Old Second Bancorp Inc

OSBCNASDAQUSD
21.56 USD
0.14 (0.65%)AT CLOSE (11:59 AM EDT)
21.55
0.01 (0.05%)
POST MARKET (AS OF 04:59 PM EDT)
Post Market
AS OF 04:59 PM EDT
21.55
0.01 (0.05%)
🔴Market: CLOSED
Open?$21.42
High?$21.76
Low?$21.42
Prev. Close?$21.42
Volume?226.8K
Avg. Volume?367.8K
VWAP?$21.59
Rel. Volume?0.62x
Bid / Ask
Bid?$8.65 × 200
Ask?$34.57 × 200
Spread?$25.92
Midpoint?$21.61
Valuation & Ratios
Market Cap?1.1B
Shares Out?51.4M
Float?49.9M
Float %?96.3%
P/E Ratio?12.88
P/B Ratio?1.24
EPS?$1.67
Dividend?1.19%
Ex-Dividend?N/A

Shares of Old Second Bancorp Inc (OSBC) are trading at $21.56. The stock presents a mixed profile: our models indicate a Strong Buy for technical indicators, while underlying fundamentals flash a Sell. Notable factors include a weak Piotroski F-Score of 0/9, a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Jun 5, 2026.

News
Profile
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Employees
1.1K
Market Cap
1.1B
Industry
STATE COMMERCIAL BANKS
Listed
1993-11-16
Address
37 S RIVER ST
AURORA, IL 60507
Phone: (630) 892-0202
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+3/3)
Medium-Term (Wave)? Bullish(+3/3)
Short-Term (Ripple)? Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?
3
Z-Score?
50
Momentum?
50
Short Sent.?
49
Piotroski F-Score?0/9Weak
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestModerate
Short % of Float?3.40%Low
Short Interest?1.7M
Days to Cover?4.6
Free Float49.9M
Avg Daily Volume370.0K
Settlement Date2026-05-15
Financial Health
Current Ratio?6.31Strong
Quick Ratio?6.31Strong
Cash Ratio?0.24Low
Debt/Equity?0.34Low
ValuationATTRACTIVELY VALUEDvs 9 peers + S&P 500
Score
94/100
P/E?
Peers
30
S&P
88
12.9CHEAP
P/B?
Peers
20
S&P
92
1.24CHEAP
P/S?
Peers
30
S&P
56
2.59CHEAP
P/FCF?
Peers
89
S&P
93
7.9CHEAP
EV/EBITDA?
Peers
50
S&P
70
11.8CHEAP
EV/Sales?
Peers
40
S&P
58
3.17FAIR
Returns & Efficiency
ROE?
Peers
80
S&P
33
9.6%FAIR
ROA?
Peers
70
S&P
14
1.3%WEAK
Cash Flow & Enterprise
FCF?$140.0M
Enterprise Value?$1.4B
Fundamentals ratios updated end of day