33.24 USD
↗ 0.01 (0.03%)AT CLOSE (11:59 AM EDT)
CHOICEONE FINANCIAL
COFSNASDAQ • USD
33.32
↗ 0.08 (0.24%)
POST MARKET (AS OF 07:30 PM EDT)
Post Market
AS OF 07:30 PM EDT
33.32
↗ 0.08 (0.24%)
Market: OPEN
Shares of CHOICEONE FINANCIAL (COFS) are trading at $33.32. The stock presents a bearish profile across the board: technical indicators signal "Sell" and our fundamental models agree with a "Sell" rating. Notable factors include a weak Piotroski F-Score of 0/9 and a bullish Golden Cross on the moving averages. The stock looks compelling on valuation, with multiples below sector averages across P/E, P/B, and EV/EBITDA.
Technical & fundamental data as of Aug 25, 2026.
Open?$33.20
High?$33.38
Low?$32.74
Prev. Close?$33.23
Volume?60.3K
Avg. Volume?85.8K
VWAP?$33.20
Rel. Volume?0.70x
Bid / Ask
Bid?$32.86 × 100
Ask?$33.29 × 100
Spread?$0.43
Midpoint?$33.08
Valuation & Ratios
Market Cap?497.0M
Shares Out?15.0M
Float?14.0M
Float %?93.3%
P/E Ratio?9.08
P/B Ratio?1.03
EPS?$3.66
Dividend?3.47%
Ex-Dividend?N/A
News
Profile
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
Address
109 E DIVISION
SPARTA, MI 49345-0186
Phone: (616) 887-7366
SPARTA, MI 49345-0186
Phone: (616) 887-7366
Technical OutlookSell
Strong SellNeutralStrong Buy
Long-Term (Tide)?▼ Bearish(-1/3)
Medium-Term (Wave)?▼ Bearish(-1/3)
Short-Term (Ripple)?– Neutral(0/3)
MA Alignment?Mixed
Full Technical Analysis →Fundamental OutlookSell
Strong SellNeutralStrong Buy
F-Score?3
Z-Score?50
Momentum?27
Short Sent.?48
Piotroski F-Score?0/9Weak
Confidence?60%Moderate
Short InterestHigh
Short % of Float?2.82%Low
Short Interest?394.6K
Days to Cover?5.5
Free Float14.0M
Avg Daily Volume71.8K
Settlement Date2026-08-14
Financial Health
Current Ratio?N/A—
Quick Ratio?N/A—
Cash Ratio?N/A—
Debt/Equity?0.71Moderate
ValuationATTRACTIVELY VALUEDvs 1 peers + S&P 500
Score94/100
P/E?9.1CHEAP▾
Peers100
S&P97
P/B?1.03CHEAP▾
Peers100
S&P97
P/S?2.07CHEAP▾
Peers100
S&P65
P/FCF?9.7CHEAP▾
Peers100
S&P89
EV/EBITDA?11.3CHEAP▾
Peers100
S&P73
EV/Sales?3.13FAIR▾
Peers100
S&P59
Returns & Efficiency
ROE?11.3%FAIR▾
Peers50
S&P40
ROA?1.2%WEAK▾
Peers50
S&P14
Cash Flow & Enterprise
FCF?$51.0M
Enterprise Value?$752.2M
Fundamentals ratios updated end of day