Provident Financial Hldgs

PROVNASDAQUSD
18.31 USD
0.05 (0.25%)AT CLOSE (11:59 AM EDT)
18.29
0.02 (0.08%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
18.29
0.02 (0.08%)
🟢Market: OPEN

Shares of Provident Financial Hldgs (PROV) are trading at $18.29. There is a divergence between signals — technical indicators rate "Strong Buy" but underlying fundamentals lean "Sell". Key drivers include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. PROV is fairly valued relative to its sector peers based on current multiples.

Technical & fundamental data as of Aug 25, 2026.

Open?$18.35
High?$18.50
Low?$18.25
Prev. Close?$18.26
Volume?14.2K
Avg. Volume?9.9K
VWAP?$18.40
Rel. Volume?1.43x
Bid / Ask
Bid?$14.92 × 100
Ask?$21.66 × 100
Spread?$6.74
Midpoint?$18.29
Valuation & Ratios
Market Cap?114.4M
Shares Out?6.3M
Float?4.8M
Float %?76.2%
P/E Ratio?18.76
P/B Ratio?0.90
EPS?$0.97
Dividend?3.18%
Ex-Dividend?N/A
News
Profile
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
Employees
163
Market Cap
114.4M
Industry
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Listed
1996-06-28
Address
3756 CENTRAL AVE
RIVERSIDE, CA 92506
Phone: (909) 686-6060
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+2/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
3
Short Sent.?
69
Piotroski F-Score?0/9Weak
Confidence?48%Low
Full Fundamental Analysis →
Short InterestLow
Short % of Float?0.54%Low
Short Interest?25.9K
Days to Cover?2.6
Free Float4.8M
Avg Daily Volume10.1K
Settlement Date2026-08-14
Financial Health
Current Ratio?N/A
Quick Ratio?N/A
Cash Ratio?N/A
Debt/Equity?1.45Moderate
ValuationFAIRLY VALUEDvs 1 peers + S&P 500
Score
78/100
P/E?
Peers
100
S&P
69
18.8FAIR
P/B?
Peers
100
S&P
97
0.90CHEAP
P/S?
Peers
100
S&P
68
1.93CHEAP
P/FCF?
Peers
100
S&P
72
15.5CHEAP
EV/EBITDA?
Peers
100
S&P
13
26.8HIGH
EV/Sales?
Peers
100
S&P
46
4.06FAIR
Returns & Efficiency
ROE?
Peers
50
S&P
19
4.8%WEAK
ROA?
Peers
50
S&P
9
0.5%WEAK
Cash Flow & Enterprise
FCF?$7.4M
Enterprise Value?$241.3M
Fundamentals ratios updated end of day