Waterstone Financial, Inc.

WSBFNASDAQ • USD
ThemeBanking & Lending›Regional & Community Banks
19.95 USD
↘ 0.12 (0.60%)AT CLOSE (03:59 PM EDT)
19.93
↘ 0.02 (0.10%)
POST MARKET (AS OF 07:22 PM EDT)
Post Market
AS OF 07:22 PM EDT
19.93
↘ 0.02 (0.10%)
🔴Market: CLOSED

Waterstone Financial, Inc. (WSBF) is currently trading at $19.95. There is a divergence between signals — technical indicators rate "Buy" but underlying fundamentals lean "Sell". Notable factors include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Oct 23, 2026.

Open?$19.90
High?$20.04
Low?$19.50
Prev. Close?$20.07
Volume?46.1K
Avg. Volume?77.6K
VWAP?$19.92
Rel. Volume?0.59x
Bid / Ask
Bid?$7.96 × 200
Ask?$22.60 × 100
Spread?$14.64
Midpoint?$15.28
Valuation & Ratios
Market Cap?358.6M
Shares Out?18.0M
Float?14.7M
Float %?81.9%
P/E Ratio?11.92
P/B Ratio?1.02
EPS?$1.67
Dividend?3.02%
Ex-Dividend?N/A
News
Profile
Waterstone Financial Inc is a holding company. Through its subsidiaries, it operates in two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The majority of its revenue comes from the Community Banking segment.
Themes
Banking & Lending›Regional & Community BanksBanking & Lending›Mortgage & Housing Finance
Employees
593
Market Cap
358.6M
Industry
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Website
www.wsbonline.com
Listed
2005-10-05
Address
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
Phone: (414) 761-1000
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?– Neutral(0/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+1/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
48
Short Sent.?
63
Piotroski F-Score?0/9Weak
Confidence?56%Low
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?2.55%Low
Short Interest?375.1K
Days to Cover?4.1
Free Float14.7M
Avg Daily Volume90.9K
Settlement Date2026-09-30
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?1.17Moderate
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score
89/100
P/E?
Peers
60
S&P
91
11.9CHEAP▾
P/B?
Peers
100
S&P
97
1.02CHEAP▾
P/S?
Peers
100
S&P
73
1.74CHEAP▾
P/FCF?
Peers
100
S&P
92
8.4CHEAP▾
EV/EBITDA?
Peers
10
S&P
28
19.4FAIR▾
EV/Sales?
Peers
60
S&P
53
3.57FAIR▾
Returns & Efficiency
ROE?
Peers
10
S&P
28
8.6%FAIR▾
ROA?
Peers
30
S&P
14
1.3%WEAK▾
Cash Flow & Enterprise
FCF?$42.8M
Enterprise Value?$737.9M
Fundamentals ratios updated end of day
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