Provident Financial Hldgs

PROVNASDAQUSD
18.69 USD
0.06 (0.30%)🔴AT CLOSE (AS OF 04:15 PM EDT)
🔴Market: CLOSED

Shares of Provident Financial Hldgs (PROV) are trading at $18.69. There is a divergence between signals — technical indicators rate "Strong Buy" but underlying fundamentals lean "Sell". Key drivers include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, PROV appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Sep 14, 2026.

Open?$18.75
High?$18.75
Low?$18.61
Prev. Close?$18.63
Volume?20.2K
Avg. Volume?16.3K
VWAP?$18.69
Rel. Volume?1.24x
Bid / Ask
Bid?$15.42 × 100
Ask?$22.30 × 100
Spread?$6.88
Midpoint?$18.86
Valuation & Ratios
Market Cap?116.1M
Shares Out?6.2M
Float?4.8M
Float %?76.2%
P/E Ratio?17.45
P/B Ratio?0.92
EPS?$1.07
Dividend?3.09%
Ex-Dividend?N/A
News
Profile
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
Employees
158
Market Cap
116.1M
Industry
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Listed
1996-06-28
Address
3756 CENTRAL AVE
RIVERSIDE, CA 92506
Phone: (909) 686-6060
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+2/3)
Short-Term (Ripple)? Neutral(0/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
40
Short Sent.?
84
Piotroski F-Score?0/9Weak
Confidence?43%Low
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.54%Low
Short Interest?25.6K
Days to Cover?1.6
Free Float4.8M
Avg Daily Volume16.0K
Settlement Date2026-08-31
Financial Health
Current Ratio?N/A
Quick Ratio?N/A
Cash Ratio?N/A
Debt/Equity?1.24Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
83/100
P/E?
Peers
100
S&P
73
17.5CHEAP
P/B?
Peers
100
S&P
97
0.92CHEAP
P/S?
Peers
100
S&P
68
1.95CHEAP
P/FCF?
Peers
100
S&P
79
13.6CHEAP
EV/EBITDA?
Peers
100
S&P
18
23.2HIGH
EV/Sales?
Peers
100
S&P
50
3.76FAIR
Returns & Efficiency
ROE?
Peers
50
S&P
20
5.3%FAIR
ROA?
Peers
50
S&P
9
0.5%WEAK
Cash Flow & Enterprise
FCF?$8.5M
Enterprise Value?$224.0M
Fundamentals ratios updated end of day