Jill on Money Substack
No jargon, no judgment, Jill on Money is your no-nonsense guide to taking control of your finances.
- Top in Finance
- #96
- Subscribers
- 34K
- Paid subscribers
- 10+ paid
- Followers
- 34K
- Recommends
- 2
rounded by Substack
other newsletters
What they write about
Practical personal finance in a question-and-answer format, often built around listener calls. Recurring subjects include education savings accounts, bonds and interest rates, which investments suit a taxable account, couples and money, side income, and financial decisions around illness and caregiving.
- personal finance
- education savings
- bonds
- taxable accounts
- couples finances
- retirement
Recent examples: Lessons From Warren Buffett · 7 Biggest Investing Mistakes to Avoid Now
Written from Jill on Money Substack’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
Growth history
Subscribers (thousands, nightly)
34K on Sep 10, 2026 → 34K on Sep 30, 2026
Followers (thousands, nightly)
Rank in Substack’s finance leaderboard: #96 today · #93 a week ago
Stats worth sharing
Tracked since Sep 10, 2026 — 21 daily snapshots so far. The card below is built from what we track and refreshes nightly.
- Percentile
- Top 19%
- Best rank seen
- #90
- Rank, 7 days
- −3 places
- Followers added
- −50
- Posts
- 6
- Reactions per post
- 10
- Reactions tracked
- 171
of 525 ranked finance newsletters
on Sep 22, 2026
since tracking began
last 30 days
average, recent posts
across 17 posts
Most-reacted post we have seen: Don’t Ditch Your Bonds — 22 reactions on Aug 24, 2026.
Recent posts
- Lessons From Warren Buffett
At the ripe old age of 96, Warren Buffett announced that he was stepping down as chairman of Berkshire Hathaway, the company that he and his business partner Charlie Munger built into a $1 trillion investment powerhouse. Although few would ever think that they could replicate Buffett’s results, you don’t need a lot of money to learn lessons from the so-called “Oracle of Omaha.” Start with one of his core premises: doing nothing is often the best course of action. He advised that once you have a financial and investment plan, you need to stick to it and avoid activity, noting “though markets…
- 7 Biggest Investing Mistakes to Avoid Now
Investors may be focused too much on market volatility and too little on the stock market’s history of growth. more here SHOULD WE SELL OUR HOME TO SAVE OUR BUSINESS? Caller Brittany's family business has left her and her husband financially underwater. Jill, Mark, and special guest host Kayla Sabbagh help her decide if selling their house is the fresh start she needs, or just a temporary fix. more here Subscribe to Money Moves 3 IN 4 AMERICANS THINK MARKET HIGHS ARE UNSUSTAINABLE Despite record market highs, Americans are uneasy about what comes next, and that financial anxiety may be…
- How Much Can You Safely Withdraw If You Retire Early?
Your retirement time horizon is a big factor, but Social Security, future employment, and changes in spending also matter. more here CAN WE AFFORD THE COST OF PRIVATE SCHOOL? Can you guess the price of private school in Indiana? Jill, Mark, and Kayla counsel caller Rachel on whether or not she can afford to pay to send her kid to private preschool. more here Subscribe to Money Moves WHAT IS A DEDUCTIBLE AND HOW DOES IT WORK? A deductible is one of those insurance things you don't think about, until you have to. Here's what it actually means, so you can prevent a claim from becoming a surprise…
- Are Recent Grads Worse Off Today?
I was recently with a college friend (“Alex”) who pronounced that this generation of young college graduates has a problem: they are not willing to sacrifice in order to plow ahead amid a challenging economic environment. “When I graduated in 1986, I had roommates, moved far outside of the city, which required a long commute, and just stopped spending!” You may be thinking, “OK, Boomer, you are just an old guy complaining about the younger generation.” Maybe, but Alex is familiar with the demo because he has two children who are in their twenties, both of whom have jobs, which made his…
- The News, the Noise, and Your Money
Do big headlines tempt you to change your investment strategy? Consider this 3-step plan to help keep your money focused on long-term goals. more here YOUR CAREER QUESTIONS ANSWERED Jill and Mark tackle the big questions: Should you follow a great mentor or stay for a bigger paycheck? more here Subscribe to Money Moves WHO SHOULD CONVERT TO A ROTH IRA? While a Roth conversion could make sense for one person, it might be too far of a leap for another. To help with the decision, here is a list of people for whom a Roth conversion could make sense. more here ARE WE REALLY READY TO RETIRE EARLY?…
- Can We Afford the Cost of Private School?
