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An Australian podcast and newsletter for people in their late forties and beyond, covering retirement and later-life planning. Recurring subjects include superannuation funds, financial advice regulation, property and wealth building in Australia, and midlife health, alongside travel and personal interviews.
Recent examples: Announcing the 2026/27 Epic Retirement Tick: Which funds made the cut? · Tales from a cruise ship historian: The real Viking stories with Geoff Peters
Written from Prime Time’s own published post titles and openings in Sep 11, 2026. It describes the subjects the newsletter covers, not its views, and is not investment advice.
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73K on Sep 10, 2026 → 74K on Oct 1, 2026
Rank in Substack’s finance leaderboard: #28 today · #28 a week ago
Tracked since Sep 10, 2026 — 22 daily snapshots so far. The card below is built from what we track and refreshes nightly.
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Most-reacted post we have seen: Bonus episode: The best performing super funds of 2025/26 and how to compare yours — 11 reactions on Aug 10, 2026.
The Epic Retirement Tick is back for its second year. Last year, together with Chant West, we launched the Epic Retirement Tick to give Australians a clearer way to understand how well their super fund is preparing to support them as they approach and move through retirement. Now, twelve months on, it’s time to see what’s changed. So in this week’s episode of Prime Time , I sit down once again with Ian Fryer, General Manager at Chant West, to reveal the results of the Epic Retirement Tick for 2026/27. Together, we unpack what’s changed in year two, where we’ve lifted the bar and, of course…
Ad - Before we start — a big thanks to our podcast sponsor this week, Viking Explore the world ‘The Viking Way’ ‘The Viking Way’ of exploration invites you to experience and understand the world more deeply. Onboard historians reveal the stories behind each destination, while local guides and regional cuisine connect you with its culture and traditions. Elegant Scandinavian spaces, no children and no casinos, create a calm atmosphere in which to reflect, reconnect and feel renewed. With voyages to all seven continents and flights now included up to the value of $2,800pp* on 2027-2029 sailings…
If you’re in your 50s or 60s and have adult children, there’s a good chance you’ve thought about helping them financially. With the cost of housing where it is, many of us want to help our kids get into the property market if we can. Maybe it’s money towards a deposit, help paying down a mortgage, or simply giving them a bit of a financial leg-up while we’re still here to see them enjoy it. But there’s a lot more to think about before handing over a significant amount of money than I think most of us realise. Is it a gift or a loan? Should you formalise it? What happens to that money if your…
Ad - Before we start — a big thanks to our podcast sponsor this week, AMP Super Don’t let fear answer your retirement questions Fear can make our assumptions about retirement feel real. Because if we’re unsure of the answers, fear is very good at filling in gaps: not enough savings, not ready, too much to think about. But retirement isn’t about having all the answers today - it’s about breaking things down into manageable steps. That’s why I’ve partnered with AMP Super to deliver an exclusive email series tackling the retirement questions many Australians have. Each email explores common…
This week, I’ve got a little Father’s Day bonus episode of Prime Time for you - and this one is particularly special to me. I’m joined by my dad, Tony, who is just a couple of weeks away from turning 80 and, I have to say, is very much in the midst of his own epic retirement. If you’ve read my books or heard me speak over the years, you’ll probably already know a little about Dad. I talk about him quite a bit; the things he’s taught me, the things I’ve learnt watching him and, particularly, the way he has approached getting older. He’s also the person who helped me with my very first book…
This week’s show is an important one. Australia has built an incredible superannuation system. We spend decades building up our retirement savings. But when we finally get to our 50s and 60s, and face some of the biggest financial decisions of our lives, getting good financial advice can still feel far too difficult. I’ve been pretty vocal about the challenges everyday Australians face getting the kind of advice they actually need at this stage of life. Because sometimes we don’t need a huge financial plan. We don’t necessarily need someone to take over and manage our money for the next 20…
This week on Prime Time, I’m doing something a little different; you’re getting two mini episodes in one show. First, I want to talk about Dolly Parton and her extraordinary legacy, because when you look back over her life and career, I think there’s a lot we can learn from her about how to approach our own second half of life. Obviously, Dolly was a huge star - singer, songwriter, actress, businesswoman and philanthropist. But that’s not really the bit I’m interested in. What interests me is that Dolly never seemed to accept the idea that getting older meant becoming less ambitious, less…
Ad - Before we start — a big thanks to our podcast sponsor this week, Journey Beyond Discover Australia by Train in 2027 aboard The Ghan, Indian Pacific & Great Southern There’s a rhythm to travelling by train that no other journey can match. In 2027, discover Australia aboard one of Journey Beyond Rail’s iconic rail journeys . Travel through the Red Centre on The Ghan, cross the vast Nullarbor on the Indian Pacific, or follow the stunning southern coastline on the Great Southern. Wherever the tracks take you, enjoy all-inclusive dining, premium beverages, unique Off Train Experiences and…
When we reach our 50s and 60s, we start looking at the world a little differently. We wonder if we’ll have enough. We wonder what role our home should play in our future. We wonder when we’ll be able to stop working. And increasingly, I think many of us are wondering whether the economic rules we’ve lived by for the last 30 or 40 years are still the right ones to rely on. So, this week on Prime Time, I’ve brought in one of Australia’s best-known economists, Saul Eslake, to help us make sense of it all. It’s a fascinating conversation about just how much the financial landscape has shifted in…
The super fund performance numbers are in for 2025/26, and it’s been another very strong year. Despite all the market volatility, geopolitical uncertainty and economic noise we’ve lived through, the median growth super fund returned around 9.5% for the year to 30 June 2026. And incredibly, that marks four consecutive years of returns above 9%. Of course, this is also the time of year when the emails start landing in our inboxes telling us how brilliantly our super funds have performed. We see the league tables, the double-digit returns and plenty of claims about who came out on top. But is…
One of the things I’ve become increasingly interested in is understanding how our bodies change in the second half of life. When we’re younger, it’s easy to take our health for granted. But as we move through our 50s and beyond, our metabolism changes, our hormones change, and many of us suddenly find ourselves dealing with things we’ve never had to think about before - stubborn weight gain, changing energy levels, rising blood sugar and an increased risk of chronic disease. The good news? There’s a lot we can do about it. This week on Prime Time, I’m joined by clinical nutritionist Sarah Di…
Offset accounts are supposed to be one of the simplest products in banking. Put money in, link it to your home loan and pay less interest. ASIC’s latest investigation suggests you might need to open your statements and check if your offset account is in fact working like that. This week on the podcast I sat down with the new ASIC Chair Sarah Court to unpack one of the most significant banking reports released this year. This week, ASIC have announced that they have dived deep into how offset accounts are working, and have concern that many are not working as they are supposed to. ASIC’s…
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