4.95 USD
↗ 0.14 (2.91%)AT CLOSE (11:59 AM EDT)
AmeriServ Financial Inc
ASRVNASDAQ • USD
4.97
↗ 0.02 (0.40%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
4.97
↗ 0.02 (0.40%)
Market: OPEN
AmeriServ Financial Inc (ASRV) trades at $4.97 per share. There is a divergence between signals — technical indicators rate "Buy" but underlying fundamentals lean "Sell". This is driven by a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. On valuation, ASRV trades roughly in line with sector averages — neither particularly cheap nor expensive.
Technical & fundamental data as of Aug 25, 2026.
Open?$4.80
High?$5.04
Low?$4.72
Prev. Close?$4.81
Volume?21.1K
Avg. Volume?26.0K
VWAP?$4.88
Rel. Volume?0.81x
Bid / Ask
Bid?$4.29 × 100
Ask?$5.81 × 100
Spread?$1.52
Midpoint?$5.05
Valuation & Ratios
Market Cap?81.7M
Shares Out?17.0M
Float?14.1M
Float %?83.0%
P/E Ratio?14.55
P/B Ratio?0.68
EPS?$0.33
Dividend?2.43%
Ex-Dividend?N/A
News
Profile
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Employees
298
Market Cap
81.7M
Industry
NATIONAL COMMERCIAL BANKS
Website
Listed
1985-01-30
Address
MAIN & FRANKLIN STS
JOHNSTOWN, PA 15907
Phone: (814) 533-5300
JOHNSTOWN, PA 15907
Phone: (814) 533-5300
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+1/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?57
Short Sent.?63
Piotroski F-Score?0/9Weak
Confidence?51%Low
Short InterestHigh
Short % of Float?1.33%Low
Short Interest?186.7K
Days to Cover?5.6
Free Float14.1M
Avg Daily Volume33.1K
Settlement Date2026-08-14
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.60Moderate
ValuationFAIRLY VALUEDvs 1 peers + S&P 500
Score78/100
P/E?14.6CHEAP▾
Peers100
S&P82
P/B?0.68CHEAP▾
Peers100
S&P97
P/S?0.92CHEAP▾
Peers100
S&P88
P/FCF?39.6PRICEY▾
Peers100
S&P17
EV/EBITDA?20.8HIGH▾
Peers100
S&P23
EV/Sales?1.60CHEAP▾
Peers100
S&P82
Returns & Efficiency
ROE?4.7%WEAK▾
Peers50
S&P19
ROA?0.4%WEAK▾
Peers50
S&P9
Cash Flow & Enterprise
FCF?$2.1M
Enterprise Value?$141.6M
Fundamentals ratios updated end of day