28.54 USD
↘ 0.05 (0.16%)LIVE (AS OF 01:20 PM EDT)
Civista Bancshares, Inc.
CIVBNASDAQ • USD
Market: OPEN
Civista Bancshares, Inc. (CIVB) trades at $28.54 per share. Both sides of the analysis agree: technicals flash "Strong Buy" and fundamentals confirm with a "Buy" reading. This is driven by a bullish Golden Cross on the moving averages and bullish moving average alignment. Valuation metrics suggest CIVB is trading at a discount to its peers, earning an "Attractively Valued" rating.
Technical & fundamental data as of Jul 24, 2026.
Open?$28.69
High?$28.87
Low?$28.46
Prev. Close?$28.58
Volume?25.1K
Avg. Volume?154.3K
VWAP?$28.65
Rel. Volume?0.16x
Bid / Ask
Bid?$28.39 × 100
Ask?$32.99 × 100
Spread?$4.60
Midpoint?$30.69
Valuation & Ratios
Market Cap?594.0M
Shares Out?20.8M
Float?20.2M
Float %?97.2%
P/E Ratio?11.63
P/B Ratio?1.08
EPS?$2.46
Dividend?2.18%
Ex-Dividend?2026-08-04
News
Profile
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
Address
100 EAST WATER ST
SANDUSKY, OH 44870
Phone: (419) 625-4121
SANDUSKY, OH 44870
Phone: (419) 625-4121
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookBuy
Strong SellNeutralStrong Buy
F-Score?60
Z-Score?50
Momentum?90
Short Sent.?68
Piotroski F-Score?5/9Mixed
Confidence?66%Moderate
Short InterestModerate
Short % of Float?2.05%Low
Short Interest?414.6K
Days to Cover?3.1
Free Float20.2M
Avg Daily Volume133.4K
Settlement Date2026-07-15
Financial Health
Current Ratio?7.69Strong
Quick Ratio?7.69Strong
Cash Ratio?0.81Adequate
Debt/Equity?0.38Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score100/100
P/E?11.6CHEAP▾
Peers70
S&P92
P/B?1.08CHEAP▾
Peers90
S&P97
P/S?2.30CHEAP▾
Peers70
S&P60
P/FCF?11.5CHEAP▾
Peers80
S&P84
EV/EBITDA?11.7CHEAP▾
Peers30
S&P70
EV/Sales?2.78CHEAP▾
Peers60
S&P64
Returns & Efficiency
ROE?9.3%FAIR▾
Peers40
S&P31
ROA?1.2%WEAK▾
Peers50
S&P13
Cash Flow & Enterprise
FCF?$51.7M
Enterprise Value?$719.1M
Fundamentals ratios updated end of day