OppFi Inc.

OPFINYSE • USD
6.01 USD
↘ 0.03 (0.56%)🟢LIVE (AS OF 10:07 AM EDT)
🟢Market: OPEN

OppFi Inc. (OPFI) is currently trading at $6.01. Our models show a "Strong Sell" technical signal alongside a "Neutral" fundamental rating. This is driven by exceptional Return on Equity (20.5%), a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. Valuation metrics suggest OPFI is trading at a discount to its peers, earning an "Attractively Valued" rating.

Technical & fundamental data as of Oct 5, 2026.

Open?$6.05
High?$6.08
Low?$5.96
Prev. Close?$6.04
Volume?57.7K
Avg. Volume?852.6K
VWAP?$5.99
Rel. Volume?0.07x
Bid / Ask
Bid?$5.97 × 200
Ask?$5.99 × 200
Spread?$0.02
Midpoint?$5.98
Valuation & Ratios
Market Cap?514.7M
Shares Out?85.2M
Float?77.0M
Float %?90.4%
P/E Ratio?6.06
P/B Ratio?1.24
EPS?$1.00
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
Employees
410
Market Cap
514.7M
Industry
FINANCE SERVICES
Listed
2021-07-21
Address
130 E. RANDOLPH STREET
CHICAGO, IL 60601
Phone: (312) 212-8079
Technical OutlookStrong Sell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-3/3)
Medium-Term (Wave)?▼ Bearish(-2/3)
Short-Term (Ripple)?– Neutral(0/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
50
Short Sent.?
64
Piotroski F-Score?4/9Mixed
Confidence?72%Moderate
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?4.54%Low
Short Interest?3.5M
Days to Cover?3.8
Free Float77.0M
Avg Daily Volume917.2K
Settlement Date2026-09-15
Financial Health
Current Ratio?10.76Strong
Quick Ratio?10.76Strong
Cash Ratio?1.18Strong
Debt/Equity?0.67Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
6.1CHEAP▾
P/B?
Peers
100
S&P
92
1.24CHEAP▾
P/S?
Peers
100
S&P
81
1.32CHEAP▾
P/FCF?
Peers
100
S&P
97
1.3CHEAP▾
EV/EBITDA?
Peers
100
S&P
97
5.3CHEAP▾
EV/Sales?
Peers
100
S&P
77
1.86CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
67
20.5%STRONG▾
ROA?
Peers
50
S&P
78
11.0%STRONG▾
Cash Flow & Enterprise
FCF?$384.9M
Enterprise Value?$726.8M
Fundamentals ratios updated end of day