Unity Bancorp

UNTYNASDAQUSD
58.62 USD
0.72 (1.21%)AT CLOSE (11:59 AM EDT)
58.55
0.07 (0.13%)
POST MARKET (AS OF 04:15 PM EDT)
Post Market
AS OF 04:15 PM EDT
58.55
0.07 (0.13%)
🟢Market: OPEN

Unity Bancorp (UNTY) trades at $58.55 per share. Technicals currently rate "Sell" while our fundamental analysis reads "Neutral". Notable factors include a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Aug 25, 2026.

Open?$59.24
High?$59.32
Low?$58.37
Prev. Close?$59.34
Volume?36.9K
Avg. Volume?64.6K
VWAP?$58.91
Rel. Volume?0.57x
Bid / Ask
Bid?$50.42 × 100
Ask?$67.77 × 100
Spread?$17.35
Midpoint?$59.10
Valuation & Ratios
Market Cap?595.9M
Shares Out?10.0M
Float?7.1M
Float %?70.9%
P/E Ratio?10.17
P/B Ratio?1.60
EPS?$5.84
Dividend?1.01%
Ex-Dividend?2026-09-03
News
Profile
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
Employees
245
Market Cap
595.9M
Industry
STATE COMMERCIAL BANKS
Listed
1989-05-11
Address
64 OLD HIGHWAY 22
CLINTON, NJ 08809
Phone: (800) 618-2265
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)? Neutral(0/3)
Medium-Term (Wave)? Neutral(0/3)
Short-Term (Ripple)? Bearish(-3/3)
MA Alignment?Mixed
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
40
Z-Score?
50
Momentum?
23
Short Sent.?
79
Piotroski F-Score?4/9Mixed
Confidence?60%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?1.99%Low
Short Interest?141.9K
Days to Cover?2.5
Free Float7.1M
Avg Daily Volume57.0K
Settlement Date2026-08-14
Financial Health
Current Ratio?1.22Adequate
Quick Ratio?1.22Adequate
Cash Ratio?0.09Low
Debt/Equity?0.88Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
83/100
P/E?
Peers
100
S&P
97
10.2CHEAP
P/B?
Peers
18
S&P
85
1.60CHEAP
P/S?
Peers
18
S&P
49
3.08FAIR
P/FCF?
Peers
18
S&P
51
21.3FAIR
EV/EBITDA?
Peers
27
S&P
69
11.8CHEAP
EV/Sales?
Peers
9
S&P
39
4.62FAIR
Returns & Efficiency
ROE?
Peers
100
S&P
56
15.8%STRONG
ROA?
Peers
100
S&P
18
1.8%WEAK
Cash Flow & Enterprise
FCF?$27.9M
Enterprise Value?$894.1M
Fundamentals ratios updated end of day