Diamonds in the Rough
Cross-referencing fundamental value against technical exhaustion to isolate beaten-down KRE constituents that screen cheap and oversold. The bottom-right quadrant — high earnings yield, low RSI — is the prime hunting ground, especially where money flow (MFI) shows quiet accumulation despite the falling price.
Educational screen, not investment advice. “Diamond” classification is a mechanical valuation-vs-RSI split around the cohort median earnings yield and an RSI of 50.
Alpha Quadrant — Valuation × Technical Exhaustion
X = earnings yield (cheaper right) · Y = RSI 14 (more oversold lower) · bubble = market cap · color = money flow.
Diamond Candidates
Ranked by a composite of earnings yield, ROIC, oversold RSI, recent weakness, and improving money flow.
| # | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | TBBK | The Bancorp Inc. | 66.8 | 10.06% | 0.18 | 21 | -28.82% | 17 | grey |
| 2 | TCBK | Trico Bancshares | 65.4 | 9.86% | 0.08 | 40 | -7.68% | 58 | grey |
| 3 | AX | Axos Financial, Inc. Common Stock | 65.1 | 11.54% | 0.28 | 41 | -7.38% | 56 | distress |
| 4 | CASH | Pathward Financial, Inc. Common Stock | 65.1 | 13.62% | 0.12 | 33 | -8.91% | 44 | grey |
| 5 | PRK | Park National Corporation | 63.4 | 6.49% | 0.20 | 35 | -9.23% | 36 | distress |
| 6 | WAFD | WaFd, Inc. Common Stock | 62.0 | 6.29% | 0.05 | 27 | -11.44% | 24 | grey |
| 7 | BKU | Bankunited, Inc. | 61.8 | 7.06% | 0.04 | 36 | -7.16% | 37 | grey |
| 8 | FHB | First Hawaiian, Inc. Common Stock | 61.1 | 12.34% | 0.05 | 38 | -7.43% | 48 | grey |
| 9 | BOH | Bank of Hawaii Corp. | 60.8 | 8.01% | 0.03 | 40 | -5.00% | 57 | grey |
| 10 | CCB | Coastal Financial Corporation | 60.7 | 8.44% | 0.07 | 43 | -3.71% | 63 | distress |
| 11 | LOB | Live Oak Bancshares, Inc. | 59.8 | 14.45% | 0.06 | 40 | -8.80% | 47 | distress |
| 12 | MCHB | Mechanics Bancorp Class A Common Stock | 59.5 | 6.19% | 0.03 | 37 | -10.10% | 27 | grey |
| 13 | PFS | Provident Financial Services, Inc. | 58.3 | 7.25% | 0.23 | 43 | -6.97% | 50 | distress |
| 14 | CARE | Carter Bankshares, Inc. Common Stock | 58.3 | 6.51% | 0.06 | 43 | -4.13% | 64 | distress |
| 15 | SFBS | ServisFirst Bancshares Inc. | 58.1 | 7.56% | 0.10 | 43 | -7.41% | 50 | grey |
Short-Squeeze Watch
Constituents with the highest composite squeeze score — heavy short interest meeting price support.
| # | |||||||
|---|---|---|---|---|---|---|---|
| 1 | CLBK | Columbia Financial, Inc. Common Stock | 79.8 | 70.92% | 6.07 | -1.34% | critical |
| 2 | TFSL | TFS Financial Corporation | 76.8 | 15.08% | 9.31 | -2.34% | critical |
| 3 | BOKF | BOK Financial Corp | 74.3 | 10.93% | 10.35 | -6.14% | high |
| 4 | MCHB | Mechanics Bancorp Class A Common Stock | 71.2 | 10.40% | 9.37 | -10.10% | high |
| 5 | OZK | Bank OZK | 65.7 | 15.32% | 16.04 | -6.30% | high |
| 6 | FIBK | First Interstate BancSystem, Inc. Common Stock (DE) | 64.6 | 12.00% | 11.57 | -3.89% | high |
| 7 | HIFS | Hingham Institution for Saving | 63.9 | 18.52% | 5.48 | -1.51% | high |
| 8 | FLG | Flagstar Bank, National Association | 63.6 | 12.63% | 8.94 | -8.95% | high |
| 9 | CBC | Central Bancompany, Inc. Class A Common Stock | 62.5 | 7.03% | 7.08 | -3.39% | high |
| 10 | PFBC | Preferred Bank | 61.9 | 10.05% | 16.97 | -2.08% | high |
| 11 | EGBN | Eagle Bancorp Inc | 61.5 | 10.36% | 14.37 | -3.08% | high |
| 12 | CASH | Pathward Financial, Inc. Common Stock | 60.8 | 12.94% | 11.66 | -8.91% | high |
Market cap, valuation, and short-interest metrics are joined to the latest KRE holdings snapshot; each ticker links to its full quote and analysis page.