48.84 USD
↗ 0.44 (0.91%)AT CLOSE (03:59 PM EDT)
UNIVERSAL INSURANCE HLDG, INC.
UVENYSE • USD
48.78
↘ 0.07 (0.13%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
48.78
↘ 0.07 (0.13%)
Market: CLOSED
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $48.84. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. Notable factors include exceptional Return on Equity (34.5%), a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Oct 23, 2026.
Open?$50.00
High?$50.00
Low?$47.45
Prev. Close?$48.40
Volume?312.7K
Avg. Volume?191.9K
VWAP?$48.56
Rel. Volume?1.63x
Bid / Ask
Bid?$44.88 × 100
Ask?$49.79 × 100
Spread?$4.91
Midpoint?$47.34
Valuation & Ratios
Market Cap?1.4B
Shares Out?27.8M
Float?23.7M
Float %?85.0%
P/E Ratio?6.18
P/B Ratio?2.13
EPS?$7.90
Dividend?1.63%
Ex-Dividend?N/A
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.4B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+3/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?88
Short Sent.?33
Piotroski F-Score?6/9Mixed
Confidence?60%Moderate
Short InterestHigh
Short % of Float?5.05%Elevated
Short Interest?1.2M
Days to Cover?7.0
Free Float23.7M
Avg Daily Volume170.2K
Settlement Date2026-09-30
Financial Health
Current Ratio?0.40Weak
Quick Ratio?0.40Weak
Cash Ratio?0.30Low
Debt/Equity?0.15Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?6.2CHEAP▾
Peers100
S&P97
P/B?2.13CHEAP▾
Peers100
S&P71
P/S?0.83CHEAP▾
Peers100
S&P89
P/FCF?4.0CHEAP▾
Peers100
S&P97
EV/EBITDA?3.0CHEAP▾
Peers100
S&P97
EV/Sales?0.57CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?34.5%STRONG▾
Peers50
S&P83
ROA?6.7%FAIR▾
Peers50
S&P58
Cash Flow & Enterprise
FCF?$339.7M
Enterprise Value?$924.9M
Fundamentals ratios updated end of day