
Jack Raines' essays on all things behavioral finance, markets, work, and life.
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Personal essays on behavioural finance, careers and life in your twenties. Recent editions are dominated by the launch of the author's book, Young Money, alongside pieces on self-promotion, apathy and modern work, and excerpts from the book itself.
Recent examples: Beginnings · 29-Year-Olds Can Write Memoirs Too.
Written from Young Money by Jack Raines’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
60K on Sep 10, 2026 → 60K on Sep 24, 2026
Rank in Substack’s finance leaderboard: #370 today · #97 a week ago
Tracked since Sep 10, 2026 — 17 daily snapshots so far. The card below is built from what we track and refreshes nightly.
on Sep 12, 2026
since tracking began
average, recent posts
across 12 posts
Most-reacted post we have seen: 29% Loaded — 300 reactions on Jun 22, 2026.
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties , is finally available for purchase! Buy your copy below: Buy Your Copy of Young Money! The last couple of weeks were, to say the least, pretty wild. Highlights include, but are not limited to: Appearing on Scott Galloway’s podcast , not just once, but twice (and facing accusations of being a nepo baby from the comment section). Chopping it up in the Bloomberg HQ with Barry Ritholtz . Renting the NASDAQ for a day. Seeing my physical book in the Barnes & Noble by my…
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties , is finally available for purchase! Buy your copy below: Buy Your Copy of Young Money! There was, I believe, a time where the publishers, as well as a select few networks, magazines, and newspapers, could move the needle on a book. When there are five national newspapers, two relevant late night shows, and a handful of magazines that really matter, all it takes is one editor or journalist to care about your work and, suddenly, everyone cares about your work. Publishers…
Five years after launching this blog, I’m stoked that Young Money: A Field Guide to Wealth and Purpose in Your Twenties , is finally available for purchase! Buy your copy below: Buy your copy of Young Money! THANK YOU, THANK YOU, THANK YOU. Young Money went live Tuesday, and the last 48 hours have been insane. The Barnes & Noble by Union Square in Manhattan was sold out, a friend texted me that the bookstore in San Francisco’s Marina District was sold out, and I’ve received hundreds of texts, tweets, messages, and posts about the book. People seem to love it. To everyone who purchased and /…
Five years after launching this blog, and two years after signing this book deal, I’m stoked for you to finally read Young Money: A Field Guide to Wealth and Purpose in Your Twenties . Buy your copy below, and make sure to leave a review! Buy your copy of Young Money! A story from last summer: While briefly living in the CitizenM Bowery Hotel, I lost approximately 15 pounds due to stress in the ~2 weeks between June 25th and July 8th. Some context: I moved to San Francisco in January 2025 for a new job, and, at the time, one of my goals while in San Francisco was to write the first draft of…
This blog is an excerpt from my first book: Young Money: A Field Guide to Wealth and Purpose in Your Twenties. I wrote 270 pages on status games, opportunity costs, and the stage-specificity of life; topics that I think are particularly timely today. To read the rest of the chapter (and the full book!), order your copy below: Order your copy of Young Money! In late September 2021, I fell asleep in the back row of a FlixBus in Sevilla, Spain, and woke up four hours later in Lagos, Portugal. Sitting above a cliff just outside the mouth of the Mediterranean, Lagos could be mistaken for a Greek…
My first book, Young Money: A Field Guide to Wealth and Purpose in Your Twenties, is coming out in two weeks. This blog post, which I originally wrote in 2024, was the inspiration behind a core idea in my book: how apathy steals our time from us. Enjoy this piece, and please order your copy of Young Money below: Order your copy of Young Money! If you were fortunate enough to be born into a middle-class or higher family in a first-world, western country in the last ~40 years, you are subject to a set of circumstances that would have been unfamiliar to anyone, save a few members of the…
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Data: Substack public leaderboards and publication archives, refreshed nightly, plus public beehiiv sitemaps and recommendation pages, refreshed weekly. Source for this page: Young Money by Jack Raines. Subscriber counts are Substack’s own rounded public figures, so week-on-week changes move in steps. beehiiv audience sizes are self-reported by the publisher and are not verified. Last snapshot: Sep 30, 2026.