Live Oak Bancshares, Inc.

LOBNYSEUSD
37.41 USD
0.17 (0.45%)AT CLOSE (11:59 AM EDT)
37.39
0.02 (0.04%)
POST MARKET (AS OF 07:15 PM EDT)
Post Market
AS OF 07:15 PM EDT
37.39
0.02 (0.04%)
🔴Market: CLOSED
Open?$37.62
High?$37.80
Low?$37.33
Prev. Close?$37.58
Volume?183.5K
Avg. Volume?223.0K
VWAP?$37.53
Rel. Volume?0.82x
Bid / Ask
Bid?$17.97 × 200
Ask?$39.75 × 200
Spread?$21.78
Midpoint?$28.86
Valuation & Ratios
Market Cap?1.7B
Shares Out?46.3M
Float?35.4M
Float %?77.1%
P/E Ratio?14.30
P/B Ratio?1.35
EPS?$2.62
Dividend?0.62%
Ex-Dividend?N/A

LOB is currently priced at $37.41. The technical outlook is "Buy" and the fundamental picture shows "Neutral". Key drivers include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, LOB appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Jun 5, 2026.

News
Profile
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Employees
1.0K
Market Cap
1.7B
Industry
STATE COMMERCIAL BANKS
Listed
2015-07-23
Address
1741 TIBURON DRIVE
WILMINGTON, NC 28403
Phone: 910-790-5867
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Bullish(+2/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
98
Short Sent.?
56
Piotroski F-Score?0/9Weak
Confidence?48%Low
Full Fundamental Analysis →
Short InterestVery High
Short % of Float?5.70%Elevated
Short Interest?2.0M
Days to Cover?10.9
Free Float35.4M
Avg Daily Volume185.7K
Settlement Date2026-05-15
Financial Health
Current Ratio?N/A
Quick Ratio?N/A
Cash Ratio?N/A
Debt/Equity?0.08Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score
100/100
P/E?
Peers
22
S&P
83
14.3CHEAP
P/B?
Peers
20
S&P
90
1.35CHEAP
P/S?
Peers
100
S&P
76
1.63CHEAP
P/FCF?
Peers
10
S&P
79
13.3CHEAP
EV/EBITDA?
Peers
100
S&P
97
6.0CHEAP
EV/Sales?
Peers
100
S&P
92
0.96CHEAP
Returns & Efficiency
ROE?
Peers
56
S&P
32
9.5%FAIR
ROA?
Peers
33
S&P
10
0.8%WEAK
Cash Flow & Enterprise
FCF?$130.3M
Enterprise Value?$1.0B
Fundamentals ratios updated end of day