OptimumBank Holdings, Inc.

OPHCAMEX • USD
8.98 USD
↘ 0.06 (0.62%)🟢LIVE (AS OF 03:21 PM EDT)
🟢Market: OPEN

OptimumBank Holdings, Inc. (OPHC) is currently trading at $8.98. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Notable factors include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Oct 2, 2026.

Open?$8.97
High?$9.17
Low?$8.83
Prev. Close?$9.04
Volume?83.3K
Avg. Volume?99.0K
VWAP?$9.05
Rel. Volume?0.84x
Bid / Ask
Bid?$8.78 × 500
Ask?$9.20 × 200
Spread?$0.42
Midpoint?$8.99
Valuation & Ratios
Market Cap?114.2M
Shares Out?12.6M
Float?10.0M
Float %?81.3%
P/E Ratio?5.57
P/B Ratio?0.85
EPS?$1.62
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Employees
98
Market Cap
114.2M
Industry
NATIONAL COMMERCIAL BANKS
Listed
2003-05-08
Address
2929 EAST COMMERCIAL BOULEVARD
FORT LAUDERDALE, FL 33308
Phone: 954-900-2800
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
90
Short Sent.?
80
Piotroski F-Score?0/9Weak
Confidence?43%Low
Full Fundamental Analysis →
Short InterestLow
Short % of Float?1.07%Low
Short Interest?106.3K
Days to Cover?1.1
Free Float10.0M
Avg Daily Volume94.1K
Settlement Date2026-09-15
Financial Health
Current Ratio?12.50Strong
Quick Ratio?12.50Strong
Cash Ratio?1.05Strong
Debt/Equity?0.29Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
5.6CHEAP▾
P/B?
Peers
100
S&P
97
0.85CHEAP▾
P/S?
Peers
100
S&P
80
1.38CHEAP▾
P/FCF?
Peers
100
S&P
97
4.5CHEAP▾
EV/EBITDA?
Peers
100
S&P
97
5.1CHEAP▾
EV/Sales?
Peers
100
S&P
81
1.67CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
55
15.3%STRONG▾
ROA?
Peers
50
S&P
15
1.5%WEAK▾
Cash Flow & Enterprise
FCF?$25.5M
Enterprise Value?$138.5M
Fundamentals ratios updated end of day