16.50 USD
↘ 0.10 (0.60%)AT CLOSE (11:59 AM EDT)
Pathfinder Bancorp Inc
PBHCNASDAQ • USD
16.52
↗ 0.02 (0.09%)
POST MARKET (AS OF 04:10 PM EDT)
Post Market
AS OF 04:10 PM EDT
16.52
↗ 0.02 (0.09%)
Market: OPEN
Shares of Pathfinder Bancorp Inc (PBHC) are trading at $16.52. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. Key drivers include a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, PBHC appears attractively valued relative to sector peers across key multiples.
Technical & fundamental data as of Aug 25, 2026.
Open?$16.54
High?$16.73
Low?$16.50
Prev. Close?$16.60
Volume?6.9K
Avg. Volume?8.5K
VWAP?$16.83
Rel. Volume?0.81x
Bid / Ask
Bid?$0.00 × 100
Ask?$2,147.48 × 100
Spread?$2,147.48
Midpoint?$1,073.74
Valuation & Ratios
Market Cap?104.2M
Shares Out?4.9M
Float?3.1M
Float %?63.9%
P/E Ratio?728.85
P/B Ratio?0.83
EPS?$0.02
Dividend?2.42%
Ex-Dividend?N/A
News
Profile
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
Employees
187
Market Cap
104.2M
Industry
STATE COMMERCIAL BANKS
Website
Listed
1996-05-30
Address
214 WEST FIRST STREET
OSWEGO, NY 13126
Phone: (315) 343-0057
OSWEGO, NY 13126
Phone: (315) 343-0057
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+3/3)
Medium-Term (Wave)?▲ Bullish(+2/3)
Short-Term (Ripple)?– Neutral(0/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?60
Z-Score?50
Momentum?77
Short Sent.?78
Piotroski F-Score?5/9Mixed
Confidence?66%Moderate
Short InterestModerate
Short % of Float?0.38%Low
Short Interest?11.8K
Days to Cover?3.1
Free Float3.1M
Avg Daily Volume3.9K
Settlement Date2026-08-14
Financial Health
Current Ratio?1.20Adequate
Quick Ratio?1.20Adequate
Cash Ratio?0.09Low
Debt/Equity?1.30Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score83/100
P/E?728.9PRICEY▾
Peers100
S&P3
P/B?0.83CHEAP▾
Peers100
S&P97
P/S?1.32CHEAP▾
Peers100
S&P81
P/FCF?9.5CHEAP▾
Peers100
S&P90
EV/EBITDA?-155.1CHEAP▾
S&P97
EV/Sales?3.25FAIR▾
Peers100
S&P57
Returns & Efficiency
ROE?0.1%WEAK▾
Peers50
S&P15
ROA?0.0%WEAK▾
Peers50
S&P8
Cash Flow & Enterprise
FCF?$11.0M
Enterprise Value?$256.4M
Fundamentals ratios updated end of day