77.84 USD
↗ 2.05 (2.71%)AT CLOSE (11:59 AM EDT)
SYNCHRONY FINANCIAL
SYFNYSE • USD
77.95
↗ 0.11 (0.14%)
POST MARKET (AS OF 05:33 PM EDT)
Post Market
AS OF 05:33 PM EDT
77.95
↗ 0.11 (0.14%)
Market: OPEN
SYNCHRONY FINANCIAL (SYF) is currently trading at $77.95. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Key drivers include a weak Piotroski F-Score of 0/9, exceptional Return on Equity (20.3%) and a bearish Death Cross on the long-term moving averages. On the valuation side, SYF appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Aug 3, 2026.
Open?$76.73
High?$78.39
Low?$76.46
Prev. Close?$75.79
Volume?2.5M
Avg. Volume?4.1M
VWAP?$77.87
Rel. Volume?0.62x
Bid / Ask
Bid?$77.41 × 100
Ask?$78.41 × 100
Spread?$1.00
Midpoint?$77.91
Valuation & Ratios
Market Cap?24.7B
Shares Out?325.4M
Float?346.1M
Float %?99.6%
P/E Ratio?7.18
P/B Ratio?1.46
EPS?$10.56
Dividend?2.04%
Ex-Dividend?2026-08-05
News
Profile
Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Themes
Address
777 LONG RIDGE ROAD
STAMFORD, CT 06902-1250
Phone: 203 585-2400
STAMFORD, CT 06902-1250
Phone: 203 585-2400
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+3/3)
Short-Term (Ripple)?▲ Bullish(+3/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?77
Short Sent.?44
Piotroski F-Score?0/9Weak
Confidence?57%Low
Short InterestElevated
Short % of Float?5.60%Elevated
Short Interest?19.4M
Days to Cover?5.0
Free Float346.1M
Avg Daily Volume3.9M
Settlement Date2026-07-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.97Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score100/100
P/E?7.2CHEAP▾
Peers100
S&P97
P/B?1.46CHEAP▾
Peers45
S&P88
P/S?1.06CHEAP▾
Peers82
S&P86
P/FCF?N/A▾
EV/EBITDA?5.4CHEAP▾
Peers82
S&P97
EV/Sales?1.07CHEAP▾
Peers91
S&P91
Returns & Efficiency
ROE?20.3%STRONG▾
Peers73
S&P67
ROA?2.8%WEAK▾
Peers82
S&P26
Cash Flow & Enterprise
FCF?N/A
Enterprise Value?$24.9B
Fundamentals ratios updated end of day