48.57 USD
↗ 0.00 (0.00%)AT CLOSE (03:59 PM EST)
UNIVERSAL INSURANCE HLDG, INC.
UVENYSE • USD
48.58
↗ 0.01 (0.01%)
POST MARKET (AS OF 07:45 PM EST)
Post Market
AS OF 07:45 PM EST
48.58
↗ 0.01 (0.01%)
Market: CLOSED
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $48.57. Both sides of the analysis agree: technicals flash "Buy" and fundamentals confirm with a "Buy" reading. Notable factors include exceptional Return on Equity (34.5%), a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Nov 13, 2026.
Open?$48.75
High?$48.93
Low?$48.28
Prev. Close?$48.57
Volume?119.9K
Avg. Volume?228.4K
VWAP?$48.51
Rel. Volume?0.53x
Bid / Ask
Bid?$44.72 × 100
Ask?$63.75 × 100
Spread?$19.03
Midpoint?$54.24
Valuation & Ratios
Market Cap?1.3B
Shares Out?27.7M
Float?23.7M
Float %?85.0%
P/E Ratio?6.11
P/B Ratio?2.11
EPS?$7.95
Dividend?1.65%
Ex-Dividend?2026-12-04
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.3B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?88
Short Sent.?39
Piotroski F-Score?6/9Mixed
Confidence?63%Moderate
Short InterestModerate
Short % of Float?4.38%Low
Short Interest?1.0M
Days to Cover?4.4
Free Float23.7M
Avg Daily Volume238.6K
Settlement Date2026-10-30
Financial Health
Current Ratio?0.40Weak
Quick Ratio?0.40Weak
Cash Ratio?0.30Low
Debt/Equity?0.15Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?6.1CHEAP▾
Peers100
S&P97
P/B?2.11CHEAP▾
Peers100
S&P72
P/S?0.82CHEAP▾
Peers100
S&P90
P/FCF?4.0CHEAP▾
Peers100
S&P97
EV/EBITDA?3.0CHEAP▾
Peers100
S&P97
EV/Sales?0.56CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?34.5%STRONG▾
Peers50
S&P83
ROA?6.7%FAIR▾
Peers50
S&P58
Cash Flow & Enterprise
FCF?$339.7M
Enterprise Value?$909.6M
Fundamentals ratios updated end of day