25.25 USD
↗ 0.06 (0.24%)AT CLOSE (AS OF 06:41 PM EDT)
Old Second Bancorp Inc
OSBCNASDAQ • USD
Market: CLOSED
Shares of Old Second Bancorp Inc (OSBC) are trading at $25.25. The stock presents a mixed profile: our models indicate a Buy for technical indicators, while underlying fundamentals flash a Sell. Notable factors include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Aug 26, 2026.
Open?$25.24
High?$25.38
Low?$25.11
Prev. Close?$25.19
Volume?327.6K
Avg. Volume?443.7K
VWAP?$25.28
Rel. Volume?0.74x
Bid / Ask
Bid?$15.50 × 100
Ask?$46.04 × 100
Spread?$30.54
Midpoint?$30.77
Valuation & Ratios
Market Cap?1.3B
Shares Out?50.9M
Float?49.5M
Float %?96.3%
P/E Ratio?13.87
P/B Ratio?1.42
EPS?$1.82
Dividend?1.10%
Ex-Dividend?N/A
News
Profile
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Address
37 S RIVER ST
AURORA, IL 60507
Phone: (630) 892-0202
AURORA, IL 60507
Phone: (630) 892-0202
Technical OutlookBuy
Strong SellNeutralStrong Buy
Long-Term (Tide)?▲ Bullish(+2/3)
Medium-Term (Wave)?▲ Bullish(+1/3)
Short-Term (Ripple)?▲ Bullish(+1/3)
MA Alignment?Golden Alignment
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?50
Short Sent.?44
Piotroski F-Score?0/9Weak
Confidence?60%Moderate
Short InterestModerate
Short % of Float?3.69%Low
Short Interest?1.8M
Days to Cover?4.3
Free Float49.5M
Avg Daily Volume421.5K
Settlement Date2026-08-14
Financial Health
Current Ratio?3.26Strong
Quick Ratio?3.26Strong
Cash Ratio?0.13Low
Debt/Equity?0.49Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score89/100
P/E?13.9CHEAP▾
Peers20
S&P85
P/B?1.42CHEAP▾
Peers10
S&P89
P/S?2.80CHEAP▾
Peers30
S&P53
P/FCF?8.9CHEAP▾
Peers70
S&P91
EV/EBITDA?13.5FAIR▾
Peers20
S&P59
EV/Sales?3.67FAIR▾
Peers20
S&P51
Returns & Efficiency
ROE?10.2%FAIR▾
Peers60
S&P35
ROA?1.4%WEAK▾
Peers60
S&P15
Cash Flow & Enterprise
FCF?$144.5M
Enterprise Value?$1.7B
Fundamentals ratios updated end of day