43.90 USD
↘ 0.05 (0.13%)PRE MARKET (AS OF 06:12 AM EDT)
UNIVERSAL INSURANCE HLDG, INC. (UVE) is currently trading at $43.90. Both sides of the analysis agree: technicals flash "Buy" and fundamentals confirm with a "Buy" reading. Notable factors include exceptional Return on Equity (34.5%) and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Oct 2, 2026.
Open?$43.97
High?$43.97
Low?$43.90
Prev. Close?$43.95
Volume?258
Avg. Volume?166.5K
VWAP?$43.90
Rel. Volume?0.00x
Bid / Ask
Bid?$36.12 × 100
Ask?$51.35 × 100
Spread?$15.23
Midpoint?$43.74
Valuation & Ratios
Market Cap?1.2B
Shares Out?27.8M
Float?23.7M
Float %?85.0%
P/E Ratio?5.56
P/B Ratio?1.92
EPS?$7.90
Dividend?1.81%
Ex-Dividend?N/A
News
Profile
Universal Insurance Holdings Inc is an insurance holding company. Through its subsidiaries, the company mainly offers property and casualty insurance and value-added insurance services. It develops, markets, and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and performs all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. The group offers the following types of personal residential insurance: homeowners, renters/tenants, condo unit owners, and dwelling/fire, through an independent agent network and online distribution channels across multiple states in the United States of America.
Employees
929
Market Cap
1.2B
Industry
FIRE, MARINE & CASUALTY INSURANCE
Listed
1992-12-16
Address
1110 W. COMMERCIAL BLVD.
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
FORT LAUDERDALE, FL 33309
Phone: 954-958-1200
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+1/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▲ Bullish(+3/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?77
Z-Score?50
Momentum?88
Short Sent.?73
Piotroski F-Score?6/9Mixed
Confidence?67%Moderate
Short InterestHigh
Short % of Float?2.75%Low
Short Interest?651.6K
Days to Cover?5.0
Free Float23.7M
Avg Daily Volume130.1K
Settlement Date2026-09-15
Financial Health
Current Ratio?0.40Weak
Quick Ratio?0.40Weak
Cash Ratio?0.30Low
Debt/Equity?0.15Low
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score100/100
P/E?5.6CHEAP▾
Peers100
S&P97
P/B?1.92CHEAP▾
Peers100
S&P76
P/S?0.75CHEAP▾
Peers100
S&P91
P/FCF?3.6CHEAP▾
Peers100
S&P97
EV/EBITDA?2.6CHEAP▾
Peers100
S&P97
EV/Sales?0.48CHEAP▾
Peers100
S&P97
Returns & Efficiency
ROE?34.5%STRONG▾
Peers50
S&P83
ROA?6.7%FAIR▾
Peers50
S&P58
Cash Flow & Enterprise
FCF?$339.7M
Enterprise Value?$788.8M
Fundamentals ratios updated end of day