Happen, Inc. Common Stock

HAPNNASDAQ • USD
13.77 USD
↘ 0.32 (2.27%)AT CLOSE (03:59 PM EDT)
13.92
↗ 0.15 (1.08%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
13.92
↗ 0.15 (1.08%)
🔴Market: CLOSED

HAPN is currently priced at $13.78. The technical outlook is "Strong Sell" based on moving average alignment, RSI, and MACD signals. Key drivers include a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. On the valuation side, HAPN appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 26, 2026.

Open?$14.07
High?$14.25
Low?$13.73
Prev. Close?$14.09
Volume?4.1M
Avg. Volume?2.2M
VWAP?$13.89
Rel. Volume?1.87x
Bid / Ask
Bid?$13.25 × 1.0K
Ask?$14.25 × 1.1K
Spread?$1.00
Midpoint?$13.75
Valuation & Ratios
Market Cap?1.6B
Shares Out?115.4M
Float?111.3M
Float %?96.5%
P/E Ratio?8.13
P/B Ratio?1.01
EPS?$1.69
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.
Employees
1.1K
Market Cap
1.6B
Industry
PERSONAL CREDIT INSTITUTIONS
Listed
2014-12-11
Address
88 KEARNY ST
SAN FRANCISCO, CA 94108
Phone: 415-930-7440
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental Outlook
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Short InterestElevated
Short % of Float?6.91%Elevated
Short Interest?7.7M
Days to Cover?3.7
Free Float111.3M
Avg Daily Volume2.1M
Settlement Date2026-10-15
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.00Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
8.1CHEAP▾
P/B?
Peers
100
S&P
97
1.01CHEAP▾
P/S?
Peers
100
S&P
84
1.14CHEAP▾
P/FCF?
N/A▾
EV/EBITDA?
Peers
100
S&P
97
6.3CHEAP▾
EV/Sales?
Peers
100
S&P
90
1.13CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
45
12.5%STRONG▾
ROA?
Peers
50
S&P
16
1.6%WEAK▾
Cash Flow & Enterprise
FCF?$-2956802000
Enterprise Value?$1.6B
Fundamentals ratios updated end of day