Dividends

Upcoming ex-dividend dates, recent cuts and initiations across 10+ years of US dividend history.
Citizens Community Ban (CZWI) — Dividend Profile
Finance·Savings Institutions
10y payment streak6y growth streakActiveQuarterly
Forward Yield
2.01%
@ $20.85
TTM Yield
1.51%
Forward Annual
$0.42
Quarterly
Market Cap
$201.5m
Payout (FCF)
35%
2.9x covered
Payout (Earnings)
25%
Latest Amount
$0.1050
Ex 2026-08-07
3y CAGR
2.8%
5y CAGR
6.5%
10y CAGR
Next Ex-Date
Last recorded cut on or near 2026-02-06.
Dividend Safety Forensics
Composite of six quantitative scores plus a 5-point yield-trap framework. Each axis contributes independently; the overall label is the aggregate.
Forensics: WarningYield Trap: Green2 of 6 red flags · 0 of 5 trap signals
Score breakdown
Altman Z (bankruptcy)
Distance from bankruptcy. Safe > 2.99, Distress < 1.81.
Distress (1.47)
Ohlson O (default prob)
Estimated 1-year probability of financial distress.
High (89.6%)
Piotroski F-Score
Fundamental quality (9 binary criteria). 7+ strong, 3- weak.
6/9 (Moderate)
Beneish M (manipulation)
Detects accounting manipulation signals in earnings.
Clean
Dividend Safety (EQ)
Composite from payout ratio, FCF coverage, accrual quality.
Safe
FCF Coverage
Free cash flow divided by dividends. 2.0× = strong cushion.
5.38×
Yield-trap signals (5-point Benzinga framework)
Payout > 100%
Paying out more than it earns over TTM.
✓ OK
FCF coverage < 1.0×
Free cash flow doesn't fully cover the dividend.
✓ OK
Yield > 2× sector median
Yield well above peers — often a sign of price collapse, not premium income.
✓ OK
High leverage (D/E > 2)
Debt-to-equity above 2× — limits flexibility if cash flow dips.
✓ OK
6m return < -25%
Current 6m return: +15.1%
✓ OK
Dividend Capture Stats
Measures how this stock has historically behaved around its ex-dividend dates over the last 10 years. Pre-tax, pre-commission, before-slippage. Based on 8 settled events.
Median Ex-Date Drop
-0.11%
Pre-close → ex-close. Clean ex-dates drop by ~the dividend amount.
Recovery Rate
75%
6 of 8 events recovered within 90 days
Median Recovery Time
8 days
2 – 15 days IQR
Avg Capture Yield
1.64%
Per-cycle return when capture succeeds
Disclaimer: Historical capture statistics are descriptive, not predictive. Past recovery patterns don’t guarantee future ones. The "naive capture" math also ignores taxes (qualified-dividend treatment vs. short-term gains can swing outcomes significantly).
Annual dividends per share
Sum of recurring per-share payments per calendar year. Current year is partial.
Cumulative per-share payments
Full dividend history (12)
Ex-DateAmountFrequencyPay DateType
2026-08-07$0.1050Quarterly2026-08-21recurring
2026-05-08$0.1050Quarterly2026-05-22recurring
2026-02-06$0.1050Quarterly2026-02-20recurring
2025-02-07$0.3600Annual2025-02-21recurring
2024-02-08$0.3200Annual2024-02-23recurring
2023-02-02$0.2900Annual2023-02-17recurring
2022-02-11$0.2600Annual2022-02-28recurring
2021-02-10$0.2300Annual2021-02-25recurring
2020-02-04$0.2100Annual2020-02-19recurring
2019-02-07$0.2000Annual2019-03-08recurring
2018-02-08$0.2000Annual2018-03-08recurring
2017-03-07$0.1600Annual2017-03-23recurring