Old Second Bancorp Inc

OSBCNASDAQ • USD
24.95 USD
↗ 0.00 (0.00%)🟢PRE MARKET (AS OF 05:29 AM EDT)
🟢Market: OPEN

Shares of Old Second Bancorp Inc (OSBC) are trading at $24.95. The stock presents a bearish profile across the board: technical indicators signal "Sell" and our fundamental models agree with a "Sell" rating. Notable factors include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Oct 2, 2026.

Open?$24.95
High?$24.95
Low?$24.95
Prev. Close?$24.95
Volume?N/A
Avg. Volume?465.2K
Bid / Ask
Bid?$21.43 × 100
Ask?$28.38 × 100
Spread?$6.95
Midpoint?$24.91
Valuation & Ratios
Market Cap?1.3B
Shares Out?50.9M
Float?49.0M
Float %?96.3%
P/E Ratio?13.73
P/B Ratio?1.41
EPS?$1.82
Dividend?1.11%
Ex-Dividend?N/A
News
Profile
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Employees
1.1K
Market Cap
1.3B
Industry
STATE COMMERCIAL BANKS
Listed
1993-11-16
Address
37 S RIVER ST
AURORA, IL 60507
Phone: (630) 892-0202
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?▲ Bullish(+2/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
50
Short Sent.?
39
Piotroski F-Score?0/9Weak
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestHigh
Short % of Float?5.04%Elevated
Short Interest?2.5M
Days to Cover?5.7
Free Float49.0M
Avg Daily Volume435.6K
Settlement Date2026-09-15
Financial Health
Current Ratio?3.26Strong
Quick Ratio?3.26Strong
Cash Ratio?0.13Low
Debt/Equity?0.49Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score
89/100
P/E?
Peers
10
S&P
85
13.7CHEAP▾
P/B?
Peers
10
S&P
89
1.41CHEAP▾
P/S?
Peers
30
S&P
54
2.78CHEAP▾
P/FCF?
Peers
70
S&P
91
8.8CHEAP▾
EV/EBITDA?
Peers
20
S&P
60
13.4FAIR▾
EV/Sales?
Peers
10
S&P
52
3.65FAIR▾
Returns & Efficiency
ROE?
Peers
60
S&P
35
10.2%FAIR▾
ROA?
Peers
60
S&P
15
1.4%WEAK▾
Cash Flow & Enterprise
FCF?$144.5M
Enterprise Value?$1.7B
Fundamentals ratios updated end of day