Enova International, Inc.

ENVANYSEUSD
232.52 USD
3.01 (1.28%)AT CLOSE (11:59 AM EDT)
232.46
0.06 (0.03%)
POST MARKET (AS OF 04:26 PM EDT)
Post Market
AS OF 04:26 PM EDT
232.46
0.06 (0.03%)
🟢Market: OPEN

Enova International, Inc. (ENVA) is currently trading at $235.56. Both sides of the analysis agree: technicals flash "Buy" and fundamentals confirm with a "Buy" reading. Key drivers include exceptional Return on Equity (23.3%), a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, ENVA appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Jul 17, 2026.

Open?$230.10
High?$236.19
Low?$227.76
Prev. Close?$235.53
Volume?245.1K
Avg. Volume?425.9K
VWAP?$232.80
Rel. Volume?0.58x
Bid / Ask
Bid?$175.00 × 100
Ask?$369.42 × 200
Spread?$194.42
Midpoint?$272.21
Valuation & Ratios
Market Cap?5.9B
Shares Out?24.9M
Float?22.8M
Float %?91.3%
P/E Ratio?17.95
P/B Ratio?4.18
EPS?$13.12
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Employees
1.8K
Market Cap
5.9B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2014-10-30
Address
175 WEST JACKSON BLVD.
CHICAGO, IL 60604
Phone: 312-568-4200
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Neutral(0/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
90
Short Sent.?
55
Piotroski F-Score?5/9Mixed
Confidence?70%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?10.09%High
Short Interest?2.3M
Days to Cover?4.1
Free Float22.8M
Avg Daily Volume568.8K
Settlement Date2026-06-30
Financial Health
Current Ratio?19.39Strong
Quick Ratio?19.39Strong
Cash Ratio?0.31Low
Debt/Equity?3.45High
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
83/100
P/E?
Peers
50
S&P
72
18.0CHEAP
P/B?
Peers
36
S&P
43
4.18FAIR
P/S?
Peers
55
S&P
71
1.80CHEAP
P/FCF?
Peers
100
S&P
97
3.2CHEAP
EV/EBITDA?
Peers
55
S&P
62
13.0FAIR
EV/Sales?
Peers
36
S&P
57
3.26FAIR
Returns & Efficiency
ROE?
Peers
70
S&P
72
23.3%STRONG
ROA?
Peers
80
S&P
43
4.8%FAIR
Cash Flow & Enterprise
FCF?$1.9B
Enterprise Value?$10.6B
Fundamentals ratios updated end of day