Can you guess the price of private school in Indiana? Jill, Mark, and Kayla counsel caller Rachel on whether or not she can afford to pay to send her kid to private preschool. Subscribe to Money Moves Thanks for reading Jill on Money Substack! Subscribe for free to receive new posts and support my work.
- Does Everyone Have a Side Hustle These Days?
Should you dump the corporate grind for the freedom of a side hustle, or is that itch better left unscratched? In today's episode, Jill, Mark, and special guest host Kayla Sabbagh dig into the rise of the gig economy, and maybe even make the case for corporate America. Subscribe to Money Moves
- Don’t Ditch Your Bonds
Bonds are back in the news this summer, as yields have climbed and mortgage rates remain stubbornly high. Before explaining why this is happening, a quick bond primer. Think of a bond as an IOU. When you buy one, you’re lending money, to the U.S. government, a city, or a company, and in exchange, the entity promises to pay you back the full amount (called the “face value” or “par value”) on a specific date, plus regular interest payments (the “coupon”) along the way. You will often hear that bond prices move in the opposite direction to interest rates. Here’s why: when interest rates rise…
- Why the Stock Market Has to Crash
Stock market crashes are not a penalty for investors. They are an occasional subscription fee you pay to earn higher long-term returns than other asset classes. more here TRUMP ACCOUNTS VS. 529s: WHAT PARENTS NEED TO KNOW Jill and Mark, helping Marie, a caller with a newborn and a toddler, figure out how to start saving for college. We dig into whether Trump Accounts or 529s make more sense, and how to keep things fair between her children. more here Subscribe to Money Moves STATE FARM IS SENDING $5 BILLION IN DIVIDEND CHECKS TO CUSTOMERS Millions of customers are now receiving checks from…
- Trump Accounts vs. 529s: What Parents Need to Know
On the latest episode of Money Moves, we’re helping Marie, a caller with a newborn and a toddler, figure out how to start saving for college. We dig into whether Trump Accounts or 529s make more sense, and how to keep things fair between her children. Subscribe to Money Moves
- 7 Investments That Belong in Your Taxable Account
From municipal bonds to ETFs and individual stocks, these investments can help you keep more of your taxable account’s returns. more here THE MONEY CONVERSATIONS EVERY COUPLE NEEDS TO HAVE Belle Burden’s bestselling memoir, Strangers , was framed as a cautionary tale about women left financially vulnerable after divorce, but it omitted a crucial detail: her substantial family wealth . more here Subscribe to Money Moves RICH MAN, POOR MAN A perfect example of why temperament is more important than brainpower in the markets. more here ON TRACK FOR FINE? From the Jill on Money podcast, as we…
- The Money Talk Every Couple Needs to Have
Belle Burden’s bestselling memoir, Strangers , was framed as a cautionary tale about women left financially vulnerable after divorce, but it omitted a crucial detail: her substantial family wealth. On the latest episode of Money Moves, we explore why full financial transparency matters, what couples should understand before signing a prenup, and how to approach essential money conversations before marriage. Subscribe to Money Moves
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Data: Substack public leaderboards and publication archives, refreshed nightly, plus public beehiiv sitemaps and recommendation pages, refreshed weekly. Source for this page: Jill on Money Substack. Subscriber counts are Substack’s own rounded public figures, so week-on-week changes move in steps. beehiiv audience sizes are self-reported by the publisher and are not verified. Last snapshot: Sep 30, 2026.