Bank of the James Financial Group, Inc

BOTJNASDAQUSD
26.80 USD
0.21 (0.77%)AT CLOSE (11:59 AM EDT)
26.81
0.01 (0.03%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
26.81
0.01 (0.03%)
🟢Market: OPEN

BOTJ is currently priced at $26.81. BOTJ shows a split signal: underlying fundamentals suggest "Buy" while technical indicators indicate "Sell". Key drivers include a bullish Golden Cross on the moving averages. On the valuation side, BOTJ appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Aug 25, 2026.

Open?$27.15
High?$27.45
Low?$26.67
Prev. Close?$27.01
Volume?15.6K
Avg. Volume?37.8K
VWAP?$26.90
Rel. Volume?0.41x
Bid / Ask
Bid?$16.81 × 100
Ask?$49.23 × 100
Spread?$32.42
Midpoint?$33.02
Valuation & Ratios
Market Cap?122.7M
Shares Out?4.5M
Float?3.7M
Float %?81.7%
P/E Ratio?13.60
P/B Ratio?1.53
EPS?$1.99
Dividend?1.48%
Ex-Dividend?N/A
News
Profile
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
Employees
175
Market Cap
122.7M
Industry
STATE COMMERCIAL BANKS
Listed
2000-08-10
Address
P O BOX 1200
LYNCHBURG, VA 24505
Phone: (434) 846-2000
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)? Neutral(0/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
65
Short Sent.?
100
Piotroski F-Score?5/9Mixed
Confidence?58%Low
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.25%Low
Short Interest?9.1K
Days to Cover?1.0
Free Float3.7M
Avg Daily Volume47.9K
Settlement Date2026-08-14
Financial Health
Current Ratio?34.56Strong
Quick Ratio?34.56Strong
Cash Ratio?3.24Strong
Debt/Equity?0.11Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
86
13.6CHEAP
P/B?
Peers
100
S&P
86
1.53CHEAP
P/S?
Peers
100
S&P
67
1.96CHEAP
P/FCF?
Peers
100
S&P
84
11.6CHEAP
EV/EBITDA?
Peers
100
S&P
85
9.2CHEAP
EV/Sales?
Peers
100
S&P
81
1.65CHEAP
Returns & Efficiency
ROE?
Peers
50
S&P
40
11.3%FAIR
ROA?
Peers
50
S&P
11
0.9%WEAK
Cash Flow & Enterprise
FCF?$10.5M
Enterprise Value?$103.0M
Fundamentals ratios updated end of day