Unity Bancorp

UNTYNASDAQUSD
55.17 USD
1.45 (2.70%)AT CLOSE (11:59 AM EDT)
55.26
0.09 (0.16%)
POST MARKET (AS OF 05:56 PM EDT)
Post Market
AS OF 05:56 PM EDT
55.26
0.09 (0.16%)
🔴Market: CLOSED
Open?$53.62
High?$55.68
Low?$53.34
Prev. Close?$53.72
Volume?91.0K
Avg. Volume?44.1K
VWAP?$54.87
Rel. Volume?2.06x
Bid / Ask
Bid?$22.13 × 200
Ask?$88.51 × 200
Spread?$66.38
Midpoint?$55.32
Valuation & Ratios
Market Cap?554.0M
Shares Out?10.0M
Float?6.7M
Float %?67.0%
P/E Ratio?9.14
P/B Ratio?1.55
EPS?$6.04
Dividend?1.05%
Ex-Dividend?N/A

Unity Bancorp (UNTY) trades at $55.17 per share. Technicals currently rate "Strong Buy" while our fundamental analysis reads "Neutral". Notable factors include a bullish Golden Cross on the moving averages and bullish moving average alignment. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.

Technical & fundamental data as of Jun 5, 2026.

News
Profile
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
Employees
245
Market Cap
539.4M
Industry
STATE COMMERCIAL BANKS
Listed
1989-05-11
Address
64 OLD HIGHWAY 22
CLINTON, NJ 08809
Phone: (800) 618-2265
Technical OutlookStrong Buy
Strong SellNeutralStrong Buy
Long-Term (Tide)? Bullish(+2/3)
Medium-Term (Wave)? Bullish(+1/3)
Short-Term (Ripple)? Bullish(+3/3)
MA Alignment?Golden Alignment
Full Technical Analysis →
Fundamental OutlookNeutral
Strong SellNeutralStrong Buy
F-Score?
77
Z-Score?
50
Momentum?
35
Short Sent.?
84
Piotroski F-Score?6/9Mixed
Confidence?63%Moderate
Full Fundamental Analysis →
Short InterestLow
Short % of Float?1.12%Low
Short Interest?75.4K
Days to Cover?2.1
Free Float6.7M
Avg Daily Volume35.5K
Settlement Date2026-05-15
Financial Health
Current Ratio?1.44Adequate
Quick Ratio?1.44Adequate
Cash Ratio?0.10Low
Debt/Equity?0.72Moderate
ValuationATTRACTIVELY VALUEDvs 10 peers + S&P 500
Score
94/100
P/E?
Peers
100
S&P
97
9.1CHEAP
P/B?
Peers
9
S&P
86
1.55CHEAP
P/S?
Peers
9
S&P
52
2.86CHEAP
P/FCF?
Peers
20
S&P
79
13.4CHEAP
EV/EBITDA?
Peers
45
S&P
81
10.0CHEAP
EV/Sales?
Peers
9
S&P
46
4.07FAIR
Returns & Efficiency
ROE?
Peers
100
S&P
60
16.9%STRONG
ROA?
Peers
100
S&P
19
2.0%WEAK
Cash Flow & Enterprise
FCF?$41.3M
Enterprise Value?$787.9M
Fundamentals ratios updated end of day