Citizens, Inc.

CIANYSEUSD
5.95 USD
0.09 (1.54%)AT CLOSE (11:59 AM EDT)
5.95
0.00 (0.00%)
POST MARKET (AS OF 04:04 PM EDT)
Post Market
AS OF 04:04 PM EDT
5.95
0.00 (0.00%)
🟢Market: OPEN

CIA is currently priced at $5.95. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Key drivers include a bearish Death Cross on the long-term moving averages. On the valuation side, CIA appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Jun 25, 2026.

Open?$5.88
High?$6.00
Low?$5.86
Prev. Close?$5.86
Volume?68.0K
Avg. Volume?92.8K
VWAP?$5.92
Rel. Volume?0.73x
Bid / Ask
Bid?$5.15 × 100
Ask?$9.45 × 200
Spread?$4.30
Midpoint?$7.30
Valuation & Ratios
Market Cap?296.2M
Shares Out?50.6M
Float?48.9M
Float %?96.7%
P/E Ratio?16.03
P/B Ratio?1.24
EPS?$0.37
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
Employees
246
Market Cap
296.2M
Industry
LIFE INSURANCE
Listed
1988-12-30
Address
11815 ALTERRA PKWY
AUSTIN, TX 78758
Phone: (512) 837-7100
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+3/3)
Short-Term (Ripple)? Neutral(0/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
50
Short Sent.?
48
Piotroski F-Score?6/9Mixed
Confidence?70%Moderate
Full Fundamental Analysis →
Short InterestVery High
Short % of Float?7.60%Elevated
Short Interest?3.7M
Days to Cover?40.5
Free Float48.9M
Avg Daily Volume91.6K
Settlement Date2026-06-15
Financial Health
Current Ratio?0.83Weak
Quick Ratio?0.83Weak
Cash Ratio?0.54Adequate
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
78
16.0CHEAP
P/B?
Peers
100
S&P
92
1.24CHEAP
P/S?
Peers
100
S&P
84
1.14CHEAP
P/FCF?
Peers
100
S&P
61
18.2CHEAP
EV/EBITDA?
Peers
100
S&P
80
10.3CHEAP
EV/Sales?
Peers
100
S&P
91
1.07CHEAP
Returns & Efficiency
ROE?
Peers
50
S&P
24
7.7%FAIR
ROA?
Peers
50
S&P
12
1.1%WEAK
Cash Flow & Enterprise
FCF?$16.2M
Enterprise Value?$277.7M
Fundamentals ratios updated end of day