Bank of the James Financial Group, Inc

BOTJNASDAQUSD
26.93 USD
0.00 (0.01%)🟢PRE MARKET (AS OF 04:02 AM EDT)
🟢Market: OPEN

BOTJ is currently priced at $26.93. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Strong Buy" reading. Key drivers include a strong Piotroski F-Score of 7/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, BOTJ appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Jul 24, 2026.

Open?$27.15
High?$27.15
Low?$26.93
Prev. Close?$26.93
Volume?N/A
Avg. Volume?26.4K
Bid / Ask
Bid?$16.78 × 100
Ask?$32.32 × 100
Spread?$15.54
Midpoint?$24.55
Valuation & Ratios
Market Cap?122.4M
Shares Out?4.5M
Float?3.7M
Float %?81.7%
P/E Ratio?11.17
P/B Ratio?1.51
EPS?$2.41
Dividend?1.49%
Ex-Dividend?N/A
News
Profile
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
Employees
175
Market Cap
122.4M
Industry
STATE COMMERCIAL BANKS
Listed
2000-08-10
Address
P O BOX 1200
LYNCHBURG, VA 24505
Phone: (434) 846-2000
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+3/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookStrong Buy
Strong SellNeutralStrong Buy
F-Score?
88
Z-Score?
50
Momentum?
92
Short Sent.?
60
Piotroski F-Score?7/9Strong
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.30%Low
Short Interest?11.0K
Days to Cover?1.0
Free Float3.7M
Avg Daily Volume24.2K
Settlement Date2026-07-15
Financial Health
Current Ratio?38.73Strong
Quick Ratio?38.73Strong
Cash Ratio?2.88Strong
Debt/Equity?0.11Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
93
11.2CHEAP
P/B?
Peers
100
S&P
87
1.51CHEAP
P/S?
Peers
100
S&P
68
1.92CHEAP
P/FCF?
Peers
100
S&P
93
8.3CHEAP
EV/EBITDA?
Peers
100
S&P
91
7.8CHEAP
EV/Sales?
Peers
100
S&P
81
1.66CHEAP
Returns & Efficiency
ROE?
Peers
50
S&P
49
13.5%STRONG
ROA?
Peers
50
S&P
12
1.0%WEAK
Cash Flow & Enterprise
FCF?$14.8M
Enterprise Value?$106.0M
Fundamentals ratios updated end of day