Diamonds in the Rough
Cross-referencing fundamental value against technical exhaustion to isolate beaten-down KRE constituents that screen cheap and oversold. The bottom-right quadrant — high earnings yield, low RSI — is the prime hunting ground, especially where money flow (MFI) shows quiet accumulation despite the falling price.
Educational screen, not investment advice. “Diamond” classification is a mechanical valuation-vs-RSI split around the cohort median earnings yield and an RSI of 50.
Alpha Quadrant — Valuation × Technical Exhaustion
X = earnings yield (cheaper right) · Y = RSI 14 (more oversold lower) · bubble = market cap · color = money flow.
Diamond Candidates
Ranked by a composite of earnings yield, ROIC, oversold RSI, recent weakness, and improving money flow.
| # | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | HWC | Hancock Whitney Corporation Common Stock | 65.7 | 8.45% | 0.07 | 29 | -10.42% | 37 | grey |
| 2 | CTBI | Community Trust Bancorp Inc | 57.8 | 10.97% | 0.09 | 44 | -5.58% | 56 | grey |
| 3 | HBCP | Home Bancorp, Inc. | 55.7 | 16.90% | 0.09 | 44 | -5.71% | 52 | distress |
| 4 | TCBX | Third Coast Bancshares, Inc. Common Stock | 53.8 | 22.80% | 0.08 | 42 | -4.67% | 46 | distress |
| 5 | MSBI | Midland States Bancorp, Inc. Common Stock | 52.8 | 6.69% | 0.05 | 39 | -2.18% | 46 | distress |
| 6 | HOPE | Hope Bancorp, Inc. | 52.2 | 7.86% | 0.05 | 40 | -1.88% | 25 | distress |
| 7 | FBP | First BanCorp. | 51.7 | 12.63% | 0.08 | 41 | -2.39% | 40 | grey |
| 8 | SMBK | SmartFinancial, Inc. | 51.7 | 8.47% | 0.06 | 43 | -4.22% | 29 | distress |
| 9 | HTH | HILLTOP HOLDINGS INC. | 51.6 | 10.39% | 0.06 | 41 | -1.45% | 47 | distress |
| 10 | NBBK | NB Bancorp, Inc. Common Stock | 50.7 | 10.78% | 0.15 | 43 | -2.02% | 38 | distress |
| 11 | NRIM | Northrim BanCorp Inc | 50.6 | 12.79% | 0.10 | 47 | -1.52% | 56 | grey |
| 12 | FFIN | First Financial Bankshares Inc | 50.0 | 8.06% | 0.05 | 43 | -2.48% | 41 | safe |
| 13 | NBN | Northeast Bank Common Stock | 50.0 | 7.99% | 0.04 | 48 | +2.07% | 60 | safe |
| 14 | MCHB | Mechanics Bancorp Class A Common Stock | 49.3 | 11.95% | 0.06 | 41 | +0.56% | 19 | grey |
| 15 | CARE | Carter Bankshares, Inc. Common Stock | 48.8 | 30.93% | 0.16 | 46 | -3.04% | 27 | grey |
Short-Squeeze Watch
Constituents with the highest composite squeeze score — heavy short interest meeting price support.
| # | |||||||
|---|---|---|---|---|---|---|---|
| 1 | TFSL | TFS Financial Corporation | 84.3 | 20.23% | 15.12 | +0.31% | critical |
| 2 | CLBK | Columbia Financial, Inc. Common Stock | 82.6 | 29.97% | 7.04 | +2.67% | critical |
| 3 | HIFS | Hingham Institution for Saving | 80.3 | 23.84% | 10.34 | +4.10% | critical |
| 4 | BOKF | BOK Financial Corp | 77.5 | 15.22% | 9.77 | +5.26% | critical |
| 5 | CBC | Central Bancompany, Inc. Class A Common Stock | 73.0 | 12.17% | 9.39 | +16.95% | high |
| 6 | MCHB | Mechanics Bancorp Class A Common Stock | 66.8 | 12.88% | 6.52 | +0.56% | high |
| 7 | HBT | HBT Financial, Inc. Common Stock | 64.3 | 7.24% | 9.42 | +4.88% | high |
| 8 | CASH | Pathward Financial, Inc. Common Stock | 63.8 | 15.45% | 13.35 | +5.55% | high |
| 9 | OZK | Bank OZK | 62.9 | 16.59% | 9.10 | +11.87% | high |
| 10 | HTB | HomeTrust Bancshares, Inc. | 60.4 | 10.88% | 13.41 | +2.76% | high |
| 11 | PFBC | Preferred Bank | 60.0 | 11.12% | 12.19 | +1.26% | high |
| 12 | ESQ | Esquire Financial Holdings, Inc. Common Stock | 58.8 | 12.59% | 7.96 | +10.53% | high |
Market cap, valuation, and short-interest metrics are joined to the latest KRE holdings snapshot; each ticker links to its full quote and analysis page.