44.23 USD
↘ 0.04 (0.09%)PRE MARKET (AS OF 05:57 AM EDT)
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $44.23. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. Notable factors include exceptional Return on Equity (34.5%), a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Aug 4, 2026.
Open?$43.78
High?$44.40
Low?$43.37
Prev. Close?$44.27
Volume?113.1K
Avg. Volume?253.3K
VWAP?$44.14
Rel. Volume?0.45x
Bid / Ask
Bid?$39.33 × 100
Ask?$47.00 × 100
Spread?$7.67
Midpoint?$43.17
Valuation & Ratios
Market Cap?1.2B
Shares Out?27.8M
Float?23.7M
Float %?85.0%
P/E Ratio?5.60
P/B Ratio?1.93
EPS?$7.90
Dividend?1.80%
Ex-Dividend?N/A
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.2B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+3/3)
Medium-Term (Wave)?▲ Bullish(+3/3)
Short-Term (Ripple)?▲ Bullish(+1/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?88
Short Sent.?39
Piotroski F-Score?6/9Mixed
Confidence?63%Moderate
Short InterestHigh
Short % of Float?5.71%Elevated
Short Interest?1.4M
Days to Cover?5.3
Free Float23.7M
Avg Daily Volume255.4K
Settlement Date2026-07-15
Financial Health
Current Ratio?0.40Weak
Quick Ratio?0.40Weak
Cash Ratio?0.30Low
Debt/Equity?0.15Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?5.6CHEAP▾
Peers100
S&P97
P/B?1.93CHEAP▾
Peers100
S&P76
P/S?0.76CHEAP▾
Peers100
S&P91
P/FCF?3.6CHEAP▾
Peers100
S&P97
EV/EBITDA?2.6CHEAP▾
Peers100
S&P97
EV/Sales?0.49CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?34.5%STRONG▾
Peers50
S&P83
ROA?6.7%FAIR▾
Peers50
S&P58
Cash Flow & Enterprise
FCF?$339.7M
Enterprise Value?$797.7M
Fundamentals ratios updated end of day