Civista Bancshares, Inc.

CIVBNASDAQUSD
27.53 USD
0.09 (0.33%)AT CLOSE (11:59 AM EDT)
27.55
0.02 (0.05%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
27.55
0.02 (0.05%)
🔴Market: CLOSED

Civista Bancshares, Inc. (CIVB) trades at $27.54 per share. Our models show a "Buy" technical signal alongside a "Neutral" fundamental rating. This is driven by a bullish Golden Cross on the moving averages. Valuation metrics suggest CIVB is trading at a discount to its peers, earning an "Attractively Valued" rating.

Technical & fundamental data as of Sep 14, 2026.

Open?$27.39
High?$27.72
Low?$27.39
Prev. Close?$27.44
Volume?110.3K
Avg. Volume?153.0K
VWAP?$27.54
Rel. Volume?0.72x
Bid / Ask
Bid?$23.34 × 100
Ask?$31.37 × 100
Spread?$8.03
Midpoint?$27.36
Valuation & Ratios
Market Cap?570.6M
Shares Out?20.8M
Float?20.3M
Float %?97.4%
P/E Ratio?10.49
P/B Ratio?1.01
EPS?$2.62
Dividend?2.46%
Ex-Dividend?N/A
News
Profile
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
Employees
549
Market Cap
570.6M
Industry
STATE COMMERCIAL BANKS
Listed
1994-04-06
Address
100 EAST WATER ST
SANDUSKY, OH 44870
Phone: (419) 625-4121
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Neutral(0/3)
Medium-Term (Wave)? Bullish(+1/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
48
Short Sent.?
73
Piotroski F-Score?5/9Mixed
Confidence?72%Moderate
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?2.92%Low
Short Interest?590.6K
Days to Cover?3.2
Free Float20.3M
Avg Daily Volume184.0K
Settlement Date2026-08-31
Financial Health
Current Ratio?6.06Strong
Quick Ratio?6.06Strong
Cash Ratio?0.49Low
Debt/Equity?0.41Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
95
10.5CHEAP
P/B?
Peers
100
S&P
97
1.01CHEAP
P/S?
Peers
90
S&P
63
2.18CHEAP
P/FCF?
Peers
80
S&P
89
10.0CHEAP
EV/EBITDA?
Peers
20
S&P
72
11.3CHEAP
EV/Sales?
Peers
60
S&P
63
2.83CHEAP
Returns & Efficiency
ROE?
Peers
30
S&P
33
9.6%FAIR
ROA?
Peers
50
S&P
14
1.3%WEAK
Cash Flow & Enterprise
FCF?$57.1M
Enterprise Value?$740.3M
Fundamentals ratios updated end of day