AmeriServ Financial Inc

ASRVNASDAQ • USD
4.65 USD
↘ 0.12 (2.52%)AT CLOSE (03:59 PM EDT)
4.77
↗ 0.12 (2.54%)
POST MARKET (AS OF 07:01 PM EDT)
Post Market
AS OF 07:01 PM EDT
4.77
↗ 0.12 (2.54%)
🔴Market: CLOSED

AmeriServ Financial Inc (ASRV) trades at $4.66 per share. The technical outlook is "Buy" and the fundamental picture shows "Neutral". This is driven by a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. Valuation metrics suggest ASRV is trading at a discount to its peers, earning an "Attractively Valued" rating.

Technical & fundamental data as of Oct 26, 2026.

Open?$4.71
High?$4.77
Low?$4.53
Prev. Close?$4.77
Volume?34.4K
Avg. Volume?15.7K
VWAP?$4.70
Rel. Volume?2.20x
Bid / Ask
Bid?$4.55 × 100
Ask?$4.99 × 400
Spread?$0.44
Midpoint?$4.77
Valuation & Ratios
Market Cap?79.0M
Shares Out?17.0M
Float?13.2M
Float %?77.7%
P/E Ratio?9.27
P/B Ratio?0.64
EPS?$0.50
Dividend?2.54%
Ex-Dividend?2026-11-02
News
Profile
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Employees
298
Market Cap
81.0M
Industry
NATIONAL COMMERCIAL BANKS
Listed
1985-01-30
Address
MAIN & FRANKLIN STS
JOHNSTOWN, PA 15907
Phone: (814) 533-5300
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+3/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▼ Bearish(-2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
86
Short Sent.?
50
Piotroski F-Score?0/9Weak
Confidence?43%Low
Full Fundamental Analysis →
Short InterestVery High
Short % of Float?1.16%Low
Short Interest?152.5K
Days to Cover?10.2
Free Float13.2M
Avg Daily Volume14.9K
Settlement Date2026-10-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.51Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
83/100
P/E?
Peers
100
S&P
97
9.3CHEAP▾
P/B?
Peers
100
S&P
97
0.64CHEAP▾
P/S?
Peers
100
S&P
89
0.88CHEAP▾
P/FCF?
Peers
100
S&P
3
1,925.7PRICEY▾
EV/EBITDA?
Peers
100
S&P
66
12.3FAIR▾
EV/Sales?
Peers
100
S&P
85
1.43CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
23
6.9%FAIR▾
ROA?
Peers
50
S&P
9
0.6%WEAK▾
Cash Flow & Enterprise
FCF?$41.0K
Enterprise Value?$128.1M
Fundamentals ratios updated end of day