NP Fundamental Analysis

Fundamental Outlook: NPSellSource: Massive API
Composite: 32/100 · Confidence: 42%

Looking at the fundamentals, NP is in a weak position with a 32/100 composite score and a "Sell" outlook. Scoring just 0/9 on the Piotroski F-Score, NP shows concerning weakness in profitability and operational health. As a financial-sector company, the Altman Z-Score is not applicable and has been excluded from the composite calculation. Earnings momentum data is not yet available for this company (requires 5+ quarters of filings).

Strong Sell (0)Neutral (50)Strong Buy (100)
Piotroski F-Score
340%
Altman Z-Score
500%
Earnings Momentum
5040%
Short Sentiment
5620%
Piotroski F-Score: Weak (0–2)
Piotroski F-Score: 0/9
Weak fundamentals
Altman Z-Score
Excluded (Financial sector)
Altman Z-Score is not applicable to financial-sector companies (SIC 6000–6999). Weight redistributed to F-Score and Momentum.
Short Sentiment
Score: 56/100 (higher = more bullish)
SI% of Float3/57.3%
Days to Cover2/52.6 days
SVR Trend1/520d−50d: -255.8pts
SI Trend5/5+19.8%
About This Analysis

Piotroski F-Score is a 9-point scoring system developed by accounting professor Joseph Piotroski to assess the financial strength of a company. It evaluates profitability (ROA, operating cash flow, accruals), leverage and liquidity (debt ratio, current ratio, share dilution), and operating efficiency (gross margin, asset turnover). Scores of 7–9 indicate strong fundamentals, while 0–3 suggest weakness.

Altman Z-Score is a formula developed by professor Edward Altman that predicts the probability of a company entering bankruptcy within two years. It combines five financial ratios — working capital, retained earnings, EBIT, market capitalization, and revenue — all relative to total assets. A score above 2.99 suggests the company is financially safe, while below 1.81 indicates distress. The Z-Score is not applicable to financial-sector companies (banks, insurance).

Earnings Momentum tracks quarter-over-quarter trends in EPS growth, revenue, and profit margins to assess whether a company's financial trajectory is improving or deteriorating. Short Sentiment evaluates bearish market positioning using short interest as a percentage of float, days to cover, and short volume trends — a high score (inverted) indicates bullish sentiment.

Neptune Insurance (NP) — Fundamental Analysis