Citizens Community Bancorp, Inc.

CZWINASDAQ • USD
21.42 USD
↘ 0.08 (0.37%)AT CLOSE (03:59 PM EDT)
21.40
↘ 0.02 (0.11%)
POST MARKET (AS OF 04:15 PM EDT)
Post Market
AS OF 04:15 PM EDT
21.40
↘ 0.02 (0.11%)
🔴Market: CLOSED

Shares of Citizens Community Bancorp, Inc. (CZWI) are trading at $21.42. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. Notable factors include a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Oct 23, 2026.

Open?$21.40
High?$21.49
Low?$21.19
Prev. Close?$21.50
Volume?23.2K
Avg. Volume?37.5K
VWAP?$21.40
Rel. Volume?0.62x
Bid / Ask
Bid?$8.70 × 100
Ask?$34.24 × 200
Spread?$25.54
Midpoint?$21.47
Valuation & Ratios
Market Cap?206.7M
Shares Out?9.7M
Float?8.4M
Float %?86.5%
P/E Ratio?16.14
P/B Ratio?1.08
EPS?$1.33
Dividend?0.98%
Ex-Dividend?N/A
News
Profile
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short - term investments; and funds provided from operations.
Employees
238
Market Cap
206.7M
Industry
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Website
Listed
2004-03-30
Address
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
Phone: 715 836 9994
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
65
Short Sent.?
94
Piotroski F-Score?5/9Mixed
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?1.72%Low
Short Interest?143.3K
Days to Cover?2.8
Free Float8.4M
Avg Daily Volume51.3K
Settlement Date2026-09-30
Financial Health
Current Ratio?6.68Strong
Quick Ratio?6.68Strong
Cash Ratio?2.35Strong
Debt/Equity?0.27Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
77
16.1CHEAP▾
P/B?
Peers
100
S&P
97
1.08CHEAP▾
P/S?
Peers
100
S&P
65
2.09CHEAP▾
P/FCF?
Peers
100
S&P
87
10.7CHEAP▾
EV/EBITDA?
Peers
100
S&P
86
9.0CHEAP▾
EV/Sales?
Peers
100
S&P
86
1.38CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
22
6.7%FAIR▾
ROA?
Peers
50
S&P
10
0.7%WEAK▾
Cash Flow & Enterprise
FCF?$19.3M
Enterprise Value?$136.8M
Fundamentals ratios updated end of day