39.47 USD
↘ 1.24 (3.05%)AT CLOSE (11:59 AM EDT)
UNIVERSAL INSURANCE HLDG, INC.
UVENYSE • USD
38.72
↘ 0.75 (1.89%)
POST MARKET (AS OF 06:38 PM EDT)
Post Market
AS OF 06:38 PM EDT
38.72
↘ 0.75 (1.89%)
Market: CLOSED
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $39.47. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. Notable factors include exceptional Return on Equity (33.5%), a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Jun 25, 2026.
Open?$40.35
High?$40.75
Low?$39.28
Prev. Close?$40.71
Volume?161.0K
Avg. Volume?168.9K
VWAP?$39.88
Rel. Volume?0.95x
Bid / Ask
Bid?$35.50 × 100
Ask?$40.66 × 100
Spread?$5.16
Midpoint?$38.08
Valuation & Ratios
Market Cap?1.1B
Shares Out?27.9M
Float?24.3M
Float %?86.8%
P/E Ratio?5.80
P/B Ratio?1.94
EPS?$7.02
Dividend?1.96%
Ex-Dividend?N/A
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.1B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+3/3)
Medium-Term (Wave)?▲ Bullish(+2/3)
Short-Term (Ripple)?– Neutral(0/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?73
Short Sent.?68
Piotroski F-Score?6/9Mixed
Confidence?71%Moderate
Short InterestModerate
Short % of Float?2.64%Low
Short Interest?640.6K
Days to Cover?3.9
Free Float24.3M
Avg Daily Volume166.0K
Settlement Date2026-06-15
Financial Health
Current Ratio?0.54Weak
Quick Ratio?0.54Weak
Cash Ratio?0.47Low
Debt/Equity?0.17Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?5.8CHEAP▾
Peers100
S&P97
P/B?1.94CHEAP▾
Peers100
S&P75
P/S?0.71CHEAP▾
Peers100
S&P92
P/FCF?3.3CHEAP▾
Peers100
S&P97
EV/EBITDA?2.4CHEAP▾
Peers100
S&P97
EV/Sales?0.40CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?33.5%STRONG▾
Peers50
S&P82
ROA?7.1%STRONG▾
Peers50
S&P60
Cash Flow & Enterprise
FCF?$344.8M
Enterprise Value?$640.8M
Fundamentals ratios updated end of day