- How Much Are We Willing to Sacrifice for a Paycheck?
Last Sunday, we got married, and I’m writing this intro from our honeymoon. I’m also fighting a cold, and we’re about to change rooms at the hotel for the second time… so, considering my brain isn’t exactly firing on all cylinders this week, I thought it would be a great time to re-release this thought-provoking conversation I had with Cara Anne Greene about our relationship to work. It also feels especially timely following Dolly Parton’s passing. Dolly gave us “9 to 5,” a song that captured the frustration, exhaustion, and absurdity of working life for so many people, but especially women…
- Worthy Additions to My Summer Regulars
Hot Girls Save Money is your guide to building wealth without giving up the things you love. Practical advice on money, fashion, beauty, and travel to help you spend intentionally, save smarter, and build a future on your own terms. If you , you unlock access to my most actionable money advice and tools, including my signature series: Hot Girl Money Reset and Love and Joint Accounts . Naturally, we think that having more clothes will make it easier to get dressed. But it’s actually the opposite. More clothes means more confusion, more clutter, and more energy spent getting dressed. I’ve…
- My Top 5 Strategies to Save Money
Hot Girls Save Money is your guide to building wealth without giving up the things you love. We talk money, fashion, beauty, travel, and the strategies that help you spend intentionally, save smarter, and build a future on your own terms. This post is free, but if you want to take your finances to the next level, consider upgrading to a paid subscription. You’ll get access to my most useful, actionable content, including my two signature series: Hot Girl Money Reset , a series that works like a course to help you get your finances in order, and Love and Joint Accounts , where I break down…
- Love & Joint Accounts Vol. 04: Hot Girls Get Prenups
Last Wednesday, I went LIVE on Substack with of The Mother Lode to talk about what it’s really like to get a prenup. I’m currently in the final stages of negotiating my own prenup, while Cindy went through a difficult divorce a few years ago without one. Since then, she’s become a big advocate for women getting prenups and understanding how marriage can impact them financially. A few weeks ago, I asked Cindy to write a guest feature for Hot Girls Save Money. I gave her a very specific question to answer: What are 5 ways marriage benefits men more than women, and what can we do about it? If…
- 4 Excuses to Opt Out of a Big Wedding
Hot Girls Save Money is your guide to building wealth without giving up the things you love. We talk money, fashion, beauty, travel, and the strategies that help you spend intentionally, save smarter, and build a future on your own terms. It feels surreal to be saying this, but we are less than 30 days out from our wedding in Venice, Italy. Deciding to have a “big” wedding was a very hard decision for both of us, partly because of the cost, but also because of the time and effort that goes into it. I wrote a year ago about how hard this decision was . The irony is that I published that letter…
- Hot Girl Money Reset Issue 05: How to Turn Ordinary Income Into 7 Figures
📣 Wednesday, 8/26 , I’ll be going LIVE with to share what it’s really like to get a prenup. Cindy will be interviewing me about my personal prenup experience, while also sharing her own wisdom from 13 years of marriage and her recent divorce. Come ready with your questions - we can’t wait to chat with you all! 📍 Live on Substack 8/26 at 12 PM PST / 3 PM EST Here’s the most exciting thing I can teach you about building wealth: your money can make money while you sleep. And then, if you leave it alone long enough, that money can make even more money. It’s called compound growth, and today I’m…
- Love & Joint Accounts (Vol. 3): 5 Ways Marriage Financially Benefits Men More Than Women
Hot Girls Save Money is your guide to building wealth without giving up the things you love. We talk money, fashion, beauty, travel, and the strategies that help you spend intentionally, save smarter, and build a future on your own terms. For the third installment of my Love & Joint Accounts series, I’ve invited a special guest to contribute to the newsletter. Today, we have Cindy DiTiberio, the writer of The Mother Lode on Substack, where she explores motherhood, marriage, and divorce through a feminist lens. I first discovered Cindy’s writing after hearing her response to the memoir…
- So I Quit Botox for a Year. Here’s What I Did Instead.
Hot Girls Save Money is your guide to building wealth without giving up the things you love. We talk money, fashion, beauty, travel, and the strategies that help you spend intentionally, save smarter, and build a future on your own terms. We have a common problem in the United States. We tend to treat symptoms rather than ask what caused them in the first place. You can see it throughout our healthcare system, where there’s often more money to be made managing chronic conditions than preventing them. And I think that same mindset has spilled over into other industries, including beauty…
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Data: Substack public leaderboards and publication archives, refreshed nightly, plus public beehiiv sitemaps and recommendation pages, refreshed weekly. Source for this page: Hot Girls Save Money. Subscriber counts are Substack’s own rounded public figures, so week-on-week changes move in steps. beehiiv audience sizes are self-reported by the publisher and are not verified. Last snapshot: Oct 21, 2026.