United Community Banks, Inc.

UCBNYSE • USD
33.38 USD
↘ 0.20 (0.60%)AT CLOSE (03:59 PM EDT)
33.39
↗ 0.01 (0.02%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
33.39
↗ 0.01 (0.02%)
🔴Market: CLOSED

United Community Banks, Inc. (UCB) is currently trading at $33.38. Our models show a "Strong Sell" technical signal alongside a "Neutral" fundamental rating. Key drivers include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. On the valuation side, UCB appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 9, 2026.

Open?$33.47
High?$33.58
Low?$33.16
Prev. Close?$33.58
Volume?627.0K
Avg. Volume?857.7K
VWAP?$33.40
Rel. Volume?0.73x
Bid / Ask
Bid?$10.15 × 100
Ask?$35.00 × 300
Spread?$24.85
Midpoint?$22.58
Valuation & Ratios
Market Cap?4.0B
Shares Out?120.6M
Float?120.0M
Float %?99.5%
P/E Ratio?10.86
P/B Ratio?1.07
EPS?$3.07
Dividend?3.05%
Ex-Dividend?N/A
News
Profile
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
Employees
3.1K
Market Cap
4.0B
Industry
STATE COMMERCIAL BANKS
Listed
1997-05-21
Address
200 E. CAMPERDOWN WAY
GREENVILLE, SC 29601
Phone: 18008222651
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-3/3)
Short-Term (Ripple)?▼ Bearish(-1/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
65
Short Sent.?
69
Piotroski F-Score?0/9Weak
Confidence?51%Low
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?4.48%Low
Short Interest?5.4M
Days to Cover?5.9
Free Float120.0M
Avg Daily Volume917.0K
Settlement Date2026-09-30
Financial Health
Current Ratio?5.89Strong
Quick Ratio?5.89Strong
Cash Ratio?0.11Low
Debt/Equity?0.32Low
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
94/100
P/E?
Peers
82
S&P
94
10.9CHEAP▾
P/B?
Peers
64
S&P
97
1.07CHEAP▾
P/S?
Peers
55
S&P
56
2.61CHEAP▾
P/FCF?
Peers
36
S&P
85
11.1CHEAP▾
EV/EBITDA?
Peers
55
S&P
80
10.3CHEAP▾
EV/Sales?
Peers
64
S&P
57
3.29FAIR▾
Returns & Efficiency
ROE?
Peers
64
S&P
34
9.9%FAIR▾
ROA?
Peers
55
S&P
14
1.3%WEAK▾
Cash Flow & Enterprise
FCF?$361.2M
Enterprise Value?$5.1B
Fundamentals ratios updated end of day