3.60 USD
↘ 0.03 (0.83%)AT CLOSE (03:59 PM EDT)
Citizens, Inc.
CIANYSE • USD
3.61
↗ 0.01 (0.14%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
3.61
↗ 0.01 (0.14%)
Market: CLOSED
CIA is currently priced at $3.60. Technicals currently rate "Neutral" while our fundamental analysis reads "Sell". Key drivers include a weak Piotroski F-Score of 1/9 and a bearish Death Cross on the long-term moving averages. On the valuation side, CIA appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Oct 23, 2026.
Open?$3.57
High?$3.65
Low?$3.52
Prev. Close?$3.63
Volume?144.5K
Avg. Volume?115.4K
VWAP?$3.60
Rel. Volume?1.25x
Bid / Ask
Bid?$3.31 × 100
Ask?$4.09 × 2.5K
Spread?$0.78
Midpoint?$3.70
Valuation & Ratios
Market Cap?182.3M
Shares Out?50.6M
Float?44.8M
Float %?88.5%
P/E Ratio?15.72
P/B Ratio?0.78
EPS?$0.23
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
Address
11815 ALTERRA PKWY
AUSTIN, TX 78758
Phone: (512) 837-7100
AUSTIN, TX 78758
Phone: (512) 837-7100
Technical OutlookNeutral
Strong SellNeutralStrong Buy
Long-Term (Tide)?– Neutral(0/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?6
Z-Score?50
Momentum?2
Short Sent.?48
Piotroski F-Score?1/9Weak
Confidence?58%Low
Short InterestVery High
Short % of Float?9.86%Elevated
Short Interest?4.4M
Days to Cover?33.8
Free Float44.8M
Avg Daily Volume130.9K
Settlement Date2026-09-30
Financial Health
Current Ratio?0.82Weak
Quick Ratio?0.82Weak
Cash Ratio?0.50Adequate
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?15.7CHEAP▾
Peers100
S&P79
P/B?0.78CHEAP▾
Peers100
S&P97
P/S?0.72CHEAP▾
Peers100
S&P91
P/FCF?12.2CHEAP▾
Peers100
S&P83
EV/EBITDA?8.4CHEAP▾
Peers100
S&P89
EV/Sales?0.65CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?4.9%WEAK▾
Peers50
S&P19
ROA?0.7%WEAK▾
Peers50
S&P10
Cash Flow & Enterprise
FCF?$15.0M
Enterprise Value?$165.4M
Fundamentals ratios updated end of day