United Community Banks, Inc.

UCBNYSEUSD
34.69 USD
0.05 (0.14%)AT CLOSE (11:59 AM EDT)
34.70
0.01 (0.03%)
POST MARKET (AS OF 07:45 PM EDT)
Post Market
AS OF 07:45 PM EDT
34.70
0.01 (0.03%)
🔴Market: CLOSED

United Community Banks, Inc. (UCB) is currently trading at $34.69. Both sides of the analysis point lower: technicals flash "Sell" and fundamentals confirm with a "Sell" reading. Key drivers include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. On the valuation side, UCB appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Sep 18, 2026.

Open?$34.58
High?$34.75
Low?$34.32
Prev. Close?$34.64
Volume?1.7M
Avg. Volume?778.0K
VWAP?$34.46
Rel. Volume?2.20x
Bid / Ask
Bid?$0.00 × 0
Ask?$36.00 × 300
Spread?$36.00
Midpoint?$18.00
Valuation & Ratios
Market Cap?4.2B
Shares Out?120.6M
Float?120.0M
Float %?99.5%
P/E Ratio?11.28
P/B Ratio?1.12
EPS?$3.07
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
Employees
3.1K
Market Cap
4.2B
Industry
STATE COMMERCIAL BANKS
Listed
1997-05-21
Address
200 E. CAMPERDOWN WAY
GREENVILLE, SC 29601
Phone: 18008222651
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bearish(-1/3)
Medium-Term (Wave)? Bearish(-1/3)
Short-Term (Ripple)? Bearish(-2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
65
Short Sent.?
42
Piotroski F-Score?0/9Weak
Confidence?52%Low
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?3.73%Low
Short Interest?4.5M
Days to Cover?6.4
Free Float120.0M
Avg Daily Volume697.7K
Settlement Date2026-08-31
Financial Health
Current Ratio?5.89Strong
Quick Ratio?5.89Strong
Cash Ratio?0.11Low
Debt/Equity?0.32Low
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
93/100
P/E?
Peers
91
S&P
93
11.3CHEAP
P/B?
Peers
73
S&P
94
1.12CHEAP
P/S?
Peers
64
S&P
54
2.71CHEAP
P/FCF?
N/A
EV/EBITDA?
Peers
45
S&P
77
10.6CHEAP
EV/Sales?
Peers
55
S&P
55
3.39FAIR
Returns & Efficiency
ROE?
Peers
55
S&P
34
9.9%FAIR
ROA?
Peers
45
S&P
14
1.3%WEAK
Cash Flow & Enterprise
FCF?N/A
Enterprise Value?$5.2B
Fundamentals ratios updated end of day