Dividends

Upcoming ex-dividend dates, recent cuts and initiations across 10+ years of US dividend history.
Citizens & Northern (CZNC) — Dividend Profile
Finance·Major Banks
11y payment streakActiveQuarterly
Forward Yield
4.34%
@ $25.78
TTM Yield
4.34%
Forward Annual
$1.12
Quarterly
Market Cap
$466.5m
Payout (FCF)
54%
1.8x covered
Payout (Earnings)
70%
Latest Amount
$0.2800
Ex 2026-08-03
3y CAGR
0.0%
5y CAGR
-5.4%
10y CAGR
4.9%
Next Ex-Date
—
Dividend Safety Forensics
Composite of six quantitative scores plus a 5-point yield-trap framework. Each axis contributes independently; the overall label is the aggregate.
Forensics: WarningYield Trap: Green2 of 6 red flags · 0 of 5 trap signals
Score breakdown
Altman Z (bankruptcy)
Distance from bankruptcy. Safe > 2.99, Distress < 1.81.
Distress (1.49)
Ohlson O (default prob)
Estimated 1-year probability of financial distress.
High (86.9%)
Piotroski F-Score
Fundamental quality (9 binary criteria). 7+ strong, 3- weak.
6/9 (Moderate)
Beneish M (manipulation)
Detects accounting manipulation signals in earnings.
Clean
Dividend Safety (EQ)
Composite from payout ratio, FCF coverage, accrual quality.
Safe
FCF Coverage
Free cash flow divided by dividends. 2.0× = strong cushion.
2.75×
Yield-trap signals (5-point Benzinga framework)
Payout > 100%
Paying out more than it earns over TTM.
✓ OK
FCF coverage < 1.0×
Free cash flow doesn't fully cover the dividend.
✓ OK
Yield > 2× sector median
Yield well above peers — often a sign of price collapse, not premium income.
✓ OK
High leverage (D/E > 2)
Debt-to-equity above 2× — limits flexibility if cash flow dips.
✓ OK
6m return < -25%
Current 6m return: +11.8%
✓ OK
Dividend Capture Stats
Measures how this stock has historically behaved around its ex-dividend dates over the last 10 years. Pre-tax, pre-commission, before-slippage. Based on 25 settled events.
Median Ex-Date Drop
-1.41%
Pre-close → ex-close. Clean ex-dates drop by ~the dividend amount.
Recovery Rate
84%
21 of 25 events recovered within 90 days
Median Recovery Time
5 days
3 – 10 days IQR
Avg Capture Yield
1.33%
Per-cycle return when capture succeeds
Disclaimer: Historical capture statistics are descriptive, not predictive. Past recovery patterns don’t guarantee future ones. The "naive capture" math also ignores taxes (qualified-dividend treatment vs. short-term gains can swing outcomes significantly).
Annual dividends per share
Sum of recurring per-share payments per calendar year. Current year is partial.
Cumulative per-share payments
Full dividend history (39)
Ex-Date▼AmountFrequencyPay DateType
2026-08-03$0.2800Quarterly2026-08-14recurring
2026-05-04$0.2800Quarterly2026-05-15recurring
2026-02-02$0.2800Quarterly2026-02-13recurring
2025-11-03$0.2800Quarterly2025-11-14recurring
2025-08-04$0.2800Quarterly2025-08-15recurring
2025-05-02$0.2800Quarterly2025-05-15recurring
2025-02-03$0.2800Quarterly2025-02-14recurring
2024-10-28$0.2800Quarterly2024-11-08recurring
2024-07-29$0.2800Quarterly2024-08-09recurring
2024-05-03$0.2800Quarterly2024-05-17recurring
2024-01-26$0.2800Quarterly2024-02-09recurring
2023-10-27$0.2800Quarterly2023-11-10recurring
2023-04-28$0.2800Quarterly2023-05-12recurring
2023-02-02$0.2800Quarterly2023-02-14recurring
2022-10-28$0.2800Quarterly2022-11-11recurring
2022-07-29$0.2800Quarterly2022-08-12recurring
2022-04-29$0.2800Quarterly2022-05-13recurring
2022-01-28$0.2800Quarterly2022-02-11recurring
2021-10-29$0.2800Quarterly2021-11-12recurring
2021-07-30$0.2800Quarterly2021-08-13recurring
2021-04-30$0.2800Quarterly2021-05-14recurring
2021-01-29$0.2700Quarterly2021-02-12recurring
2020-10-30$0.2700Quarterly2020-11-13recurring
2020-07-24$0.2700Quarterly2020-08-07recurring
2020-04-24$0.2700Quarterly2020-05-08recurring
2020-01-24$0.2700Quarterly2020-02-07recurring
2019-10-25$0.2700Quarterly2019-11-08recurring
2019-07-26$0.2700Quarterly2019-08-09recurring
2019-04-26$0.2700Quarterly2019-05-10recurring
2019-01-25$0.2700Quarterly2019-02-08recurring
2018-10-26$0.2700Quarterly2018-11-09recurring
2018-07-27$0.2700Quarterly2018-08-10recurring
2018-01-26$0.2700Quarterly2018-02-09recurring
2017-10-27$0.2600Quarterly2017-11-10recurring
2017-07-27$0.2600Quarterly2017-08-11recurring
2017-04-27$0.2600Quarterly2017-05-12recurring
2017-01-26$0.2600Quarterly2017-02-10recurring
2016-10-27$0.2600Quarterly2016-11-14recurring
2016-04-28$0.2600Quarterly2016-05-13recurring
MarketsMoversWatchlist