BFH Financials

Income Statement
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025
Revenue
1.3B
-1.8%
1.3B
-8.9%
1.4B
+17.5%
1.2B
+0.0%
1.2B
Cost of Revenue
139.0M
+4.5%
133.0M
-2.9%
137.0M
-1.4%
139.0M
+0.0%
139.0M
Gross Profit
1.1B
-2.5%
1.1B
-9.6%
1.3B
+20.0%
1.1B
+0.0%
1.1B
Operating Expenses
796.0M
+2.7%
775.0M
-16.5%
928.0M
+19.7%
775.0M
+2.6%
755.0M
R&D
80.0M
0
0
0
-100.0%
77.0M
SG&A
261.0M
-21.1%
331.0M
-6.5%
354.0M
+6.6%
332.0M
+35.0%
246.0M
Operating Income
324.0M
-13.4%
374.0M
+9.0%
343.0M
+20.8%
284.0M
-6.6%
304.0M
EBITDA
342.0M
-13.0%
393.0M
+8.6%
362.0M
+19.5%
303.0M
-6.8%
325.0M
Net Income
146.0M
-19.3%
181.0M
+235.2%
54.0M
-71.3%
188.0M
+35.3%
139.0M
EPS (Basic)
$3.62
-13.6%
$4.19
+249.2%
$1.20
-70.3%
$4.04
+36.0%
$2.97
EPS (Diluted)
$3.55
-14.5%
$4.15
+254.7%
$1.17
-70.5%
$3.96
+34.7%
$2.94
Shares (Diluted)
40.7M
-5.8%
43.2M
-6.3%
46.1M
-2.9%
47.5M
+0.6%
47.2M
Bread Financial (BFH) โ€” Financials