SYNCHRONY FINANCIAL

SYFNYSE • USD
ThemeBanking & Lending›Consumer Finance & Credit
71.07 USD
↗ 2.35 (3.43%)🟢LIVE (AS OF 12:41 PM EDT)
🟢Market: OPEN
Open?$69.57
High?$71.36
Low?$68.71
Prev. Close?$68.72
Volume?1.2M
Avg. Volume?4.0M
VWAP?$70.96
Rel. Volume?0.31x
Bid / Ask
Bid?$70.96 × 100
Ask?$70.99 × 100
Spread?$0.03
Midpoint?$70.98
Valuation & Ratios
Market Cap?23.1B
Shares Out?336.4M
Float?346.1M
Float %?99.6%
P/E Ratio?6.57
P/B Ratio?1.40
EPS?$10.46
Dividend?2.24%
Ex-Dividend?N/A

SYNCHRONY FINANCIAL (SYF) is currently trading at $71.07. Technicals currently rate "Strong Sell" while our fundamental analysis reads "Neutral". Key drivers include a weak Piotroski F-Score of 0/9, exceptional Return on Equity (21.3%), a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, SYF appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Jun 4, 2026.

News
Profile
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Themes
Banking & Lending›Consumer Finance & CreditFintech & Digital Payments›Digital Payments & Processing
Employees
20.0K
Market Cap
23.1B
Industry
FINANCE SERVICES
Website
www.synchrony.com
Listed
2014-07-31
Address
777 LONG RIDGE ROAD
STAMFORD, CT 06902-1250
Phone: 203 585-2400
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
94
Short Sent.?
69
Piotroski F-Score?0/9Weak
Confidence?55%Low
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?6.01%Elevated
Short Interest?20.8M
Days to Cover?5.6
Free Float346.1M
Avg Daily Volume3.7M
Settlement Date2026-05-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?1.00Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
100/100
P/E?
Peers
91
S&P
97
6.6CHEAP▾
P/B?
Peers
45
S&P
89
1.40CHEAP▾
P/S?
Peers
73
S&P
87
1.00CHEAP▾
P/FCF?
N/A▾
EV/EBITDA?
Peers
82
S&P
97
4.1CHEAP▾
EV/Sales?
Peers
91
S&P
94
0.82CHEAP▾
Returns & Efficiency
ROE?
Peers
73
S&P
69
21.3%STRONG▾
ROA?
Peers
82
S&P
27
2.9%WEAK▾
Cash Flow & Enterprise
FCF?N/A
Enterprise Value?$19.0B
Fundamentals ratios updated end of day
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