27.43 USD
↗ 0.19 (0.70%)AT CLOSE (03:59 PM EDT)
Neptune Insurance Holdings Inc.
NPNYSE • USD
27.45
↗ 0.02 (0.05%)
POST MARKET (AS OF 08:15 PM EDT)
Post Market
AS OF 08:15 PM EDT
27.45
↗ 0.02 (0.05%)
Market: CLOSED
Neptune Insurance Holdings Inc. (NP) trades at $27.43 per share. The stock presents a bearish profile across the board: technical indicators signal "Strong Sell" and our fundamental models agree with a "Sell" rating. This is driven by a weak Piotroski F-Score of 0/9, negative Return on Equity and a bullish Golden Cross on the moving averages. On the valuation front, NP trades at elevated multiples relative to its peers, earning a "Richly Valued" assessment.
Technical & fundamental data as of Oct 2, 2026.
Open?$27.49
High?$28.98
Low?$27.34
Prev. Close?$27.24
Volume?733.1K
Avg. Volume?509.1K
VWAP?$27.69
Rel. Volume?1.44x
Bid / Ask
Bid?$23.90 × 100
Ask?$41.03 × 100
Spread?$17.13
Midpoint?$32.47
Valuation & Ratios
Market Cap?3.8B
Shares Out?N/A
Float?33.8M
Float %?36.1%
P/E Ratio?114.25
P/B Ratio?-16.94
EPS?$0.24
Dividend?4.65%
Ex-Dividend?N/A
News
Profile
Neptune Insurance Holdings Inc is a high-growth, profitable, data-driven MGA that offers residential and commercial insurance products, including primary flood insurance, excess flood insurance and parametric earthquake insurance, distributed through a nationwide network of agencies in the United States. The company underwrites and administers the issuance of insurance policies on behalf of a diverse panel of insurance and reinsurance companies and does not take any balance sheet insurance risk or have claims handling responsibility relating to the policies it sells.
Employees
61
Market Cap
3.8B
Industry
INSURANCE AGENTS, BROKERS & SERVICE
Website
Listed
2025-10-01
Address
400 6TH ST S
ST. PETERSBURG, FL 33701
Phone: (727) 202-4815
ST. PETERSBURG, FL 33701
Phone: (727) 202-4815
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?– Neutral(0/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?50
Short Sent.?79
Piotroski F-Score?0/9Weak
Confidence?33%Very Low
Short InterestElevated
Short % of Float?5.34%Elevated
Short Interest?1.8M
Days to Cover?4.5
Free Float33.8M
Avg Daily Volume398.0K
Settlement Date2026-09-15
Financial Health
Current Ratio?1.05Adequate
Quick Ratio?1.05Adequate
Cash Ratio?0.21Low
Debt/Equity?-1.08Low
ValuationRICHLY VALUEDvs 1 peers + S&P 500
Score44/100
P/E?114.3PRICEY▾
Peers100
S&P3
P/B?-16.94CHEAP▾
S&P97
P/S?20.71HIGH▾
Peers100
S&P3
P/FCF?58.1PRICEY▾
Peers100
S&P8
EV/EBITDA?51.8HIGH▾
Peers100
S&P3
EV/Sales?21.93HIGH▾
Peers100
S&P3
Returns & Efficiency
ROE?-14.8%WEAK▾
S&P9
ROA?32.2%STRONG▾
Peers50
S&P97
Cash Flow & Enterprise
FCF?$64.8M
Enterprise Value?$4.0B
Fundamentals ratios updated end of day