15.58 USD
↗ 0.20 (1.30%)LIVE (AS OF 02:49 PM EDT)
Happen, Inc. Common Stock
HAPNNASDAQ • USD
Market: OPEN
HAPN is currently priced at $15.58. The technical outlook is "Sell" based on moving average alignment, RSI, and MACD signals. Key drivers include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, HAPN appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Oct 2, 2026.
Open?$15.48
High?$15.67
Low?$15.32
Prev. Close?$15.38
Volume?409.0K
Avg. Volume?1.4M
VWAP?$15.53
Rel. Volume?0.29x
Bid / Ask
Bid?$15.58 × 200
Ask?$15.60 × 200
Spread?$0.02
Midpoint?$15.59
Valuation & Ratios
Market Cap?1.8B
Shares Out?115.4M
Float?111.3M
Float %?96.5%
P/E Ratio?9.08
P/B Ratio?1.13
EPS?$1.69
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.
Employees
1.1K
Market Cap
1.8B
Industry
PERSONAL CREDIT INSTITUTIONS
Website
Listed
2014-12-11
Address
88 KEARNY ST
SAN FRANCISCO, CA 94108
Phone: 415-930-7440
SAN FRANCISCO, CA 94108
Phone: 415-930-7440
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▲ Bullish(+1/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →Fundamental Outlook
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Short InterestHigh
Short % of Float?5.71%Elevated
Short Interest?6.4M
Days to Cover?5.3
Free Float111.3M
Avg Daily Volume1.2M
Settlement Date2026-09-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?9.1CHEAP▾
Peers100
S&P97
P/B?1.13CHEAP▾
Peers100
S&P94
P/S?1.27CHEAP▾
Peers100
S&P82
P/FCF?N/A▾
EV/EBITDA?7.0CHEAP▾
Peers100
S&P94
EV/Sales?1.27CHEAP▾
Peers100
S&P87
Returns & Efficiency
ROE?12.5%STRONG▾
Peers50
S&P45
ROA?1.6%WEAK▾
Peers50
S&P16
Cash Flow & Enterprise
FCF?$-2956802000
Enterprise Value?$1.8B
Fundamentals ratios updated end of day