OppFi Inc.

OPFINYSE • USD
ThemeFintech & Digital Payments›Lending Platforms & BNPL
7.10 USD
↘ 0.20 (2.74%)AT CLOSE (11:59 AM EDT)
7.16
↗ 0.06 (0.85%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
7.16
↗ 0.06 (0.85%)
🔴Market: CLOSED

OppFi Inc. (OPFI) is currently trading at $7.12. Our models show a "Strong Sell" technical signal alongside a "Neutral" fundamental rating. This is driven by exceptional Return on Equity (20.5%), a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. Valuation metrics suggest OPFI is trading at a discount to its peers, earning an "Attractively Valued" rating.

Technical & fundamental data as of Aug 26, 2026.

Open?$7.34
High?$7.35
Low?$7.06
Prev. Close?$7.30
Volume?663.0K
Avg. Volume?907.2K
VWAP?$7.18
Rel. Volume?0.73x
Bid / Ask
Bid?$7.06 × 100
Ask?$7.09 × 100
Spread?$0.03
Midpoint?$7.07
Valuation & Ratios
Market Cap?622.0M
Shares Out?85.2M
Float?77.0M
Float %?90.4%
P/E Ratio?7.33
P/B Ratio?1.50
EPS?$1.00
Dividend?5.38%
Ex-Dividend?N/A
News
Profile
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
Themes
Fintech & Digital Payments›Lending Platforms & BNPLBanking & Lending›Consumer Finance & Credit
Employees
410
Market Cap
622.0M
Industry
FINANCE SERVICES
Website
www.oppfi.com
Listed
2021-07-21
Address
130 E. RANDOLPH STREET
CHICAGO, IL 60601
Phone: (312) 212-8079
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-3/3)
Short-Term (Ripple)?▼ Bearish(-1/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
50
Short Sent.?
65
Piotroski F-Score?4/9Mixed
Confidence?72%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?4.59%Low
Short Interest?3.5M
Days to Cover?2.2
Free Float77.0M
Avg Daily Volume1.6M
Settlement Date2026-08-14
Financial Health
Current Ratio?10.76Strong
Quick Ratio?10.76Strong
Cash Ratio?1.18Strong
Debt/Equity?0.67Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
7.3CHEAP▾
P/B?
Peers
100
S&P
87
1.50CHEAP▾
P/S?
Peers
100
S&P
77
1.59CHEAP▾
P/FCF?
Peers
100
S&P
97
1.6CHEAP▾
EV/EBITDA?
Peers
100
S&P
97
6.1CHEAP▾
EV/Sales?
Peers
100
S&P
73
2.14CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
67
20.5%STRONG▾
ROA?
Peers
50
S&P
78
11.0%STRONG▾
Cash Flow & Enterprise
FCF?$384.9M
Enterprise Value?$834.1M
Fundamentals ratios updated end of day
MarketsMoversWatchlist