Dividends

Upcoming ex-dividend dates, recent cuts and initiations across 10+ years of US dividend history.
First United (FUNC) — Dividend Profile
Finance·Major Banks
9y payment streak7y growth streakActiveQuarterly
Forward Yield
2.41%
@ $43.17
TTM Yield
2.41%
Forward Annual
$1.04
Quarterly
Market Cap
$280.1m
Payout (FCF)
39%
2.6x covered
Payout (Earnings)
24%
Latest Amount
$0.2600
Ex 2026-07-20
3y CAGR
0.0%
5y CAGR
6.1%
10y CAGR
Next Ex-Date
Dividend Safety Forensics
Composite of six quantitative scores plus a 5-point yield-trap framework. Each axis contributes independently; the overall label is the aggregate.
Forensics: WatchYield Trap: Green1 of 6 red flags · 0 of 5 trap signals
Score breakdown
Altman Z (bankruptcy)
Distance from bankruptcy. Safe > 2.99, Distress < 1.81.
Grey (1.84)
Ohlson O (default prob)
Estimated 1-year probability of financial distress.
High (88.9%)
Piotroski F-Score
Fundamental quality (9 binary criteria). 7+ strong, 3- weak.
8/9 (Strong)
Beneish M (manipulation)
Detects accounting manipulation signals in earnings.
Clean
Dividend Safety (EQ)
Composite from payout ratio, FCF coverage, accrual quality.
Safe
FCF Coverage
Free cash flow divided by dividends. 2.0× = strong cushion.
4.36×
Yield-trap signals (5-point Benzinga framework)
Payout > 100%
Paying out more than it earns over TTM.
✓ OK
FCF coverage < 1.0×
Free cash flow doesn't fully cover the dividend.
✓ OK
Yield > 2× sector median
Yield well above peers — often a sign of price collapse, not premium income.
✓ OK
High leverage (D/E > 2)
Debt-to-equity above 2× — limits flexibility if cash flow dips.
✓ OK
6m return < -25%
Current 6m return: +17.7%
✓ OK
Dividend Capture Stats
Measures how this stock has historically behaved around its ex-dividend dates over the last 10 years. Pre-tax, pre-commission, before-slippage. Based on 27 settled events.
Median Ex-Date Drop
-0.96%
Pre-close → ex-close. Clean ex-dates drop by ~the dividend amount.
Recovery Rate
96%
26 of 27 events recovered within 90 days
Median Recovery Time
5 days
3 – 12 days IQR
Avg Capture Yield
0.83%
Per-cycle return when capture succeeds
Disclaimer: Historical capture statistics are descriptive, not predictive. Past recovery patterns don’t guarantee future ones. The "naive capture" math also ignores taxes (qualified-dividend treatment vs. short-term gains can swing outcomes significantly).
Annual dividends per share
Sum of recurring per-share payments per calendar year. Current year is partial.
Cumulative per-share payments
Full dividend history (34)
Ex-DateAmountFrequencyPay DateType
2026-07-20$0.2600Quarterly2026-08-03recurring
2026-04-17$0.2600Quarterly2026-05-01recurring
2026-01-16$0.2600Quarterly2026-02-02recurring
2025-10-17$0.2600Quarterly2025-11-03recurring
2025-07-18$0.2200Quarterly2025-08-01recurring
2025-04-17$0.2200Quarterly2025-05-01recurring
2025-01-17$0.2200Quarterly2025-02-03recurring
2024-10-18$0.2200Quarterly2024-11-01recurring
2024-07-18$0.2000Quarterly2024-08-01recurring
2024-04-16$0.2000Quarterly2024-05-01recurring
2024-01-17$0.2000Quarterly2024-02-01recurring
2023-10-17$0.2000Quarterly2023-11-01recurring
2023-07-17$0.2000Quarterly2023-08-01recurring
2023-04-14$0.2000Quarterly2023-05-01recurring
2023-01-12$0.1800Quarterly2023-02-01recurring
2022-10-17$0.1500Quarterly2022-11-01recurring
2022-07-15$0.1500Quarterly2022-08-01recurring
2022-04-14$0.1500Quarterly2022-05-02recurring
2022-01-13$0.1500Quarterly2022-02-01recurring
2021-10-15$0.1500Quarterly2021-11-01recurring
2021-07-16$0.1500Quarterly2021-08-02recurring
2021-04-16$0.1500Quarterly2021-05-03recurring
2021-01-14$0.1300Quarterly2021-02-01recurring
2020-10-15$0.1300Quarterly2020-11-02recurring
2020-07-16$0.1300Quarterly2020-08-03recurring
2020-04-16$0.1300Quarterly2020-05-01recurring
2020-01-14$0.1300Quarterly2020-02-03recurring
2019-10-15$0.1300Quarterly2019-11-01recurring
2019-07-16$0.0900Quarterly2019-08-01recurring
2019-04-16$0.0900Quarterly2019-05-01recurring
2019-01-14$0.0900Quarterly2019-02-01recurring
2018-10-12$0.0900Quarterly2018-11-01recurring
2018-07-13$0.0900Quarterly2018-08-01recurring
2018-04-13$0.09002018-05-02unknown