71.77 USD
↗ 0.26 (0.36%)AT CLOSE (03:59 PM EDT)
SYNCHRONY FINANCIAL
SYFNYSE • USD
71.91
↗ 0.14 (0.20%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
71.91
↗ 0.14 (0.20%)
Market: CLOSED
SYNCHRONY FINANCIAL (SYF) is currently trading at $71.77. The stock presents a bearish profile across the board: technical indicators signal "Sell" and our fundamental models agree with a "Sell" rating. Key drivers include a weak Piotroski F-Score of 0/9, exceptional Return on Equity (20.3%) and a bullish Golden Cross on the moving averages. On the valuation side, SYF appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Oct 2, 2026.
Open?$72.03
High?$72.45
Low?$71.37
Prev. Close?$71.51
Volume?3.6M
Avg. Volume?3.1M
VWAP?$71.98
Rel. Volume?1.15x
Bid / Ask
Bid?$68.90 × 300
Ask?$75.65 × 100
Spread?$6.75
Midpoint?$72.28
Valuation & Ratios
Market Cap?23.4B
Shares Out?325.4M
Float?324.2M
Float %?99.6%
P/E Ratio?6.80
P/B Ratio?1.38
EPS?$10.56
Dividend?2.15%
Ex-Dividend?N/A
News
Profile
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Themes
Address
777 LONG RIDGE ROAD
STAMFORD, CT 06902-1250
Phone: 203 585-2400
STAMFORD, CT 06902-1250
Phone: 203 585-2400
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?77
Short Sent.?38
Piotroski F-Score?0/9Weak
Confidence?57%Low
Short InterestHigh
Short % of Float?5.81%Elevated
Short Interest?18.8M
Days to Cover?6.9
Free Float324.2M
Avg Daily Volume2.7M
Settlement Date2026-09-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.97Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score100/100
P/E?6.8CHEAP▾
Peers91
S&P97
P/B?1.38CHEAP▾
Peers36
S&P90
P/S?1.01CHEAP▾
Peers82
S&P86
P/FCF?2.4CHEAP▾
Peers80
S&P97
EV/EBITDA?5.1CHEAP▾
Peers91
S&P97
EV/Sales?1.02CHEAP▾
Peers91
S&P91
Returns & Efficiency
ROE?20.3%STRONG▾
Peers73
S&P67
ROA?2.8%WEAK▾
Peers82
S&P26
Cash Flow & Enterprise
FCF?$9.7B
Enterprise Value?$23.6B
Fundamentals ratios updated end of day