SYNCHRONY FINANCIAL

SYFNYSE • USD
73.64 USD
↘ 1.45 (1.93%)AT CLOSE (03:59 PM EDT)
73.64
↗ 0.00 (0.00%)
POST MARKET (AS OF 07:59 PM EDT)
Post Market
AS OF 07:59 PM EDT
73.64
↗ 0.00 (0.00%)
🔴Market: CLOSED

SYNCHRONY FINANCIAL (SYF) is currently trading at $73.64. Technicals currently rate "Sell" while our fundamental analysis reads "Neutral". Key drivers include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. On the valuation side, SYF appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 23, 2026.

Open?$73.80
High?$74.37
Low?$73.10
Prev. Close?$75.09
Volume?3.8M
Avg. Volume?3.2M
VWAP?$73.64
Rel. Volume?1.17x
Bid / Ask
Bid?$73.19 × 100
Ask?$74.99 × 100
Spread?$1.80
Midpoint?$74.09
Valuation & Ratios
Market Cap?24.0B
Shares Out?325.4M
Float?324.2M
Float %?99.6%
P/E Ratio?7.39
P/B Ratio?1.45
EPS?$9.96
Dividend?2.13%
Ex-Dividend?2026-11-05
News
Profile
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Employees
20.0K
Market Cap
24.4B
Industry
FINANCE SERVICES
Listed
2014-07-31
Address
777 LONG RIDGE ROAD
STAMFORD, CT 06902-1250
Phone: 203 585-2400
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
77
Short Sent.?
74
Piotroski F-Score?0/9Weak
Confidence?57%Low
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?5.38%Elevated
Short Interest?17.5M
Days to Cover?5.7
Free Float324.2M
Avg Daily Volume3.1M
Settlement Date2026-09-30
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?1.03Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
100/100
P/E?
Peers
91
S&P
97
7.4CHEAP▾
P/B?
Peers
45
S&P
88
1.45CHEAP▾
P/S?
Peers
73
S&P
86
1.03CHEAP▾
P/FCF?
Peers
80
S&P
97
2.5CHEAP▾
EV/EBITDA?
Peers
73
S&P
97
5.8CHEAP▾
EV/Sales?
Peers
91
S&P
90
1.08CHEAP▾
Returns & Efficiency
ROE?
Peers
73
S&P
65
19.6%STRONG▾
ROA?
Peers
82
S&P
25
2.7%WEAK▾
Cash Flow & Enterprise
FCF?$9.6B
Enterprise Value?$25.1B
Fundamentals ratios updated end of day