OppFi Inc.

OPFINYSE • USD
ThemeFintech & Digital Payments›Lending Platforms & BNPL
5.47 USD
↗ 0.05 (0.92%)AT CLOSE (03:59 PM EDT)
5.48
↗ 0.00 (0.09%)
POST MARKET (AS OF 04:44 PM EDT)
Post Market
AS OF 04:44 PM EDT
5.48
↗ 0.00 (0.09%)
🟢Market: OPEN

OppFi Inc. (OPFI) is currently trading at $5.48. Our models show a "Sell" technical signal alongside a "Neutral" fundamental rating. This is driven by exceptional Return on Equity (20.5%), a bearish Death Cross on the long-term moving averages and bearish long-term moving average alignment. Valuation metrics suggest OPFI is trading at a discount to its peers, earning an "Attractively Valued" rating.

Technical & fundamental data as of Oct 26, 2026.

Open?$5.42
High?$5.50
Low?$5.36
Prev. Close?$5.42
Volume?592.3K
Avg. Volume?740.8K
VWAP?$5.44
Rel. Volume?0.80x
Bid / Ask
Bid?$5.38 × 500
Ask?$5.98 × 3.6K
Spread?$0.60
Midpoint?$5.68
Valuation & Ratios
Market Cap?461.8M
Shares Out?85.2M
Float?57.5M
Float %?64.1%
P/E Ratio?5.44
P/B Ratio?1.11
EPS?$1.00
Dividend?0.00%
Ex-Dividend?N/A
News
Profile
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
Themes
Fintech & Digital Payments›Lending Platforms & BNPLBanking & Lending›Consumer Finance & Credit
Employees
410
Market Cap
461.8M
Industry
FINANCE SERVICES
Website
www.oppfi.com
Listed
2021-07-21
Address
130 E. RANDOLPH STREET
CHICAGO, IL 60601
Phone: (312) 212-8079
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-2/3)
Medium-Term (Wave)?– Neutral(0/3)
Short-Term (Ripple)?▼ Bearish(-2/3)
MA Alignment?Bearish Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
50
Short Sent.?
54
Piotroski F-Score?4/9Mixed
Confidence?76%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?7.45%Elevated
Short Interest?4.3M
Days to Cover?7.4
Free Float57.5M
Avg Daily Volume579.1K
Settlement Date2026-10-15
Financial Health
Current Ratio?10.76Strong
Quick Ratio?10.76Strong
Cash Ratio?1.18Strong
Debt/Equity?0.67Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score
100/100
P/E?
Peers
100
S&P
97
5.4CHEAP▾
P/B?
Peers
100
S&P
95
1.11CHEAP▾
P/S?
Peers
100
S&P
84
1.18CHEAP▾
P/FCF?
Peers
100
S&P
97
1.2CHEAP▾
EV/EBITDA?
Peers
100
S&P
97
5.0CHEAP▾
EV/Sales?
Peers
100
S&P
80
1.73CHEAP▾
Returns & Efficiency
ROE?
Peers
50
S&P
67
20.5%STRONG▾
ROA?
Peers
50
S&P
78
11.0%STRONG▾
Cash Flow & Enterprise
FCF?$384.9M
Enterprise Value?$673.9M
Fundamentals ratios updated end of day
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