37.44 USD
↘ 4.01 (9.67%)AT CLOSE (11:59 AM EDT)
UNIVERSAL INSURANCE HLDG, INC.
UVENYSE • USD
37.28
↘ 0.16 (0.42%)
POST MARKET (AS OF 06:31 PM EDT)
Post Market
AS OF 06:31 PM EDT
37.28
↘ 0.16 (0.42%)
Market: CLOSED
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $37.44. UVE shows a split signal: underlying fundamentals suggest "Buy" while technical indicators indicate "Sell". Notable factors include exceptional Return on Equity (33.5%) and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Jul 15, 2026.
Open?$39.84
High?$39.91
Low?$36.59
Prev. Close?$41.45
Volume?412.3K
Avg. Volume?219.8K
VWAP?$37.71
Rel. Volume?1.88x
Bid / Ask
Bid?$36.38 × 100
Ask?$39.26 × 500
Spread?$2.88
Midpoint?$37.82
Valuation & Ratios
Market Cap?1.0B
Shares Out?27.9M
Float?24.3M
Float %?86.8%
P/E Ratio?5.34
P/B Ratio?1.79
EPS?$7.02
Dividend?2.13%
Ex-Dividend?2026-07-31
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.2B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?– Neutral(0/3)
Medium-Term (Wave)?▼ Bearish(-3/3)
Short-Term (Ripple)?▼ Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?73
Short Sent.?59
Piotroski F-Score?6/9Mixed
Confidence?71%Moderate
Short InterestModerate
Short % of Float?3.93%Low
Short Interest?955.2K
Days to Cover?4.0
Free Float24.3M
Avg Daily Volume240.0K
Settlement Date2026-06-30
Financial Health
Current Ratio?0.54Weak
Quick Ratio?0.54Weak
Cash Ratio?0.47Low
Debt/Equity?0.17Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?5.3CHEAP▾
Peers100
S&P97
P/B?1.79CHEAP▾
Peers100
S&P80
P/S?0.65CHEAP▾
Peers100
S&P93
P/FCF?3.0CHEAP▾
Peers100
S&P97
EV/EBITDA?2.0CHEAP▾
Peers100
S&P97
EV/Sales?0.34CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?33.5%STRONG▾
Peers50
S&P82
ROA?7.1%STRONG▾
Peers50
S&P60
Cash Flow & Enterprise
FCF?$344.8M
Enterprise Value?$549.5M
Fundamentals ratios updated end of day