NBT Bancorp Inc

NBTBNASDAQUSD
46.39 USD
0.46 (0.99%)🟢LIVE (AS OF 02:21 PM EDT)
🟢Market: OPEN
Open?$46.04
High?$46.68
Low?$45.81
Prev. Close?$45.93
Volume?138.1K
Avg. Volume?286.4K
VWAP?$46.33
Rel. Volume?0.48x
Bid / Ask
Bid?$39.56 × 100
Ask?$53.01 × 100
Spread?$13.45
Midpoint?$46.29
Valuation & Ratios
Market Cap?2.4B
Shares Out?52.0M
Float?50.6M
Float %?97.2%
P/E Ratio?13.01
P/B Ratio?1.25
EPS?$3.53
Dividend?3.17%
Ex-Dividend?2026-06-01

NBT Bancorp Inc (NBTB) trades at $46.39 per share. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Key drivers include a bullish Golden Cross on the moving averages and bullish moving average alignment. On the valuation side, NBTB appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of May 26, 2026.

News
Profile
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
Employees
2.3K
Market Cap
2.4B
Industry
NATIONAL COMMERCIAL BANKS
Listed
1992-03-17
Address
52 S BROAD ST
NORWICH, NY 13815
Phone: (607) 337-2265
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+3/3)
Medium-Term (Wave)? Bullish(+3/3)
Short-Term (Ripple)? Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
60
Z-Score?
50
Momentum?
50
Short Sent.?
48
Piotroski F-Score?5/9Mixed
Confidence?81%High
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?2.38%Low
Short Interest?1.2M
Days to Cover?4.7
Free Float50.6M
Avg Daily Volume257.6K
Settlement Date2026-04-30
Financial Health
Current Ratio?29.50Strong
Quick Ratio?29.50Strong
Cash Ratio?1.29Strong
Debt/Equity?0.16Low
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
100/100
P/E?
Peers
40
S&P
88
13.0CHEAP
P/B?
Peers
27
S&P
92
1.25CHEAP
P/S?
Peers
73
S&P
57
2.55CHEAP
P/FCF?
Peers
64
S&P
87
10.4CHEAP
EV/EBITDA?
Peers
60
S&P
82
9.9CHEAP
EV/Sales?
Peers
64
S&P
65
2.70CHEAP
Returns & Efficiency
ROE?
Peers
70
S&P
33
9.6%FAIR
ROA?
Peers
40
S&P
13
1.1%WEAK
Cash Flow & Enterprise
FCF?$229.2M
Enterprise Value?$2.5B
Fundamentals ratios updated end of day