8.71 USD
↗ 0.16 (1.87%)AT CLOSE (03:59 PM EDT)
OptimumBank Holdings, Inc.
OPHCAMEX • USD
8.78
↗ 0.07 (0.80%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
8.78
↗ 0.07 (0.80%)
Market: CLOSED
OptimumBank Holdings, Inc. (OPHC) is currently trading at $8.71. Technicals currently rate "Sell" while our fundamental analysis reads "Neutral". Notable factors include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Oct 26, 2026.
Open?$8.63
High?$8.96
Low?$8.61
Prev. Close?$8.55
Volume?72.0K
Avg. Volume?73.3K
VWAP?$8.78
Rel. Volume?0.98x
Bid / Ask
Bid?$6.50 × 100
Ask?$10.72 × 100
Spread?$4.22
Midpoint?$8.61
Valuation & Ratios
Market Cap?110.0M
Shares Out?12.6M
Float?10.3M
Float %?81.3%
P/E Ratio?5.37
P/B Ratio?0.82
EPS?$1.62
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Employees
98
Market Cap
108.0M
Industry
NATIONAL COMMERCIAL BANKS
Website
Listed
2003-05-08
Address
2929 EAST COMMERCIAL BOULEVARD
FORT LAUDERDALE, FL 33308
Phone: 954-900-2800
FORT LAUDERDALE, FL 33308
Phone: 954-900-2800
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?90
Short Sent.?89
Piotroski F-Score?0/9Weak
Confidence?43%Low
Short InterestLow
Short % of Float?0.95%Low
Short Interest?97.9K
Days to Cover?1.6
Free Float10.3M
Avg Daily Volume63.3K
Settlement Date2026-10-15
Financial Health
Current Ratio?12.50Strong
Quick Ratio?12.50Strong
Cash Ratio?1.05Strong
Debt/Equity?0.29Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?5.4CHEAP▾
Peers100
S&P97
P/B?0.82CHEAP▾
Peers100
S&P97
P/S?1.33CHEAP▾
Peers100
S&P81
P/FCF?4.3CHEAP▾
Peers100
S&P97
EV/EBITDA?5.0CHEAP▾
Peers100
S&P97
EV/Sales?1.62CHEAP▾
Peers100
S&P82
Returns & Efficiency
ROE?15.3%STRONG▾
Peers50
S&P55
ROA?1.5%WEAK▾
Peers50
S&P15
Cash Flow & Enterprise
FCF?$25.5M
Enterprise Value?$134.4M
Fundamentals ratios updated end of day