Dividends

Upcoming ex-dividend dates, recent cuts and initiations across 10+ years of US dividend history.
United Community Banks (UCB) — Dividend Profile
Finance·Major Banks
3y payment streak1y growth streakActiveQuarterly
Forward Yield
3.00%
@ $33.34
TTM Yield
2.97%
Forward Annual
$1.00
Quarterly
Market Cap
$4.0b
Payout (FCF)
35%
2.9x covered
Payout (Earnings)
39%
Latest Amount
$0.2500
Ex 2026-03-13
3y CAGR
5y CAGR
10y CAGR
Next Ex-Date
2026-06-15
Dividend Safety Forensics
Composite of six quantitative scores plus a 5-point yield-trap framework. Each axis contributes independently; the overall label is the aggregate.
Forensics: WatchYield Trap: Green1 of 6 red flags · 0 of 5 trap signals
Score breakdown
Altman Z (bankruptcy)
Distance from bankruptcy. Safe > 2.99, Distress < 1.81.
Grey (1.87)
Ohlson O (default prob)
Estimated 1-year probability of financial distress.
High (68.5%)
Piotroski F-Score
Fundamental quality (9 binary criteria). 7+ strong, 3- weak.
8/9 (Strong)
Beneish M (manipulation)
Detects accounting manipulation signals in earnings.
Clean
Dividend Safety (EQ)
Composite from payout ratio, FCF coverage, accrual quality.
No coverage
FCF Coverage
Free cash flow divided by dividends. 2.0× = strong cushion.
No coverage
Yield-trap signals (5-point Benzinga framework)
Payout > 100%
Paying out more than it earns over TTM.
✓ OK
FCF coverage < 1.0×
Free cash flow doesn't fully cover the dividend.
✓ OK
Yield > 2× sector median
Yield well above peers — often a sign of price collapse, not premium income.
✓ OK
High leverage (D/E > 2)
Debt-to-equity above 2× — limits flexibility if cash flow dips.
✓ OK
6m return < -25%
Current 6m return: +7.2%
✓ OK
Dividend Capture Stats
Measures how this stock has historically behaved around its ex-dividend dates over the last 10 years. Pre-tax, pre-commission, before-slippage. Based on 7 settled events.
Median Ex-Date Drop
-0.34%
Pre-close → ex-close. Clean ex-dates drop by ~the dividend amount.
Recovery Rate
100%
7 of 7 events recovered within 90 days
Median Recovery Time
10 days
3 – 25 days IQR
Avg Capture Yield
0.80%
Per-cycle return when capture succeeds
Disclaimer: Historical capture statistics are descriptive, not predictive. Past recovery patterns don’t guarantee future ones. The "naive capture" math also ignores taxes (qualified-dividend treatment vs. short-term gains can swing outcomes significantly).
Annual dividends per share
Sum of recurring per-share payments per calendar year. Current year is partial.
Cumulative per-share payments
Full dividend history (8)
Ex-DateAmountFrequencyPay DateType
2026-06-15$0.2500Quarterly2026-07-03recurring
2026-03-13$0.2500Quarterly2026-04-03recurring
2025-12-15$0.2500Quarterly2026-01-05recurring
2025-09-15$0.2500Quarterly2025-10-03recurring
2025-06-13$0.2400Quarterly2025-07-03recurring
2025-03-14$0.2400Quarterly2025-04-04recurring
2024-12-16$0.2400Quarterly2025-01-06recurring
2024-09-16$0.2400Quarterly2024-10-04recurring