Bank of the James Financial Group, Inc

BOTJNASDAQ • USD
27.85 USD
↗ 0.55 (2.00%)🟢LIVE (AS OF 03:23 PM EDT)
🟢Market: OPEN

BOTJ is currently priced at $27.85. Both sides of the analysis agree: technicals flash "Buy" and fundamentals confirm with a "Buy" reading. Key drivers include a bullish Golden Cross on the moving averages. On the valuation side, BOTJ appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 2, 2026.

Open?$27.39
High?$27.93
Low?$27.30
Prev. Close?$27.30
Volume?45.6K
Avg. Volume?38.7K
VWAP?$27.72
Rel. Volume?1.18x
Bid / Ask
Bid?$27.70 × 100
Ask?$31.38 × 100
Spread?$3.68
Midpoint?$29.54
Valuation & Ratios
Market Cap?124.0M
Shares Out?4.5M
Float?3.7M
Float %?82.4%
P/E Ratio?10.80
P/B Ratio?1.49
EPS?$2.53
Dividend?1.46%
Ex-Dividend?N/A
News
Profile
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
Employees
175
Market Cap
124.0M
Industry
STATE COMMERCIAL BANKS
Listed
2000-08-10
Address
P O BOX 1200
LYNCHBURG, VA 24505
Phone: (434) 846-2000
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+1/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
93
Short Sent.?
60
Piotroski F-Score?6/9Mixed
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.48%Low
Short Interest?17.9K
Days to Cover?1.0
Free Float3.7M
Avg Daily Volume29.3K
Settlement Date2026-09-15
Financial Health
Current Ratio?32.04Strong
Quick Ratio?32.04Strong
Cash Ratio?2.85Strong
Debt/Equity?0.10Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
94
10.8CHEAP▾
P/B?
Peers
100
S&P
87
1.49CHEAP▾
P/S?
Peers
100
S&P
68
1.91CHEAP▾
P/FCF?
Peers
100
S&P
86
10.7CHEAP▾
EV/EBITDA?
Peers
100
S&P
92
7.6CHEAP▾
EV/Sales?
Peers
100
S&P
81
1.67CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
50
13.8%STRONG▾
ROA?
Peers
50
S&P
13
1.1%WEAK▾
Cash Flow & Enterprise
FCF?$11.6M
Enterprise Value?$108.0M
Fundamentals ratios updated end of day