NBT Bancorp Inc

NBTBNASDAQ • USD
52.87 USD
↗ 0.08 (0.15%)AT CLOSE (03:59 PM EDT)
52.85
↘ 0.03 (0.05%)
POST MARKET (AS OF 07:31 PM EDT)
Post Market
AS OF 07:31 PM EDT
52.85
↘ 0.03 (0.05%)
🔴Market: CLOSED

NBT Bancorp Inc (NBTB) trades at $52.87 per share. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Key drivers include a bullish Golden Cross on the moving averages. On the valuation side, NBTB appears attractively valued relative to sector peers across key multiples.

Technical & fundamental data as of Oct 23, 2026.

Open?$52.47
High?$53.06
Low?$52.43
Prev. Close?$52.79
Volume?302.5K
Avg. Volume?346.8K
VWAP?$52.86
Rel. Volume?0.87x
Bid / Ask
Bid?$37.43 × 100
Ask?$54.69 × 100
Spread?$17.26
Midpoint?$46.06
Valuation & Ratios
Market Cap?2.7B
Shares Out?52.0M
Float?50.6M
Float %?97.2%
P/E Ratio?12.83
P/B Ratio?1.41
EPS?$4.12
Dividend?2.81%
Ex-Dividend?N/A
News
Profile
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
Employees
2.3K
Market Cap
2.7B
Industry
NATIONAL COMMERCIAL BANKS
Listed
1992-03-17
Address
52 S BROAD ST
NORWICH, NY 13815
Phone: (607) 337-2265
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+3/3)
Medium-Term (Wave)?▲ Bullish(+2/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
82
Short Sent.?
57
Piotroski F-Score?4/9Mixed
Confidence?70%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?5.39%Elevated
Short Interest?2.7M
Days to Cover?6.8
Free Float50.6M
Avg Daily Volume399.9K
Settlement Date2026-09-30
Financial Health
Current Ratio?9.98Strong
Quick Ratio?9.98Strong
Cash Ratio?0.59Adequate
Debt/Equity?0.24Low
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
94/100
P/E?
Peers
60
S&P
88
12.8CHEAP▾
P/B?
Peers
27
S&P
89
1.41CHEAP▾
P/S?
Peers
55
S&P
52
2.90CHEAP▾
P/FCF?
Peers
82
S&P
85
11.2CHEAP▾
EV/EBITDA?
Peers
60
S&P
75
10.9CHEAP▾
EV/Sales?
Peers
64
S&P
58
3.20FAIR▾
Returns & Efficiency
ROE?
Peers
90
S&P
39
11.0%FAIR▾
ROA?
Peers
60
S&P
14
1.3%WEAK▾
Cash Flow & Enterprise
FCF?$245.6M
Enterprise Value?$3.0B
Fundamentals ratios updated end of day