5.18 USD
↗ 0.06 (1.17%)AT CLOSE (11:59 AM EDT)
Citizens, Inc.
CIANYSE • USD
5.19
↗ 0.01 (0.10%)
POST MARKET (AS OF 07:15 PM EDT)
Post Market
AS OF 07:15 PM EDT
5.19
↗ 0.01 (0.10%)
Market: CLOSED
Open?$5.04
High?$5.43
Low?$5.01
Prev. Close?$5.12
Volume?176.5K
Avg. Volume?83.3K
VWAP?$5.15
Rel. Volume?2.12x
Bid / Ask
Bid?$5.14 × 100
Ask?$5.60 × 100
Spread?$0.46
Midpoint?$5.37
Valuation & Ratios
Market Cap?258.8M
Shares Out?50.6M
Float?48.9M
Float %?96.7%
P/E Ratio?14.00
P/B Ratio?1.08
EPS?$0.37
Dividend?0.00%
Ex-Dividend?N/A
CIA is currently priced at $5.18. Technicals currently rate "Sell" while our fundamental analysis reads "Neutral". Key drivers include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, CIA appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Jun 5, 2026.
News
Profile
Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. The company operates in two business segments namely the Domestic Insurance and International Insurance segments.. The company majority generates revenues from Life Insurance segment. Company operates in USA, Columbia, Taiwan, Venezuela, Ecuador, Argentina, and Others.
Address
11815 ALTERRA PKWY
AUSTIN, TX 78758
Phone: (512) 837-7100
AUSTIN, TX 78758
Phone: (512) 837-7100
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?50
Short Sent.?28
Piotroski F-Score?6/9Mixed
Confidence?63%Moderate
Short InterestVery High
Short % of Float?7.38%Elevated
Short Interest?3.6M
Days to Cover?43.3
Free Float48.9M
Avg Daily Volume83.3K
Settlement Date2026-05-15
Financial Health
Current Ratio?0.83Weak
Quick Ratio?0.83Weak
Cash Ratio?0.54Adequate
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?14.0CHEAP▾
Peers100
S&P84
P/B?1.08CHEAP▾
Peers100
S&P97
P/S?1.00CHEAP▾
Peers100
S&P87
P/FCF?15.9CHEAP▾
Peers100
S&P71
EV/EBITDA?8.9CHEAP▾
Peers100
S&P87
EV/Sales?0.93CHEAP▾
Peers100
S&P92
Returns & Efficiency
ROE?7.7%FAIR▾
Peers50
S&P24
ROA?1.1%WEAK▾
Peers50
S&P12
Cash Flow & Enterprise
FCF?$16.2M
Enterprise Value?$240.3M
Fundamentals ratios updated end of day