16.71 USD
↘ 0.09 (0.54%)AT CLOSE (11:59 AM EDT)
Happen, Inc. Common Stock
HAPNNASDAQ • USD
16.83
↗ 0.12 (0.73%)
POST MARKET (AS OF 07:57 PM EDT)
Post Market
AS OF 07:57 PM EDT
16.83
↗ 0.12 (0.73%)
Market: CLOSED
HAPN is currently priced at $16.71. The technical outlook is "Strong Sell" based on moving average alignment, RSI, and MACD signals. Key drivers include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, HAPN appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Sep 14, 2026.
Open?$16.66
High?$16.85
Low?$16.62
Prev. Close?$16.80
Volume?2.3M
Avg. Volume?1.1M
VWAP?$16.75
Rel. Volume?2.00x
Bid / Ask
Bid?$13.34 × 100
Ask?$19.50 × 100
Spread?$6.16
Midpoint?$16.42
Valuation & Ratios
Market Cap?1.9B
Shares Out?115.4M
P/E Ratio?9.91
P/B Ratio?1.24
EPS?$1.69
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.
Employees
1.1K
Market Cap
1.9B
Industry
PERSONAL CREDIT INSTITUTIONS
Website
Listed
2014-12-11
Address
88 KEARNY ST
SAN FRANCISCO, CA 94108
Phone: 415-930-7440
SAN FRANCISCO, CA 94108
Phone: 415-930-7440
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-3/3)
Short-Term (Ripple)?▼ Bearish(-1/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →Fundamental Outlook
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Short InterestHigh
Short Interest?5.7M
Days to Cover?5.6
Avg Daily Volume1.0M
Settlement Date2026-08-31
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?9.9CHEAP▾
Peers100
S&P97
P/B?1.24CHEAP▾
Peers100
S&P92
P/S?1.39CHEAP▾
Peers100
S&P80
P/FCF?N/A▾
EV/EBITDA?7.7CHEAP▾
Peers100
S&P92
EV/Sales?1.38CHEAP▾
Peers100
S&P86
Returns & Efficiency
ROE?12.5%STRONG▾
Peers50
S&P45
ROA?1.6%WEAK▾
Peers50
S&P16
Cash Flow & Enterprise
FCF?$-2956802000
Enterprise Value?$1.9B
Fundamentals ratios updated end of day