UPST Financials

Income Statement
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025
Revenue
364.0M
+4.6%
348.0M
+25.6%
277.1M
+37.0%
202.2M
-21.8%
258.5M
Cost of Revenue
0
0
0
0
0
Gross Profit
364.0M
+4.6%
348.0M
+25.6%
277.1M
+37.0%
202.2M
-21.8%
258.5M
Operating Expenses
334.5M
-4.4%
350.1M
+10.9%
315.7M
-11.3%
355.9M
+40.4%
253.4M
R&D
92.7M
-1.3%
93.9M
+17.2%
80.1M
+19.7%
66.9M
+4.5%
64.0M
SG&A
178.5M
-8.4%
194.9M
+8.0%
180.5M
+14.0%
158.4M
+13.5%
139.6M
Operating Income
29.5M
+1539.4%
-2050000
+94.7%
-38669000
+74.8%
-153647000
-3112.7%
5.1M
EBITDA
35.6M
+601.9%
5.1M
+115.5%
-32811000
+77.7%
-147186000
-1410.5%
11.2M
Net Income
36.6M
+121.2%
16.5M
+348.9%
-6646000
-135.7%
18.6M
-41.4%
31.8M
EPS (Basic)
$0.37
+117.6%
$0.17
+342.9%
$-0.07
-136.8%
$0.19
-42.4%
$0.33
EPS (Diluted)
$0.33
+106.3%
$0.16
+328.6%
$-0.07
-146.7%
$0.15
-34.8%
$0.23
Shares (Diluted)
125.4M
+14.3%
109.7M
+13.2%
96.9M
-21.3%
123.1M
+12.2%
109.7M
Upstart (UPST) — Financials