Enova International, Inc.

ENVANYSE • USD
179.81 USD
↗ 1.81 (1.01%)🟢LIVE (AS OF 10:39 AM EDT)
🟢Market: OPEN

Enova International, Inc. (ENVA) is currently trading at $179.81. Our models show a "Neutral" technical signal alongside a "Neutral" fundamental rating. Key drivers include exceptional Return on Equity (23.7%) and a bullish Golden Cross on the moving averages. On the valuation side, ENVA appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 5, 2026.

Open?$179.80
High?$180.65
Low?$167.90
Prev. Close?$178.00
Volume?48.2K
Avg. Volume?374.9K
VWAP?$178.80
Rel. Volume?0.13x
Bid / Ask
Bid?$179.05 × 100
Ask?$179.75 × 100
Spread?$0.70
Midpoint?$179.40
Valuation & Ratios
Market Cap?4.4B
Shares Out?24.9M
Float?22.7M
Float %?91.3%
P/E Ratio?12.47
P/B Ratio?2.96
EPS?$14.28
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Employees
1.8K
Market Cap
4.4B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2014-10-30
Address
175 WEST JACKSON BLVD.
CHICAGO, IL 60604
Phone: 312-568-4200
Technical OutlookNeutral
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
85
Short Sent.?
60
Piotroski F-Score?4/9Mixed
Confidence?69%Moderate
Full Fundamental Analysis →
Short InterestElevated
Short % of Float?8.99%Elevated
Short Interest?2.0M
Days to Cover?4.9
Free Float22.7M
Avg Daily Volume415.2K
Settlement Date2026-09-15
Financial Health
Current Ratio?1.58Adequate
Quick Ratio?1.58Adequate
Cash Ratio?0.33Low
Debt/Equity?3.35High
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
100/100
P/E?
Peers
27
S&P
90
12.5CHEAP▾
P/B?
Peers
27
S&P
56
2.96CHEAP▾
P/S?
Peers
73
S&P
82
1.31CHEAP▾
P/FCF?
Peers
82
S&P
97
2.3CHEAP▾
EV/EBITDA?
Peers
55
S&P
76
10.8CHEAP▾
EV/Sales?
Peers
45
S&P
64
2.76CHEAP▾
Returns & Efficiency
ROE?
Peers
82
S&P
72
23.7%STRONG▾
ROA?
Peers
82
S&P
44
4.9%FAIR▾
Cash Flow & Enterprise
FCF?$2.0B
Enterprise Value?$9.3B
Fundamentals ratios updated end of day